Privacy Policy

Last Updated: February 2025

SpendIQ ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our mobile application.

Information We Collect

Personal Data

SpendIQ does not collect, store, or transmit any personal data to external servers. All your financial data, including transactions, budgets, and settings, is stored locally on your device.

Camera and Photo Library

We request access to your camera and photo library solely for the receipt scanning feature. Images are processed on your device and are not uploaded to any external servers.

Microphone and Speech Recognition

We request access to your microphone and speech recognition for the voice entry feature. Voice data is processed using Apple's on-device speech recognition and is not stored or transmitted externally.

Biometric Data

Face ID and Touch ID are used solely for app authentication. Biometric data is handled entirely by Apple's secure enclave and is never accessible to our app.

Data Storage

All data is stored locally on your device using Apple's Core Data framework. We do not have access to your financial information. If you delete the app, all data is permanently removed from your device.

Data Sharing

We do not sell, trade, or share your personal information with third parties. Since all data remains on your device, there is no data to share.

Third-Party Services

SpendIQ does not integrate with any third-party analytics, advertising, or tracking services.

Children's Privacy

SpendIQ is not intended for children under 13 years of age. We do not knowingly collect personal information from children.

Security

We implement appropriate security measures to protect your data, including local encryption and biometric authentication options.

Backup and Restore

When you create a backup, the file is stored locally on your device or in your iCloud Drive. We do not have access to your backup files.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Email: pradeep.aneesh@gmail.com

Your Consent

By using SpendIQ, you consent to this Privacy Policy.