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Apply for Personal Loan Easily โ Direct Bank Links Available
All major banks and NBFC personal loan links are provided on this website for your convenience. Simply click on your preferred lenderโs link and fill in your basic details such as Name, PAN Number, Mobile Number (as per PAN), and Email ID. After submitting your details, the respective bank or NBFC will contact you directly with further information and assistance regarding your personal loan application.
Disclaimer: The information provided on this website is indicative only and may vary based on bank policies, applicant profile, CIBIL score or credit score, credit history, and geographical locations; applicants are requested to go through all relevant details thoroughly before submitting any application.
1. Instant Loan Approval & Fast Disbursal
1. Instant Loan Approval & Fast Disbursal
Quick approval with funds credited within 24 hours
Ideal for urgent needs like medical or emergencies
๐ฐ 2. High Loan Amount
๐ฐ 2. High Loan Amount
Get loans up to โน5 lakh depending on eligibility
Suitable for both small and medium financial needs
๐ฒ 3. 100% Digital Process
๐ฒ 3. 100% Digital Process
Fully online application (no paperwork)
Apply directly through mobile app
๐ 4. Minimal Documentation : Faster approval due to simple process
๐ 4. Minimal Documentation : Faster approval due to simple process
๐ 5. No Collateral Required : Completely unsecured loan, No need for property, gold, or guarantor
๐ 5. No Collateral Required : Completely unsecured loan, No need for property, gold, or guarantor
๐ This is a key benefit of most personal loans
๐ 6. Flexible Repayment Options
๐ 6. Flexible Repayment Options
Repayment tenure from 3 to 24 months
Easy EMIs based on your capacity
๐ฏ 7. Multi-Purpose Loan
๐ฏ 7. Multi-Purpose Loan
Use the loan for: Medical emergencies, Education , Travel
Home renovation , Daily expenses
๐ No restriction on usage (common feature of personal loans)
๐ธ 8. Low Processing Fees & Transparent Charges
๐ธ 8. Low Processing Fees & Transparent Charges
Affordable processing charges
Transparent interest rates
๐จโ๐ผ 9. Available for Salaried & Self-Employed
๐จโ๐ผ 9. Available for Salaried & Self-Employed
Open for: Salaried individuals, Self-employed professionals
โ 1. Instant Loan Approval
Get loan approval in minutes
Money can be credited within a few hours or same day
๐ Best for urgent needs like medical or bills
๐ฐ 2. Quick Access to Cash
๐ฐ 2. Quick Access to Cash
Helps in financial emergencies like: Medical expenses, Travel
Home repairs, Acts as a financial backup when savings are low
๐ 3. No Collateral Required
๐ 3. No Collateral Required
These loans are unsecured
No need to give property, gold, or assets
๐ 4. Minimal Documentation
๐ 4. Minimal Documentation
Easy and fast process
๐ฒ 5. 100% Online Process
๐ฒ 5. 100% Online Process
Apply through mobile app or website
No bank visit required
Simple digital KYC
๐ณ 6. Flexible Loan Amount : Small loans like โน500 to โน50,000 (depending on app), Suitable for short-term needs
๐ณ 6. Flexible Loan Amount : Small loans like โน500 to โน50,000 (depending on app), Suitable for short-term needs
๐ 7. Flexible Repayment Options
๐ 7. Flexible Repayment Options
Short tenure (days/weeks/months), Some apps allow custom repayment plans
๐ฏ 8. Helps Maintain Savings : You donโt need to use all your savings, Useful during emergencies to manage cash flow
๐ฏ 8. Helps Maintain Savings : You donโt need to use all your savings, Useful during emergencies to manage cash flow
โฑ๏ธ 9. Available Anytime (24ร7) : Apply anytime from your phone, No waiting for bank hours
โฑ๏ธ 9. Available Anytime (24ร7) : Apply anytime from your phone, No waiting for bank hours
Fees and Charges :
Interest rates : Up to 36 % per anuum
Processing Fee : Upto 5% of loan amountย
Eligibility :
Age :ย 21 to 65 years
Credit score : 650+
Employment type : Salaried person
Income : Minimum salary Rs 30,000.
Cash or Cheque salary payments are not accepted
Documents Required :
PAN card
Aadhar card
Income proof
1. Instant Approval & Fast Disbursal
1. Instant Approval & Fast Disbursal
Loan approval in minutes, Money credited within hours or same day
๐ฒ 2. 100% Digital Process : Apply directly from mobile
๐ฒ 2. 100% Digital Process : Apply directly from mobile
No paperwork or branch visit required, Entire process completed in few minutes
๐ฐ 3. Pre-Approved Loan Offers: Users get pre-approved offers in the app
๐ฐ 3. Pre-Approved Loan Offers: Users get pre-approved offers in the app
Higher chances of quick approval
๐ 4. No Collateral Required: Completely unsecured loan
๐ 4. No Collateral Required: Completely unsecured loan
No need for property, gold, or guarantor
๐ 5. Minimal Documentation : Only basic KYC needed
๐ 5. Minimal Documentation : Only basic KYC needed
Faster approval due to less paperwork
๐ต 6. Flexible Loan Amount & Tenure: Loan range: ย โน10,000 to โน5 lakh (approx.), Flexible EMI tenure: ย 3 to 60 months
๐ต 6. Flexible Loan Amount & Tenure: Loan range: ย โน10,000 to โน5 lakh (approx.), Flexible EMI tenure: ย 3 to 60 months
๐ 7. Easy EMI Repayment : EMI auto-debited from your bank account
๐ 7. Easy EMI Repayment : EMI auto-debited from your bank account
Simple repayment tracking
๐ฏ 8. Multi-Purpose Usage :ย Medical emergencies, Travel , Bills, Business needs
๐ฏ 8. Multi-Purpose Usage :ย Medical emergencies, Travel , Bills, Business needs
ELIGIBILITY :ย
Basic Eligibility
Basic Eligibility
๐ฎ๐ณ Must be Resident Indian
๐ Age: 21โ60 years (approx.)
๐ฑ Active Google Pay user
๐ Financial Criteria
๐ Financial Criteria
Good credit score (CIBIL)
Stable income (salaried/self-employed)
Good transaction history on GPay
๐ Other Conditions
๐ Other Conditions
KYC completed
Bank account linked to GPay
Loan eligibility depends on partner lender rules
DOCUMENTS REQUIRED :
PAN CARD
Aadhar card
Address Proofย
Mobile number linked to Aadhar card
Loan 112 offers instant personal loans with quick approval in minutes.
You can get funds directly in your bank account within hours.
The loan process is 100% online with no paperwork required.
It provides collateral-free loans, so no security is needed.
Only basic documents like Aadhaar and PAN are required.
Loan 112 offers flexible loan amounts based on your eligibility.
You can choose easy EMI repayment options as per your budget.
The loan can be used for any purpose like medical, travel, or bills.
It is suitable for both salaried and self-employed individuals.
Loan 112 ensures a fast, simple, and hassle-free borrowing experience.
Bright Loan offers quick approval for instant financial support.
Get personal loans up to โน1 lakh easily.
The process is 100% online and paperless.
Requires minimal documents like Aadhaar and PAN.
It is a collateral-free loan, no security needed.
Enjoy fast disbursal directly to your bank account.
Flexible repayment options with easy EMIs.
Transparent process with no hidden charges.
Cashvia offers instant personal loans with quick approval.
The loan process is 100% online and hassle-free.
Get funds credited directly to your bank account quickly.
It requires minimal documents like Aadhaar and PAN.
Cashvia provides collateral-free loans, no security needed.
You can apply anytime with a 24ร7 digital process.
Flexible loan amounts based on your eligibility.
Easy EMI repayment options to suit your budget.
Suitable for emergencies like medical, bills, or travel.
Fast, simple, and user-friendly application experience.
Fees and Charges :
Interest rates : start from 1.0 % per month (12 % p.a )
Processing fees : start from 3%
Eligibility :
Age : 21 + years
Credit score : 650 +
Employment type : Salaried and Self employedย
Income : minimum salary requirement ( net monthly ) Rs 22,000.
Documents required :
Aadhar Card
PAN card
Fast & Instant Approval: Designed for urgent financial needs, loans are processed quickly, often within 02 hours, using a completely digital, user-friendly platform.
No Collateral Required: These are unsecured loans, meaning you do not need to pledge personal assets (collateral) or provide a guarantor.
Flexible Repayment: Borrowers can choose flexible repayment options, with options up to 12 months, allowing for easy management of monthly installments.
Minimal Documentation: The application requires only basic documents like PAN Card and Aadhaar Card.
Transparent Process: There are no hidden charges, ensuring transparency throughout the borrowing process.
No Pre-closure Charges: Users can repay the loan early, often with nil pre-closure charges, allowing flexibility in financial planning.
Easy Eligibility: Available for salaried Indian residents between 21 and 60 years old with a fair credit score.
โก Quick Approval โ No long waits
๐ซ Zero Hidden Charges โ 100% transparency
๐ Collateral-Free Loan โ No security needed
๐ Minimal Documentation โ Hassle-free process
Quick Processing
Fees and Charges :
Interest Rates: Starting from 3% per month onwards (can go up to 36% APR).
Processing Fees: Generally 5% to 10% of the loan amount + applicable GST.
ย Eligibility Criteria :
Nationality: Must be an Indian citizen.
Employment: Salaried individuals.
Age: 21 to 60 years.
Minimum Salary: A regular income is required (some apps indicate a take-home salary of at least โน10,000 - โน25,000 per month depending on the specific product tier).
KYC: Must complete digital KYC verification.
Credit Score: A fair or good credit score is required.
Documents Required :
PAN Card (Mandatory).
ID Proof: Aadhaar Card (preferred for e-KYC), Voterโs ID, or Passport.
Address Proof: Utility bills, rent agreement, or Aadhaar.
Income Proof: Last 3 months' bank statements + salary slips.
Photograph: Passport-size photos.
Offered by HDFC Bank with trusted service and reliability.
Get instant pre-approved loan without lengthy approval process.
Loan is available against your credit card limit, no extra paperwork.
Enjoy high loan amounts (up to โน10 lakh or more) depending on eligibility.
No collateral required, completely unsecured loan.
Funds are credited instantly to your account.
Flexible repayment tenure up to 60 months.
Lower interest rates compared to regular personal loans (for eligible users).
Continue using your credit card for other transactions (in some cases).
Ideal for big expenses like medical, travel, or emergencies.
โ๏ธ Instant money credited within seconds
โ๏ธ Attractive & personalized interest rates
โ๏ธ Flexible tenure: 12 to 60 months
โ๏ธ Easy EMIs for stress-free repayment
โ๏ธ Zero documentation โ 100% hassle-free
Fees & Charges
โ๏ธ Processing Fee: upto โน999 + GST (Zero Processing Fee till 31st March25)
โ๏ธ Foreclosure Fee: 3%
โ๏ธ Interest rate: starting from 11.04%
Eligibility :
Must have an active HDFC bank credit card
No overdue payments
Good credit score
No past delays in credit card paymentsย
No ongoing loan and EMI on credit card
Documents rerquired :
No documents Requiredย
HDFC credit card number + OTP verificationย
Offered by Hero FinCorp with trusted financial services.
Get instant loan approval with a quick and easy process.
Enjoy a 100% digital application with no branch visit required.
Requires minimal documentation like Aadhaar and PAN.
Provides collateral-free loans, no security needed.
Get fast disbursal directly to your bank account.
Flexible loan amounts based on your eligibility.
Choose convenient EMI repayment options.
Suitable for multiple needs like medical, travel, or personal expenses.
Simple, user-friendly process for a hassle-free experience.
Fees :
Rate of Interest: Starting from 19% p.a
Processing fee : 2.5 % of loan amount + taxes as applicableย
Eligibility :
Age : 21 to 55 years
Employment type : Salaried , Self employed
Monthly income : Rs 20,000
CIBIL score: 720 +
Documents :
Aadhar Card ,ย
PAN card ,
ย Income proof ,ย
Address proofย
Offered through Tata Neu with trusted brand backing.
Get instant loan approval with a quick digital process.
Enjoy a 100% paperless application directly through the app.
Requires minimal documents like Aadhaar and PAN.
Provides collateral-free loans, no security needed.
Get fast disbursal directly into your bank account.
Flexible loan amounts based on your eligibility.
Easy EMI repayment options with convenient tenure.
Earn NeuCoins rewards on transactions within the app ecosystem.
ย ย ย ย ย ย ย ย ย ย ย ย ย
ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย APPLY NOW
Fees and chargesย
Interest rates : starting at 10.49 % p.a
Process fee : 1 % to 3.5 % + GST
Eligibility :
Age : 21 to 55 years
Employement :ย salaried and Self employedย
Minimun monthly income : Rs 25,000
Minimum annual income : Rs 3 lakh
Credit score : 725 +
No delays / overdues on loans or credit payments in the last 9 months .
Minimu 6 months of credit history required
Documents required :
PAN card
Aadhar card
Bank account detailsย
Ram Fincorp offers instant personal loan approval within minutes.
You can get loan amount credited to your bank account quickly (often within 30 minutes).
The application process is 100% online and paperless.
Requires minimal documentation like Aadhaar, PAN, and bank details.
It provides collateral-free loans, so no security is needed.
Offers flexible repayment options, including EMI or salary-based repayment.
Loans are available even for users with low or average credit scores.
Provides low or reasonable interest rates compared to some instant loan apps.
No prepayment or foreclosure charges, making early repayment easier.
Simple, secure, and user-friendly process with 24ร7 customer support.
Eligibility :
Age : 18 to 58 years
Employment type : Salaried and Self employedIncome : salaried - Rs 18,000 per month
Self employed - Rs 2,16,000 per year
CIBIL score : 600 +
Documents :
PAN cardย
Aadhar card
Address proofย
Income proofย
Bank /payslip details if loan amount is above Rs 40,000
Offered by InCred Finance with a strong digital lending platform.
Get instant loan approval within minutes through a quick online process.
Enjoy fast disbursal, with funds credited in as little as 15 minutes.
The application process is 100% digital and paperless, no branch visit needed.
Requires minimal documentation like Aadhaar, PAN, and bank statements.
Provides collateral-free loans, no security or guarantor required.
Offers loan amounts from โน50,000 up to โน15 lakh based on eligibility.
Flexible repayment tenure up to 5 years with easy EMI options.
Transparent process with no hidden charges and clear fee structure.
Suitable for multiple needs like medical, travel, wedding, or home expenses.
Get quick loan approval online within minutes with a simple process.
Enjoy high loan amounts up to โน50 lakh based on eligibility.
Benefit from competitive interest rates starting around 9.99% p.a.
The process is 100% digital and paperless, no branch visit needed.
Requires minimal documentation, making approval faster.
It is a collateral-free loan, so no security or guarantor is required.
Offers flexible repayment tenure from 12 to 84 months.
Loan can be used for any purpose like medical, travel, or personal needs.
Provides fast disbursal directly to your bank account after approval.
Option for zero foreclosure/prepayment charges (in many cases) for early repayment.
Fees Charges:
Interest Rates : 18% to 36 %
Processing fees : 2.5 to 4 %
Eligibility :ย
Age : 25 to 55 years
credit score : 720 +
Available for both Salaried and self employed
Minimum annual household income must be Rs 3 lakh
Documents :ย
Aadhar card ,
ย PAN card
Get instant personal loan approval through a quick digital process.
Loan amount available up to โน5 lakh (based on eligibility).
Enjoy a 100% online and paperless application.
Requires minimal documentation, making it fast and easy.
Provides collateral-free loans, no need for security.
Get fast disbursal directly to your bank account.
Flexible repayment tenure from 3 to 60 months.
Suitable for multiple needs like medical, travel, or emergencies.
Easy access through mobile app anytime (24ร7).
Option to manage loans along with digital gold savings in one app
Fees and Charges :
Interest Rate / APR:
Around 18.89% to 30% APR
Processing Fee:
1.5% โ 3% (plus GST)
ELIGIBILITY :ย
๐ฎ๐ณ Must be Resident Indian
๐ Age: 18โ60 years (approx.)
๐ผ Salaried or self-employed
๐ Good credit score (preferred)
๐ฑ Active mobile number & bank account
โ๏ธ Complete KYC verification
DOCUMENTS REQUIRED :ย
PAN CARD
Aadhar card
Income Proof For Salaried: Salary slips (last 3 months)/Bank statements (3โ6 months)
For Self-Employed: ITR (2โ3 years)/ Bank statements
For Self-Employed: ITR (2โ3 years)/ Bank statements
Business proof
High Liquidity with Instant Accessย
Instant Disbursal: The loan process is fully digital, offering quick approval and fast disbursal.
Revolving Credit Option: In the case of a gold overdraft facility, you can withdraw funds as needed up to a sanctioned limit and pay interest only on the utilized amount.
Instant Liquidity: It provides immediate access to funds, making it ideal for medical emergencies, school fees, or short-term business needs.ย
2. 100% Digital & Secure Processย
Fully Paperless: The entire application, appraisal, and disbursement process is digital, requiring no physical documentation or branch visits.
Safe Storage: While you use the loan, your underlying 24K digital gold is stored securely in insured, tamper-proof vaults operated by MMTC-PAMP.ย
3. Cost-Effective and Flexible Repaymentย
Competitive Interest Rates: Generally, gold loans offer lower interest rates compared to unsecured personal loans because they are secured against gold.
Flexible Repayment Options: Options include standard EMIs or a "Bullet Repayment" facility, which allows for a single, lump-sum repayment of principal and interest at the end of the tenure.
No Mandatory Income Proof: Since it is a secured loan, many digital gold loans do not require stringent salary slips or high credit scores.
4. Retention of Asset Ownership
Keep Your Gold: You can obtain funds without selling your gold, allowing you to benefit from future appreciation in gold prices.
High Loan-to-Value (LTV): Get loans usually ranging from 75% to 90% of the digital gold's market value, depending on the scheme.ย
5. Transparency and Convenience
No Hidden Charges: The process is transparent, with all fees, including processing fees, disclosed upfront.
24x7 Tracking: You can track your gold holdings, loan status, and market prices in real-time through the ABCD app
Fees and Charges:
Processing Fees: 1.18% to 8% of the loan amount (inclusive of GST
Eligibility Criteria
Age: 19 to 60 years.
Employment Type: Salaried individual.
Minimum Monthly Income: Minimum โน10,000 to โน15,000 per month.
Work Experience: At least 3 months in the current organization (for salaried).
Nationality: Resident of India.
Credit Score: A CIBIL score of 750 or more is generally required for faster approval
โก Instant Approval & Fast Disbursal
Get your loan approved quickly with funds credited to your bank account in as little as 2 hours after verification.
๐ฑ 100% Digital & Paperless Process
Apply online through the appโno branch visits, no physical paperwork, and no hassle.
๐ซ No Collateral Required
Itโs an unsecured loan, so you donโt need to pledge any assets or security.
๐ธ Flexible Loan Amount
Borrow anywhere from โน50,000 up to โน5 lakh based on your eligibility and needs.
๐ Flexible Repayment Tenure
Choose repayment options from 12 to 48 months, making EMIs more manageable.
๐ Use for Multiple Purposes
Funds can be used for medical emergencies, education, travel, business needs, weddings, or home renovation.
๐จโ๐ผ Available for Salaried & Self-Employed
Designed for both working professionals and business owners.
๐ No Pre-Disbursal CIBIL Impact
Loan inquiries donโt affect your credit score before disbursal.
๐งฎ Built-in EMI Calculator & Credit Tracking
Easily check EMIs and monitor your credit score within the app.
๐ค Trusted Lending Partners
Loans are provided via reputed partners like Aditya Birla Finance, Hero FinCorp, and others.
๐ Zero Paperwork
๐ค Available for both salaried and self employed
โฑ Instant Loan Approval
๐๐ป Same Day Disbursal
Loan Upto Rs 5 lakh
Fees and Chargesย
Interest rate : Min 18 %
ELIGIBILITY :
Age :ย 22 to 55 years
Credit score : 725ย
Employment type :Salaried and Self Employedย
Income : Minimum Salary Rs 18,000 (in metro cities ) and Rs 15,000 in Tier 2 citiesย
Documents require :
PAN card
Aadhar Card
Addressย Proofย
Income Proofย
๐ฐ Benefits of Tez Credit Personal Loan
๐ฐ Benefits of Tez Credit Personal Loan
โก Instant Approval & Quick Disbursal
Get loan approval within minutes and funds credited quicklyโperfect for urgent needs.๐ฑ 100% Digital & Paperless Process
Apply directly from your mobile with online KYC (Aadhaar, PAN, selfie)โno paperwork or branch visits required.๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or any assets.๐ธ Flexible Loan Amount Options
Borrow small to medium amounts based on eligibilityโideal for short-term financial needs.๐ Affordable Interest Rates
Competitive and fair interest rates designed to make repayment easier.๐ Flexible Repayment Options
Choose repayment tenure as per your convenience and financial situation.๐ Easy EMI Calculation
Built-in calculator helps you check EMI and plan repayment before applying.โฑ๏ธ Fast & Simple Application Process
Minimal stepsโsign up, complete KYC, and get loan offers in minutes.๐ Safe & Secure Platform
Fully digital platform with secure verification and transparent process.๐ Repeat Loan Advantage
Faster approvals for existing users with pre-approved offers and less documentation
Get Instant Personal Loan with Tez Credit!
โก Loan up to โน2.5 Lakhs
๐ Minimal documentation
๐งพ Salary starting from just โน18,000
โฑ๏ธ Fast approval & quick disbursal
๐ Available in 8,000+ pincodes
Apply now for fast & easy loans! ๐ย
Fees and Charges
Interest rates : Up to 1% per day
Processing fees : Up to 8 % of loan amountย
Eligibilityย ::
Age : 21 to 55 years
Credit score : 600+
Employment type : Salaried Personย
Income : Minimum salary Rs 25,000
Documents Required :
PAN card
Aadhar card
Income proofย
โก Instant Approval & Fast Disbursal
Get loan approval in as little as 60 seconds and money credited to your bank account quicklyโideal for urgent needs.
๐ฑ 100% Digital & Paperless Process
Apply online through the app with minimal documentsโno paperwork or branch visits required.
๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or any asset.
๐ธ Flexible Loan Amount
Borrow from small amounts up to โน5 lakh based on eligibility.
๐ Affordable Interest Rates
Interest starts from around 1.5% per month, depending on your profile.
๐ Flexible Repayment Options
Choose easy EMIs with tenure options like 6, 9, 12, or 18 months.
โฑ๏ธ Quick & Easy Application
Complete your application in just a few minutes with simple steps and instant decision.
๐ Transparent Charges
No hidden feesโloan details like interest, EMI, and charges are shown upfront.
๐ Safe & Secure Platform
Data protection with secure encryption ensures safe transactions.
๐ Pay Only for What You Use (Flexible Usage)
Withdraw the required amount and pay interest accordinglyโhelps manage costs better.
๐ฏ Multi-Purpose Usage
Use the loan for medical emergencies, travel, bills, education, or personal expenses without restrictions.
A smarter way to borrow
๐ธ Instant Personal Loan of up to โน5 Lakhs
๐ Flexible Tenure of up to 36 months
๐๐ป Processing Fees: 2%-4% + GST
๐ Lower Interest Rate
๐ฒ Fully Digital Process
โฑ Instant Approval in 6 minutes with Quick Disbursal
Fees and Charges :
Processing fee : 2-4 % +GST
ELIGIBILITY :
Age : 21 to 45 yearsย
Employment : Only salaried
Minimum salary : Rs 20,000 monthlyย
CIBIL SCORE : 650 +
No payment dafault or delayin last 12 monthsย
NOT working in
_Agriculture , Arms and ammunation ,Chit funds , Dal miling m Film industry , Import -export , security servicesย
โก Instant Approval & Fast Disbursal
Get quick loan approval with money transferred directly to your bank account.
๐ฑ 100% Digital & Paperless Process
Apply completely online via appโno branch visit or paperwork needed.
๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or assets.
๐ธ Wide Loan Amount Range
Loan amount starts from โน5,000 up to โน60 lakh based on eligibility.
๐ Flexible Repayment Tenure
Choose tenure from 3 months to 72 months as per convenience.
๐ Multi-Purpose Usage
Use for medical, travel, education, bills, wedding, or emergency needs.
๐ Loan Top-up Facility
Existing users can get additional loan offers easily.
๐ Transparent Terms & Easy EMI Planning
EMI calculator and clear repayment details help better planning
Looking For an Instant Loan? Apply for Kissht Personal Loan!
โก Instant approval & disbursal (in minutes for eligible profiles)
๐ Minimal documentation โ PAN, Aadhaar, selfie
๐ฆ 100% online process (no branch visits)
๐ฐ Flexible amounts: โน5,000 up to โน5 Lakhs
๐ Flexible tenure options
๐ณ No collateral or guarantor required
Fees and Charges :
Interest Rate:
Approx 6% to 36% per annum (depends on profile)
๐ค Eligibility Criteria
๐ค Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 to 59 years
๐ผ Employment: Salaried / Self-employed / Business owners / MSMEs
๐ฐ Stable Income Source (for repayment capacity)
๐ Credit Score & Financial Profile influence approval
Monthly income : more than Rs 15,000 per monthย
CIBIL SCORE : 650 +
No credit /loan defaultย
No delay in other lpan /credit payment over 30 daysย
DOCUMENTS REQUIRED :
PAN CARDย
Aadhar card
ย ย Apply Now:ย
โก Instant Approval & Fast Disbursal
Get quick loan approval and fast credit to your bank accountโideal for urgent needs.
๐ฑ 100% Digital Process
Apply directly through the app with a completely paperless processโno branch visits required.
๐ซ No Collateral Required
Unsecured personal loanโno need to pledge gold, property, or assets.
๐ธ High Loan Amount
Get personal loans up to โน10โ15 lakh depending on eligibility.
๐ณ Interest-Free / Low-Cost Credit Options
Some products (like credit line/BNPL) offer interest-free period or zero charges on transactions.
๐ Flexible Usage
Use the loan for shopping, bills, emergencies, travel, or daily expenses without restrictions.
๐ Easy EMI & Repayment Options
Convert spends into easy EMIs or repay flexibly as per your convenience.
๐ฐ Zero or Low Processing Fees (for eligible users)
Some users may get zero annual fee / no transaction charges depending on eligibility.
๐ Rewards & Cashback Benefits
Earn rewards (like coins/cashback) on transactions through the app.
๐ Secure & Trusted Platform
Loans are provided via RBI-approved NBFC partners, ensuring safety and compliance.
Need instant funds for your needs? ๐ฐ
Get a BharatPe Personal Loan with quick approval! โก
Why choose this loan?
๐ Minimal documentation
๐ฅ๏ธ 100% digital process
โฑ๏ธ Fast approval & quick disbursal
๐ธ Flexible loan amounts
Apply now and get funds directly into your bank account!
APPLY NOW ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย READ DOCUMENTS
Fees and Charges :
Interest rate : Up to 3% per monthย
Processing fees : Up to 2% of the loan amountย
Eligibility :
ย Age : 21 to 65 years
Credit score : 300+ย
Employment type : Salaried Employment
Income : Minimum Salary Rs 25,000
Documents required :
PAN card
Aadhar Card
Income Proof
โก Instant Approval & Fast Disbursal
Get loan approval within minutes and money credited directly to your bank account.
๐ฑ 100% Digital & Paperless Process
Apply anytime, anywhere with a fully online processโno branch visit needed.
๐ธ Flexible Loan Amount
Borrow from โน6,000 up to โน10 lakh based on eligibility.
๐ Competitive Interest Rates
Interest rates start from around 12% p.a.
๐ Flexible Repayment Tenure
Choose repayment tenure from 6 to 60 months.
๐ซ No Collateral Required
Unsecured loanโno need to pledge any asset.
๐ Available Even for Low CIBIL Users
Loan options available for customers with lower credit scores.
โฑ๏ธ 24ร7 Availability
Apply anytime with quick processing and minimal delay
๐ฐ Loans ranging from โน7,000 to โน5 Lakhs
๐คฉ Easy application process.
๐ฑ Digital processing and 10-minute loan disbursal.
๐ No collateral is required to apply for a Personal Loan.
๐ฎ๐ณ ย Service Eligible for PAN India.
Fees and Charges :
Interest rate from 1.02% - 2.49% p.m.
Use Coupon Code: NOCOST for 0% processing fees(28th Feb)
ELIGIBILITY :
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 years and above
๐ฐ Minimum Monthly Income: โน10,000+
๐ผ Employment: Salaried employee, Self Employedย with stable income .
โณ Work Experience: Minimum 2 months in current job
DOCUMENTS REQUIRED :
PAN card
Aadhar cardย
Photo copyย
โก Instant Approval & Fast Disbursal
Get loan approval quickly and money credited within hours or up to 24 hours.
๐ฑ 100% Digital & Paperless Process
Apply online with no branch visitโsimple and hassle-free.
๐ธ Flexible Loan Amount
Borrow from โน5,000 up to โน10 lakh based on eligibility.
๐ Affordable Interest Rates
Interest starts from around 1.16% per month (~14% p.a.).
๐ Flexible Repayment Tenure
Repayment tenure up to 60 months (5 years).
๐ซ No Collateral Required
Unsecured loanโno need to pledge assets.
๐ Quick Eligibility Check
Check loan eligibility within 2 minutes.
๐ฏ Multiple Loan Offers
Compare offers from multiple lenders and choose the best option
๐ธ Flexible loan of up to โน5 lakh
๐ฐ Loan repayment tenure up to 60 months
โฑ Instant approval in 2 minutes, 24 hour disbursal
*Note: Moneyview reserves the right to have differential interest rate and processing fees and that displayed will be considered final.
Fees and Charges :ย
๐คฉ Interest rate starting 1.33% per month
๐๐ปโโ๏ธ Processing Fees: startingย from 2%
ย Loan repayment tenure up to 60 months
๐ค Eligibility Criteria
๐ค Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 to 57 years
๐ผ Employment: Salaried or self-employed
๐ฐ Minimum Monthly Income: Rs 13500+
๐ Credit Score: Around 650+ preferred
๐ฆ Income must be credited to bank account
No payment delay of more than 15 days in amy EMI
No settlement /write off in 36 monthsย
Documents Required
Documents Required
๐ชช PAN Cardย
๐ Identity Proof (any one):
Aadhaar / Voter ID / Passport / Driving License๐ Address Proof (any one):
Aadhaar / Utility bills / Passport / Voter ID๐ผ Income Proof:
Last 3 months bank statements
Salary slips (if required)
๐ธ Selfie / Basic KYC verification
Photo graphย
โก Instant Approval & Fast Disbursal
Loan approval within hours and amount directly credited to your bank account.
๐ฑ 100% Digital & Paperless Process
Apply completely onlineโno paperwork or branch visits required.
๐ธ Small Ticket Quick Loans
Loan amount from โน1,000 to โน99,000โideal for short-term needs.
๐ Flexible Short Tenure
Repayment tenure from 3 to 12 months.
๐ซ No Collateral Required
Unsecured loanโno need to pledge assets.
โฑ๏ธ 24ร7 Access
Apply anytime through the mobile app.
๐ Safe & Secure Platform
Loans provided via RBI-registered NBFC partners with secure data handling.
๐ Minimal Effort Application
Uses digital data (like mobile/app data) for faster eligibility checksโless manual upload needed.
Want an Instant Loan. Apply for Myflot
๐ธ Loans from as low as โน1,000 up to โน99,000ย
๐๏ธ Flexible tenures: 3 to 12 monthsย
๐งพ Simple, digital & minimal-document processย
๐ Backed by NBFC partners, secure & regulatedย
๐ Fast disbursal after approval
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FEES and Charges :
Flexible tenures: 3 to 12 monthsย
Starts from approx 2% per month (~24% p.a.)ย
ELIGIBILITY :
๐ฎ๐ณ Must be an Indian citizen
๐ Age: Approx 21 to 65 years
๐ผ Employment: Salaried / Self-employed (basic income source required)
๐ฑ Valid mobile number & bank account required
๐ Approval depends on risk profile & digital verification
๐ Documents Required
๐ Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ฆ Bank Details (for disbursal)
๐ Additional Docs (if required):
Basic income or employment details
โก Instant Approval & Quick Disbursal
Get loan approval within minutes and funds credited within hours to your bank account.
๐ฑ 100% Digital & Paperless Process
Apply online anytimeโno paperwork or branch visits required.
๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or assets.
๐ธ Flexible Loan Amount
Borrow from โน5,000 up to โน2.5 lakh based on eligibility.
๐ Short & Flexible Tenure
Repayment tenure ranges from 3 to 15 months.
๐ Available for Low / No Credit Score Users
Even users with limited or poor credit history can apply.
๐ No Foreclosure Charges (in many cases)
Option to repay early without extra cost (subject to terms).
๐ Safe & RBI-Registered NBFC
Operated by an RBI-registered NBFC ensuring secure lending.
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Get Instant Access to Funds with Lendingplate Personal Loans
๐ Instant Online Application
๐ธ Collateral-Free Loan
๐ Flexible Loan Amounts
โ No Hidden Charges
โก Fast Access to Funds
๐ Secure Processย
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๐ณ Fees & Charges
๐ณ Fees & Charges
๐ Interest Rate:
Starts from 12% p.a. onwards (varies by profile)
Eligibility Criteria
Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 - 60 yearsย
๐ฐ Minimum Monthly Income: โน20,000+
๐ผ Employment: Salaried individuals (primarily)
๐ Approval based on income, credit score & repayment capacity
Documents Required
Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ Address Proof:
Aadhaar / Voter ID / Driving License / Passport / Utility Bill๐ผ Income Proof:
Bank statements
Income verification via Account Aggregator (AA)
๐ธ Selfie / eKYC Verification
APPLY NOWย ย ย
โก Instant Approval & Fast Disbursal
Get loan approval within minutes and money credited directly to your bank account.
๐ฑ 100% Digital & Paperless Process
Complete application online with Aadhaar + PANโno paperwork or branch visit required.
๐ธ Flexible Loan Amount
Borrow from โน500 up to โน5 lakh based on eligibility.
๐ Low Starting Interest Rate
Interest starts from around 1.5% per month depending on profile.
๐ Flexible Repayment Tenure
Choose repayment tenure from 2 to 24 months.
๐ซ No Collateral Required
Unsecured loanโno need to pledge any asset or security.
๐ Suitable for Low / No CIBIL Users
Higher chances of approval for new-to-credit or low credit score users.
๐ฏ Multiple Loan Types Available
Options like emergency loans, small loans, business loans, etc.
๐ Safe & RBI-Registered NBFC Partners
Loans are provided via regulated lending partners
โณ Instant loan approvalย
๐ฑ 100% digital process
๐ Flexible tenure of up to 9 months
๐๐ป Interest rate starting from 2% per month
Limited time Offer: 50% off upto 250Rs on Processing Fee of the loan
Discount Coupon Code - DADA50
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Fees and Charges :
Flexible tenure of up to 9 months
๐๐ป Interest rate starting from 2% per month
Eligibility Criteria
Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 years or above
๐ฐ Minimum Monthly Income: โน15,000+ (โน25,000 household recommended)
๐ผ Employment: Salaried or self-employed
๐ฑ Aadhaar-linked mobile number required
๐ Approval based on income + credit profile
Documents Required
Documents Required
๐ชช KYC Documents:
PAN Card (mandatory)
Aadhaar Card
๐ Address Proof:
Passport / Voter ID / Driving License๐ผ Income Proof:
Bank statements
EPFO details (for salaried)
๐ธ Selfie / eKYC Verification
๐ฆ Bank Account Details (for disbursal)
โก Quick Approval & Fast Disbursal
Loans are processed quickly with funds credited in a short time.
๐ฑ Hassle-Free Digital Process
Simple application with minimal paperwork and easy online process.
๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or assets.
๐ธ Flexible Loan Amount
Get loan from โน1 lakh up to โน5 lakh based on eligibility.
๐ Flexible Repayment Tenure
Tenure from 6 months to 36 months (3 years).
๐ Competitive Interest Rates
Interest rates range from approx 16% to 30% p.a. depending on profile.
โ๏ธ Cooling-Off Period Available
Option to cancel loan within a short period after disbursal.
๐ Multi-Purpose Usage
Use for wedding, travel, medical, education, renovation, or emergencies.
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Go from "want a loan" to "Got a Loan" within minutes. Get personal loan of upto โน5 Lakh sanctioned within minutes from Unity Small Finance Bank.ย
- No Paperwork
- No Bank Visit Required
- No Collateral Required.ย
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๐ณ Fees & Charges
๐ณ Fees & Charges
๐ฐ Interest Rate (APR):
Approx 16% โ 30% p.a.๐ Processing Fee:
Up to 3% of loan amount + GST
Eligibility Criteria
Eligibility Criteria
๐ฎ๐ณ Must be an Indian resident
๐ Age: 23 to 55 years
๐ฐ Minimum Monthly Income: โน20,000+
๐ CIBIL Score: 680 or above preferred
๐ผ Employment: Salaried or self-employed
๐ฆ Stable income & repayment capacity required
No 90+ DPDs in 12 months + DPDs in last 3 monthsย
18 months bureau vintage / history of the applicantย
Documents Required
Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ Address Proof:
Aadhaar / Voter ID / Passport / Utility bill๐ผ Income Proof:
Last 6 months bank statements
Salary slips (if required)
๐ธ Selfie / Basic KYC verification
Apply Now ย ย ย ย ย ย ย ย
โก Quick Approval & Fast Disbursal
Loan amount is credited within 24 hours after approvalโideal for urgent needs.
๐ฑ 100% Digital Process
Apply through the mobile appโno paperwork or branch visits required.
๐ธ Flexible Credit Line Facility
Get a credit line up to โน1 lakh and withdraw as per your need.
๐ Relatively Lower Interest (for NBFC apps)
Interest starts from around 2% per month (depending on profile).
๐ Flexible Repayment Options
Repay through EMIs with tenure up to 12โ24 months.
๐ซ No Collateral Required
Unsecured loanโno need to pledge assets.
๐ Build Credit Score
Timely repayment helps improve your CIBIL/credit profile.
๐ Safe & Trusted Platform
Loans are provided via RBI-registered NBFC/bank partners
Looking for a Personal loan? Get instant NIRA personal loan of up to Rs. 1 Lakh
Reasons to apply for NIRA Finance:
โ Easy online application process
โ Loan tenure - 3 to 12 months
โ Minimal documentation
๐ณ Fees & Charges
๐ณ Fees & Charges
๐ Interest Rate:
Starts from ~2% per month (24%+ p.a.)๐ APR (Annual Percentage Rate):
Approx 24% โ 36% p.a.๐ฐ Processing Fee:
Around 2% โ 7% of loan amount + GST
Eligibility Criteria
Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: Approx 22 to 59 years
๐ผ Employment: Salaried individuals (primarily)
๐ฐ Minimum Monthly Income: Around โน12,000+
๐ Approval based on income, credit profile & internal scoring
Documents Required
Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ผ Income Proof:
Salary slips
Last 3 months bank statements
๐ฆ Bank Account Details (for disbursal)
โก Instant Approval & Fast Disbursal
Get loan approval within minutes and money credited quickly to your bank account.๐ฑ 100% Digital & Paperless Process
Complete KYC in minutes with zero paperworkโno branch visit required.๐ธ High Loan Amount
Get loans up to โน5 lakh based on eligibility.๐ Flexible Repayment Tenure
Choose EMI tenure from 3 months to 36 months.๐ Quick KYC in Minutes
Loan process can be completed in under 5 minutes digitally.๐ซ No Collateral Required
Unsecured loanโno need to pledge any asset.๐ Pre-approved Offers & Credit Line
Users can get pre-approved limits and increase loan amount with timely repayment.๐ฒ UPI + Loan Combo Feature
Use loan amount directly via UPI for payments, shopping, or transfers.๐ Improve Credit Score
Timely repayment helps improve your credit profile.
Get funds in just 5 minutes with Ring Power Loan!
ย
Why choose Ring Power Loan?
๐ฐ Loan up to โน5 lakhs
๐ฒ Hassle-free application process
โ Instant disbursal
Why you should apply from here:ย
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
Fees & Charges
Fees & Charges
๐ Interest Rate:
Starts from approx 3.8% per month (~45% p.a.) (varies by profile)๐ APR (Annual Percentage Rate):
Around 26%+ p.a. (example case)๐ฐ Processing Fee:
Around 3% โ 5% (approx) + GST
Eligibility Criteria
Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 years and above
๐ผ Employment: Salaried / Self-employed
๐ฑ Valid mobile number & bank account required
๐ Approval based on income, credit score & internal risk profile
CIBIL Score : 650 +
Monthly income : Minimum 15,000/-
๐ Documents Required
๐ Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ฆ Bank Account Details
๐ผ Income Proof (if required):
Bank statements / salary details
โก Instant Approval & Quick Disbursal
Loan approval in minutes and money credited within minutes to 24 hours after verification.๐ฑ 100% Digital & Paperless Process
Apply directly from mobile with Aadhaar, PAN & OTPโno paperwork or branch visit.๐ธ Flexible Loan Amount
Small loans: up to โน20,000 (instant)
Personal loans: up to โน5 lakh
๐ Flexible Repayment Tenure
Tenure up to 48 months depending on loan type.๐ Multiple Loan Options
Different loan slabs based on income & profile (low income to high income users).๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or assets.๐ Designed for All Income Levels
Even users with โน15,000+ income can apply.๐ฒ Multi-Purpose Usage
Use for travel, education, emergency, shopping, wedding, renovation, etc.๐ RBI-Listed Lending Platform
Works with NBFC partners and is listed in RBIโs digital lending app directory.
Want a quick & easy loan for your daily expenses? Choose Fatakpay Loan!
Top benefits of Fatakpay Loan:
๐ฐ Loan up to โน20,000
๐ฒ Hassle-free application process
โ Super-quick approval
Why you should apply from here:
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
Fees & Charges
Fees & Charges
๐ Interest Rate:
Approx 12% โ 42% per annum (depends on profile & loan type)๐ Processing Fee:
Around 2% โ 6% + GST (varies by loan slab)
Eligibility Criteria
Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 to 55 years
๐ผ Employment: Salaried / Self-employed
๐ฐ Income: โน15,000+ monthly (recommended)
๐ Loan approval depends on credit profile & income
Documents Required
Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ผ Income Proof (if required):
Last 3 months bank statements
๐ฆ Bank Account Details (for disbursal)
Instant Approval & Fast Disbursal
Get approval within minutes and funds credited quickly to your bank account.
๐ฑ 100% Digital & Paperless Process
Apply online with zero paperworkโno branch visit required.
๐ธ Flexible Loan Amount
Borrow from โน5,000 up to โน2 lakh based on eligibility.
๐ Competitive Interest Rates
Interest rates range from approx 12% to 32.5% p.a.
๐ Flexible Repayment Tenure
Choose tenure from 6 to 60 months.
๐ซ No Collateral Required
Unsecured loanโno need to pledge any asset.
๐ Credit Builder Option
Helps improve your credit score with timely repayment.
๐ Safe & RBI-Registered NBFC Partner
Loans are disbursed via RBI-registered NBFC partners.
Get super-quick & easy personal loans with CreditSea!
Why choose CreditSea Personal Loan?
๐ฐ Loan up to โน2 lakhs
๐ฒ Hassle-free application process
โ Quick approval
Why you should apply from here:ย
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
๐ณ Fees & Charges
๐ณ Fees & Charges
๐ Interest Rate:
12% โ 32.5% per annum (depends on profile)๐ Processing Fee:
Up to 5.1% of loan amount + GST
๐ค Eligibility Criteria
๐ค Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21โ55 years (some cases 24+ minimum)
๐ฐ Minimum Monthly Income:
โน15,000 (non-metro)
โน18,000โโน20,000+ preferred
๐ผ Employment: Salaried individuals (mainly)
โณ Minimum job experience required
๐ Approval depends on income + credit profile
๐ Documents Required
๐ Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ผ Income Proof:
Bank statement showing salary credit
๐ฆ Bank Account Details (for disbursal)
๐ฑ Aadhaar-linked mobile number required
โก Instant Approval & Fast Disbursal
Get loan approval within minutes and money credited quicklyโoften within hours.๐ฑ 100% Digital & Paperless Process
Apply online via appโno paperwork or branch visits required.๐ธ Flexible Loan Amount
Borrow from โน5,000 up to โน1 lakh depending on eligibility.๐ Flexible Repayment Tenure
Repay easily with tenure from 3 to 12 months.๐ซ No Collateral Required
Unsecured loanโno need to pledge any asset.๐ Suitable for Emergency Needs
Ideal for medical expenses, bills, education, or urgent cash needs.๐ Higher Limits with Good Repayment
Timely EMI payments can unlock higher loan limits in future.๐ Trusted Digital Platform
Used by millions of users across India with fully secure process.
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Top benefits of InstaMoney Personal Loan:
๐ฐ Loan up to โน50,000
๐ฒ Hassle-free online process
๐ฆ Secure & RBI regulated
Why you should apply from here:
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
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๐ณ Fees & Charges
๐ณ Fees & Charges
๐ Interest Rate:
Approx 24% โ 48% per annum (depends on profile)๐ Processing Fee:
0% โ 6% of loan amount + GST
๐ค Eligibility Criteria
๐ค Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 years and above (approx)
๐ผ Employment: Salaried or self-employed
๐ฐ Minimum Income: Around โน15,000/month (recommended)
๐ Credit Score: 650+ preferred (not mandatory)
๐ Documents Required
๐ Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ฆ Bank Account Details
๐ผ Income Proof (if required):
Bank statements / salary details
โก Instant Approval & Quick Disbursal
Get loan approval in as fast as 10 minutes and funds credited quickly.๐ฑ 100% Digital & Paperless Process
Apply completely onlineโno paperwork or branch visits required.๐ธ Flexible Loan Amount (Small Loans)
Suitable for short-term needs and emergency expenses like bills, medical, etc.๐ Competitive Interest Rates
Interest starts from around 10.99% p.a. (offer-based).๐ Flexible Repayment Options
Easy repayment plans with short tenure options.๐ซ No Collateral Required
Unsecured loanโno need to pledge gold, property, or assets.๐ Transparent Process
Clear pricing with no hidden charges mentioned upfront.๐ RBI-Registered NBFC Platform
Operates with regulated NBFC partners ensuring compliance and safety.
Simplify Life's Expenses With a cash247 Personal Loan!
Why choose cash247 Personal Loan?
๐ฐ Loan up to โน75,000
๐ฒ Hassle-free application process
โ Quick approval
Why you should apply from here:ย
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
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๐ณ Fees & Charges
๐ณ Fees & Charges
๐ Interest Rate:
Starts from approx 14% p.a. onwards๐ฐ Processing Fee:
Around 2% โ 4.5% of loan amount
๐ค Eligibility Criteria
๐ค Eligibility Criteria
๐ฎ๐ณ Must be an Indian resident
๐ Must meet minimum age requirement (usually 21+)
๐ผ Salaried / Self-employed individuals
๐ฐ Stable income source required
๐ Approval based on credit profile & verification
Documents Required
Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ฆ Bank Account Details
๐ผ Income Proof (if required):
Bank statements / salary details
โก Instant Approval & Fast Disbursal
Get loan approval within minutes and funds credited within a few hours.
๐ฑ 100% Digital & Paperless Process
Apply directly through the mobile appโno paperwork or branch visits required.
๐ธ Flexible Loan Amount
Borrow from โน1,000 up to โน60,000 (approx) based on eligibility.
๐ Short & Flexible Tenure
Repayment tenure ranges from 3 to 12 months.
๐ซ No Collateral Required
Unsecured loanโno need to pledge any asset.
๐ Easy Approval for Low Credit Users
Even users with low or no credit history may get approval.
โฑ๏ธ Quick KYC Process
Simple Aadhaar + PAN based verification with minimal steps.
๐ฒ 24ร7 Loan Access
Apply anytime, anywhere using your smartphone.
Get funds for your daily expenses with RapidMoney!
Why choose RapidMoney Loan?
๐ฐ Loan up to โน15,000
๐ฒ Hassle-free application process
โ Quick approval
Why you should apply from here:
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
๐ณ Fees & Charges
๐ณ Fees & Charges
๐ Interest Rate:
Approx 24% โ 48% per annum (may vary based on profile)๐ Processing Fee:
Around 2% โ 6% of loan amount + GST
๐ค Eligibility Criteria
๐ค Eligibility Criteria
๐ฎ๐ณ Must be an Indian citizen
๐ Age: 21 years and above
๐ผ Employment: Salaried / Self-employed
๐ฑ Valid mobile number & bank account required
๐ Approval based on income & internal credit assessment
๐ Documents Required
๐ Documents Required
๐ชช KYC Documents:
Aadhaar Card
PAN Card
๐ธ Selfie / eKYC Verification
๐ฆ Bank Account Details
๐ผ Income Proof (if required):
Bank statements / salary proof
The entire loan process, from application to disbursal, is 100% digital and completely paperless, eliminating the need for physical documentation or branch visits .
You can check your CIBIL score and credit report for free directly within the DMI Finance app, helping you stay informed about your credit health .
The loan offers flexible repayment tenors, typically ranging from 3 to 60 months, allowing you to choose a plan that fits your budget .
Funds are typically disbursed quickly, often within 24 to 72 hours after loan approval, ensuring you have access to money when you need it .
It is an unsecured loan, meaning you do not need to provide any collateral or security to receive the funds .
The app features an easy 4-digit PIN login, removing the hassle of remembering complex passwords for quick access .
You can make EMI repayments digitally using various methods, including UPI and net banking, and set up an e-mandate for automatic payments to avoid late fees .
The platform serves as a one-stop hub where you can apply for, track, manage, and repay your loan, as well as download key documents like sanction letters and agreements on demand .
DMI Finance is a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), ensuring that all loan products are regulated and legally compliant .
In addition to salaried professionals, self-employed individuals and small business owners are also eligible to apply for a personal loan
Get a loan in 3 simple steps with DMI Personal Loan!
Why choose DMI Finance Personal Loan?
๐ฐ Loan up to โน5 lakh
๐ฒ Hassle-free application process
โ Quick approval
Why you should apply from here:
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
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Fees and Chargesย
Interest Rate (APR): 12% to 27.9% per annum (p.a.)ย
Processing Fee Up to 3.95% of the loan amount + GST. Some sources mention a flat 2% + GST
Eligibility Criteria :
Eligibility Criteria :
Age: Must be between 23 and 55 years old. Some sources indicate a maximum age of 52 years .
Employment: Salaried professionals or self-employed individuals .
Minimum Income: A minimum household income of โน25,000 per month (or โน3 Lakhs per annum) is required .
Credit Score: A good credit score of 700 or above is typically required .
Residency: Must be an Indian resident .
Documents Required :ย
Documents Required :ย
Salaried Applicants : Self-Employed Applicants
Identity Proof : PAN Card & Aadhaar Card
Address Proof : ย Utility Bill (electricity, gas, postpaid mobile),/ Rental Agreement, or Aadhaar
Income Proof :ย
Last 6 months' salary slips OR Bank statements for the last 6-12 months
Income Tax Returns (ITR) OR Bank statements for the last 6-12 months
Fully Digital Process: Apply online through a, easy-to-use digital-first interface with minimal documentation.
Quick Disbursal: Fast processing, which can provide funds quickly.
Flexible Repayment: Options for flexible tenure and repayment to suit individual financial needs.
Secure & Transparent: A safe, transparent process with no hidden charges.
Broad Eligibility: Services both salaried and self-employed individuals.
Partnership Stability: Backed by BharatPe, one of India's leading fintech companie
In need of immediate funds? Trillion Personal Loan makes life easier!
Why choose Trillion Personal Loan?
๐ฐ Loan up to โน5 lakh
๐ฒ Hassle-free application process
โ Quick approval
Why you should apply from here:
โ๏ธ 100% online & secure process
โ๏ธ Hassle-free application process
APPLY NOW ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย ย
Fees and Charges :
Interest Rate :Usually 10% - 36% per annum (depending on credit profile)
Processing Fee " Typically 1% - 3% of loan amount + GST
ELIGIBILITY :
Age: 21 - 60 years
Employment Type : Salaried or Self-employed
Minimum Income : โน20,000 - โน30,000 per month (salaried)
Credit Score : 700+ (CIBIL)
Residency: Indian resident
Employment Stability : Minimum 1-2 years of work experience
DOCUMENTS REQUIRED :ย
Identity Proof : PAN Card, Aadhaar Card, Voter ID, Driving License
Address Proof : Aadhaar Card, Passport, Utility Bill, Rental Agreement
Income Proof (Salaried) : Last 3-6 months' salary slips, Bank statements
Income Proof (Self-employed) : ITR for last 2 years, Profit & Loss statement, Bank statements
Employment Proof : Offer letter, Employment certificate, Form 16
High Loan Amount: Borrow up to โน55 lakh for various needs like weddings, education, or travel.
Fast Disbursal: Funds are credited to your bank account within 24 hours of approval.
No Collateral/Security: As unsecured loans, you do not need to pledge assets or provide a guarantor
.Flexible Tenures: Repay the loan comfortably over a period of up to 96 months.
Flexible Loan Variants: Options like Term Loan, Flexi Term (Dropline) Loan, and Flexi Hybrid Term Loan allow you to pay interest only on the amount utilized, reducing EMI burdens.
Minimal Documentation: The application process is streamlined for quick approval.
Insta Personal Loan: Pre-approved customers can get funds in 30 minutes with no documentation.
Online Application: Simple digital process to apply from anywhere
Features
โ๏ธZero Paperwork - 100% digital process
โ๏ธ Minimal documentation
โ๏ธInstant loan disbursal
โ๏ธLoan up to Rs.15 Lakh
โ๏ธCollateral-Free Loan
Fees Charges
โ๏ธInterest Rates: Start from 9.9% p.a
โ๏ธProcessing Fees: up to 12%
ELIGIBILITY :ย
Age : 25 to 55 years
Employment type : Salaries , Self Employedย
Credit Score : 700 +
No 90 + DPDs in 12 months or 30+ DPDs in last 3 months
Required 18 months bureas vintage /historyย
Fast Disbursal: Funds are transferred directly to the bank account in as little as 10 minutes to 24 hours.
100% Digital Process: Paperless application via app/website, requiring no branch visits.
Minimal Documentation: Generally requires PAN card, Aadhaar, and bank statement.
Flexible Loan Amounts & Tenures:
Kredito24: Up to โน40,000 for short-term needs.
KreditBee: โน6,000 to โน10 Lakhs with 6-60 months repayment.
No Collateral: Unsecured personal loans, meaning no security or pledge is required.
Accessible 24x7: Services are available anytime, including weekends.
Features
โ๏ธInstant loan upto โน40,000
โ๏ธMinimal documentation required
โ๏ธQuick approval and disbursal within 24 hours
โ๏ธ100% digital application process
โ๏ธNo part-payment or foreclosure charges
Fees & Charges :
โ๏ธInterest Rates: starting from 1.5% per month
โ๏ธProcessing Fees: NA
โ๏ธ Foreclosure Charges: Zero
Eligibility :ย
Age : 18 to 58 years
Credit score : 600+
Employment type : Salaried and Self employed
Available in States in India : Kerala, Gujarat , Rajasthan ,Karnataka, Tamil Nadu , Andhra Pradesh , Madhya Pradesh
Not Available states in India : Assam ,Bihar , Delhi , Uttar Pradesh , West Bengal , Odishaย
Documents Required :ย
Aadhar card
PAN card
Address proofย
Income proofย
Instant Access & Speed: Funds are delivered in as little as 10 minutes to your bank account or mobile wallet.
100% Digital & No Paperwork: The application process is fully automated within the Branch Android app, requiring no physical documents.
Unsecured Loans: No collateral, guarantors, or security deposits are required.
Accessible to Many: Branch uses alternative data, such as smartphone data, to determine creditworthiness, making it easier for users with little to no credit history to secure loans.
Flexible Amounts and Tenure: Loans range from small amounts (e.g., โน2,000) for short-term needs up to โน5,00,000, with repayment terms ranging from 62 days to 1 year.
Improve Credit Score: Timely repayments can help build your credit profile for higher loan amounts in the future.
24/7 Availability: Apply anytime, anywhere directly from your mobile device.
Transparent Process: No hidden charges.
Features
๐ธ Get Instant Personal Loan Online โ Up to โน60,000
โก Quick Approval โ No long waits
๐ซ Zero Hidden Charges โ 100% transparency
๐ Collateral-Free Loan โ No security needed
๐ Minimal Documentation โ Hassle-free process
Fees & Charges
โ๏ธInterest Rates: 2-3% per month
โ๏ธProcessing Fee: starting at 2%
ELIGIBILITY :
Age : 21 to 65 years
Credit score : 700+
Employment type : Salaried and Self Employed
Income : Minimum income should be Rs 10,000
Documents required :
PAN CARD
Aadhar Card
Bank Account
Instant Liquidity & Quick Disbursal: Funds are disbursed within 4 hours, making it ideal for urgent financial needs.
Retain Investment Growth: You keep the ownership of your mutual fund units (pledged as collateral), meaning you continue to benefit from market growth and dividends.
Low Interest Rates: As a secured loan, rates are generally lower than unsecured personal loans or credit cards.
Flexible Repayment & No Prepayment Charges: You can repay the loan at your convenience without penalties.
High Loan-to-Value (LTV): Get up to 75% of your mutual fund units' value.
Digital Process: The application process is paperless and online.
Low Interest-Only Option: In many cases, you can pay only the interest on the utilized amount.
No Minimum Income Restriction: Since the loan is secured against assets, it is accessible, often even without a long credit history.ย
Key Features of Abhi Loans (LAMF)
Loan Amounts: Ranging from โน15,000 up to โน10 Crore.
Eligibility: Mutual funds (Equity, Debt) and shares.
No End-Use Restriction: Funds can be used for any legitimate purpose.
Citizenship: Must be a resident of India.
Age: Minimum 18 years, up to 75 years.
Securities: Must hold eligible mutual funds, shares, or bonds.
Documentation: Must have PAN, Aadhaar, and a mobile number linked with Aadhaar.
KYC: Copy of PAN Card.
Address Proof: Aadhaar Card, Passport, Driving License, or Voter's ID.
Investment Proof: Latest DMAT account statement or CAMS/KFintech-linked mutual fund statement.
Bank Information: Bank account details for NACH mandate (interest payment).ย
Personal Loan FAQs (India)ย
Personal Loan FAQs (India)ย
๐น 1. How do I compare personal loans in India?
๐น 1. How do I compare personal loans in India?
Compare loans based on interest rates, processing fees, loan tenure, EMI amount, prepayment charges, and approval time. Always choose a loan with the lowest overall cost.
๐น 2. Who is eligible for a personal loan?
๐น 2. Who is eligible for a personal loan?
Both salaried and self-employed individuals can apply. Lenders usually require a stable income, good credit score, and basic KYC documents.
๐น 3. What is the ideal credit score for a personal loan?
๐น 3. What is the ideal credit score for a personal loan?
A score of 700 or above improves your chances of approval and helps you get lower interest rates.
๐น 4. What documents are required for a personal loan?
๐น 4. What documents are required for a personal loan?
Common documents include:
โ PAN Card & Aadhaar Card
โ Address Proof
โ Salary Slips / Bank Statements
โ Income Tax Returns (for self-employed)
๐น 5. What is the interest rate on personal loans in India?
๐น 5. What is the interest rate on personal loans in India?
Interest rates vary depending on the lender and profile, usually ranging from 10% to 24% per annum.
๐น 6. How is EMI calculated for a personal loan?
๐น 6. How is EMI calculated for a personal loan?
EMI depends on loan amount, interest rate, and tenure. Longer tenure reduces EMI but increases total interest paid.
๐น 7. Can I get a personal loan without collateral?
๐น 7. Can I get a personal loan without collateral?
Yes, personal loans are usually unsecured, meaning no collateral or security is required.
๐น 8. Are there any hidden charges in personal loans?
๐น 8. Are there any hidden charges in personal loans?
Check for:
โ Processing Fees
โ Prepayment/Foreclosure Charges
โ Late Payment Fees
โ GST and other applicable charges
๐น 9. How quickly can I get a personal loan approved?
๐น 9. How quickly can I get a personal loan approved?
Many lenders offer instant or same-day approval, especially for pre-approved customers with good credit history.
๐น 10. Can I prepay or close my personal loan early?
๐น 10. Can I prepay or close my personal loan early?
Yes, but some lenders may charge prepayment or foreclosure fees, so always check terms before applying.
๐น 11. What is the best way to find suitable personal loan options?
๐น 11. What is the best way to find suitable personal loan options?
Use a trusted platform to compare personal loans from multiple banks, check eligibility, and apply online easily.
๐ Pro Tip for Users
๐ Pro Tip for Users
Before taking a personal loan, calculate your EMI carefully and borrow only what you can repay comfortably to avoid financial stress.
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