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Apply for Credit Cards Easily – Direct Bank Links Available
All major bank credit card links are provided on this website for your convenience. You can simply click on your preferred bank’s link and fill in your basic details such as Name, PAN Number, Mobile Number (as per PAN), and Email ID. After submitting your details, the respective bank will contact you directly with further information and assistance regarding your credit card application.
🎁 Experience Unlimited Rewards with Axis Bank Credit Card!
Earn Cashback on Every Purchase
🍕 Up to 50% OFF on Online Food Orders
🎉 Welcome Benefits Worth ₹600
✔️ Save Big on Shows, Groceries & Bills
✈️ FREE Airport Lounge Access
Joining fees & Charges :
Joining fees : Rs 499 (Different with variants )
Annual fees : Rs 499 ( Different with variants )
Eligibility :
Age : 26 to 60 years
Employment type : Both Salaried and Self employed
CIBIL Score : 740
Income Criteria : 1. Salaried with good CIBIL score , annual income above 2 lakh
2. Salaried with Zero CIBIL score ,annual income above 3 lakh
3. Self Employed with good CIBIL score - annual income above 3.6 lakh
4. Self Employed with zero CIBIL score ,ie no credit history - not eligibile
DOCUMENTS REQUIRED
Aadhar Card
PAN card
Income proof APPLY NOW
🎉 Enjoy rewards on every spend + exclusive lifestyle perks:
✅ ₹120 off Swiggy 🍔
✅ 100% off 2nd movie ticket 🎬
✅ Free SonyLIV subscription worth ₹1,499 📺
✅ ₹1,000 off AJIO shopping 🛍️
✅ Free lounge access ✈️
Fees and Charges :
Joining fees : Zero
Annual fees : Zero
Eligibility :
Age : 21 to 60 years
Employment type : Both Salaried and Self Employed
CIBIL Score : 740
Income Criteria : 1. salaried with good CIBIL score - Annual Income above 2 lakh
2. Salaried wirth zero CIBIL Score - Annual Income above 3 lakh
3. Self employed with good CIBIL score - Annual income above 3.6 lakh
4. Self Employed with zero CIBIL score ,ie no credit history - not eligibile
DOCUMENTS REQUIRED
Aadhar Card
PAN card
Income proof APPLY NOW
🎖 2 Reward points/ ₹100 spent on LIC payment
💳 Lifetime free credit card
✈️ 8 domestic lounge visits/ year (Signature)
⛽️ 1% surcharge waiver on fuel spends
Fees and Charges : Rs 360
ELIGIBILLITY :
Age : 18 to 60 years
Add on card holder : 18 years
Employment type : Both salaried and Self Employed
Income criteria : Rs 6 lakh and above per annum (Signature ) AndRs 3 lakh and above per annum ( for platinum )
DOCUMENTS REQUIRED :
PAN CARD
Aadhar cardBank Statement / Income proof
Address proof
✨ 5% Unlimited Cashback on every transaction!
✨ Welcome Bonus - Benefits worth ₹600 upon activation.
✨ Travel in Style - Complimentary airport lounge access.
✨ Fuel Up for Less - Nationwide fuel surcharge waiver.
✨ Dine & Save - 15% discount on restaurant bills.
✨ Hassle-Free Savings - Annual fee waiver.
✨ Shop Smart - Exciting offers on Flipkart EMI purchases.
Fees and Charges :
Joining fees : Rs 500
Annual fees : Rs 500( waived off on annaual spends of Rs 3.5 lakh or more
Eligibility :
Age : 18 to 70 years
Employment type : self Employed and Salaried
CIBIL score : Good CIBIL score
DOCUMENTS REQUIRED :
PAN CARD or Form 60
Colour photograph
latest payslip/ form 16 /IT return copy as proof of income
Address proof - Passport /Ration card/ Electricity bill / Landline telephone bill
Identity Proof - Passport / Driving License/PAN card/Aadhar card
⚡ Free 1-Year Membership of Amazon Prime & more!
⚡ Airport Lounge Access
⚡ Exciting Gift Voucher
⚡ Discount on Grocery, Movies, & Shopping
⚡ Cashback On Every Purchase
Fees and Charges :
Joining fees : Rs 500 ( + taxes )
Renewal membership : Rs 500 (+ taxes )
Eligibility :
Age : 21 to 60 years ( salaried ) and 65 years ( Self employed )
Minimum Income : Rs 20,000 monthly ( salaried ) and Annual Income Rs 6 lakh (Self Employed )
Documents :
Identity Proof : PAN card / Voter Id / Passport
Proof of Address : Aadhar card /Passport / Latest utility bill ( not older than 3 months the date of application )
Proof of Income : Bank Statement (last 6 months ), salary slip ( last 3 months )
✔️ ₹500 Amazon eVoucher on your first transaction!
✔️ 25% cashback on Airtel DTH, mobile, broadband & WiFi bills via Airtel Thanks App.
✔️ 10% cashback on utility bills paid through Airtel Thanks App.
✔️ 10% cashback on Swiggy, Zomato & BigBasket.
✔️ Up to 15% off dining at partner restaurants.
✔️ 4 complimentary lounge access (min ₹50,000 spent in last 3 months)
Get up to 15 % discount on dining bills at partner restaurants
Acess easy conversion to EMI for your big purchases.
🎁 Welcome benefit: Earn 100% valueback on Fuel
⛽ 4% valueback on fuel transactions
💰 UPI - Rupay Credit Card
🆓 Annual Fee waiver on ₹3.5 lakhs annual spends
🎬 10% discount on Book My Show movie tickets
Fees and Charges :
Joining fees : Rs 499 +GST
Annual fees : Rs 499 + GST
ELIGIBILITY :
Age : 21 to 60 years
CREDIT SCORE : Good Credit score
Employment type : Both Salaried and Self Employed
Income Criteria :
Salaried with good credit score - Income above Rs 15,000 per month
salaried with zero Credit score - Income above rs 25,000 per month
Self Employed with good credit score - income above Rs 30,000 per month
DOCUMENTS REQUIRED :
PAN CARD
Aadhar cardIncome proof
Customer must be with in 50 km on their Aadhar or communication address during video KYC
⚡3% CashPoints on Grocery & more
⚡2% CashPoints on Utility
⚡1% CashPoints on rest categories*
⚡Zero fuel surcharge
⚡Enjoy upto 50 days of Interest-free credit period
Fees and Charges
Joining Fees : Rs 99 + taxes
Annual fees : Rs 99 + taxes
ELIBILITY :
Age : 21 to 60 years ( Salaried ) and 65 years ( Self employed )
Employment type : Both Salaried and Self employed
Income : Salaried - Monthly income Rs 20,000/
Self Employed - Rs 6 lakh annualy
CIBIL SCORE : 750
DOCUMENTS REQUIRE :
Identity Proof : PAN card / Aadhar Card
Address Proof : Electricity Bill /Telephone Bill/Aadhar card/ Passport / Rental agreement
Income proof : Last 6 months bank statement / Last 3 months salary slip /Employment letter
✨ 10% Cashback on Swiggy Spends*
✨ 5% Cashback on Online Spends*
✨ 1% Cashback on all other purchases.
✨ Free 3-month Swiggy One Membership worth ₹1199*
Joining Fees and Charges :
Rs 500 +taxes
Free waiver offer : Spend Rs 2,00,000 or more in a year before your card renewal date and get the renewal waiver off.
ELIGIBILITY
Age : 21 to 70 years , Aadhar card holder :above 18 years
Employement type : Both Salaried and Self Employed
Income : Mininum income Rs 25,000 monthly for Salaried , Rs 6 lakh per year per annum for Self Employed
Good CIBIL Score
REQUIRED DOCUMENTS :
Proof of Identity : PAN Card / Voter ID/Passport
Proof of Address : Aadhar Card /Passport /Latest utility bill ( last 3 months )
🎁 Personalized Rewards – Choose your own reward categories and earn up to 10X rewards on top brands.
🛍️ Unlimited Cashback – Get up to 3% cashback on select spends with no upper limit.
✈️ Airport Lounge Access – Enjoy complimentary domestic and international airport lounge visits.
💳 100% Digital Onboarding – Apply, verify, and manage everything through the HDFC app.
🔒 Advanced Security Features – Set spend limits, lock/unlock card instantly, and track all transactions digitally.
Joining Fees and Charges :
Joining fee : Rs 500 + taxes
Renewal fees : Rs 500 + taxes
ELIGIBILITY :
Age : 21 to 60 years ( for salaried ) , 65 years ( for Self employed )
Applicant must have good CIBIL ScoreEmployement type : Both Salaried and Self Employed
Income : Rs 25,000 monthly for Salaried and 6 lakh per annum for Self Employed
Applicant must have regular source of income
REQUIRED DOCUMENTS :
Proof of Identity : PAN Card / Voter ID/Passport
Proof of Address : Aadhar Card /Passport /Latest utility bill ( last 3 months )
Last 3 months Bank Statement
🎉* Enjoy Extraordinary Rewards with Tata NeuCard* 🎉
💸* Zero Joining Fees*
🛍️ Save up to 10% on Tata Neu App purchases
💳 Earn up to 1.5% cashback on everyday spends
✈️ Access up to 12 Airport Lounges across India
🌟1 Neu coin = Rs 1
💥Up to 8 complementary Domestic and 4 international Lounge Access
⭐1 % fuel surcharge waiver
🎗️Remewal fee waiver on annual spend Rs 1 to 3 lakh ( depends on variant )
Joining Fees and Charges :
Joining fees : NIL
Annual Charges : Rs 499 + taxes
Infinity card : Rs 1499 annual Charges
ELIGIBILITY :
Age : 18 to 60 years
Employement type : Both Salaried and Self Employed
Income criteria :
Card plus : Rs 25,000
Infinity : Rs 1,00,000
Self Employed :
TATA Neu plus card : Rs 6 lakh ITR per annum
TATA Neu infinity card : Rs 12 lakh ITR per annum
DOCUMENTS REQUIRED :
PAN cards
Aadhar card
Bank Statement ( 6 months )
Salary slip ( last 3 months ) /ITR proof
Presenting, RBL ShopRite Credit Card
✔️ Enjoy lifetime free credit card!
✔️ Welcome Benefit of 2,000 Reward points
✔️ Fuel surcharge waiver up to ₹100/month.
✔️ 20X reward points on all grocery transactions
✔️ 10% off (up to ₹100) on BookMyShow tickets
Earn Up to ₹18,000 Cash back with Hello Cashback Credit Card
🔹 Up to 5% Cashback on online spends
🔹 1% Cashback on UPI spends via IDFC FIRST Bank Mobile App
🔹 1% Cashback on in-store swipes & essential categories (utility, insurance, education, etc.)
🔹 Bonus 1% Cashback on hotel & flight bookings via IDFC FIRST Bank App
⛽ 1% Fuel Surcharge Waiver
Fees and Charges :
Joining fee : NIL
Annual fees : Rs 1000 + taxes ( NIL for annual spend Rs 2 lakh and more
Minimum FD amount is Rs 10,000
ELIGIBILITY :
Age : 21 to 65 years
Employment type: Both salaried and Self employed
CIBIL SCORE : Ideal for applicants with low credit score or below 700
DOCUMENTS REQUIRED :
PAN CARD
Aadhar Card
Welcome Gift Voucher Worth ₹500
Up to 75% Off on Movie Tickets
Flat 25% Off on Restaurant Bills
Cashback on EMI Transactions
Complimentary Airport Lounge Access
Lifetime free credit card
Reward points :
6x rewards on shop online
10x reward on monthly spend above Rs 20,000
10x rewards on all birthday spend
no expiry
Shop using rewards
1% fuel surcharge waiver at Rs 200 /month
25%off at movie tickets once a mmonth (via pay Tm )
Super Saver interest rate from 0.75 % to 3.5% per month
Upto 20 % discount across1500 restaurants
insurance protection : Personal accident cover , lost card liability cover
Fees and charges :
NIL
ELIGIBILITY :
Age : 21 + years
Employment : Both salaried and Self Employed
Income : Rs 30,000 per month for salaried and Rs 5 lakh and above and above for self employed
CIBIL SCORE : 710 +
Available for 50 cities ( check PIN code )
Existing customers of IDFC first bank are not eligible .
DOCUMENTS REQUIRED :
PAN CARD
Aadhar Card
Salary Slip
No credit history and income proof required
Build & Improve Credit Score
Zero joining & renewal fees
4x reward points on every spend
7.25% interest p.a. on FD
Helps in improve credit Score
20 % discount on 1500 restaurants
Complementary road side assistance
Easy EMI for transactions worth Rs 2500 and above
The customer should make FD 10,000
Lifetime Free Card: No joining or annual fees.
High UPI Cashback: Earn 1.5% cashback on UPI Scan & Pay transactions (minimum ₹100 spend).
Rewards Structure: Cashback is earned as "Kiwis" (1 Kiwis = ₹1), which can be directly redeemed into your bank account
.Online/Offline Savings: Earn 0.5% cash back on online spending and 1.5% on UPI payments.
Virtual Card Convenience: Instant issuance via the Kiwi App, allowing immediate use for UPI payments.
Safety & Security: Features real-time alerts, in-app card blocking, and robust fraud detection
💳 Lifetime Free Credit Card – No joining or annual fees
📲 Use Anywhere – Pay via any UPI app with your virtual card
⚡ Instant Activation – Simple onboarding and verification
💰 No Minimum Spend required to use your card
🔁 2x Assured Cashback on every “Scan & Pay” transaction
🏦 Instant Cashback Credit – Redeem anytime, directly to your bank account
Eligibility Criteria:
Age: 21 to 60 years.
Residency: Indian Resident.
Employment Type: Salaried or self-employed with a steady income.
Credit Score: Generally 720+ for salaried and 740+ for self-employed individuals.
Income Requirement: Requires proof of stable income.
DOCUMENTS REQUIRED :
PAN Card (Mandatory).
Aadhaar Card (For E-KYC).
Address Proof: Aadhaar, Utility bill, Rent agreement, or Passport.
Income Proof: Last 3 months' salary slips, 6 months' bank statements, or latest ITR
💰 Earn attractive reward points & cashback
🔁 Reward points never expire – Redeem anytime you want
🆓 Indus Easy credit card - lifetime free card
🛫 Complimentary Airport Lounge Access
⛽ Fuel Surcharge Waiver at all petrol pumps
Fees and Charges :
NIL
ELIGIBILITY :
Age : 21 to 60 years
Employment type: Both Salaried and Self employed
CIBIL SCORE : 650 +
Annual Income : Rs 3 lakh or more per annum
DOCUMENTS RREQUIRED :
Aadhar cardPAN card
Address Proof ( Rent agreement , Aadhar card, Utillity proof etc )
Income prrof : Last 3 months salary slip , Latest ITR with tax
💳 Easy & Secure Payments
🏆 Reward Points on every spend
🍴 Dining, Travel & Lifestyle Offers
💸 Cashback & Exclusive Discounts
Fees and Charges :
Joining Fees : Rs 499 + GST
Renewal fees : Rs 499 ( waiver on annual spend more than 1 lakh )
ELIGIBILITY :
Age : 23 and above
Only Slaried Employees with monthly salary above Rs 25,000
Existing SBI Credit card holders are not eligible .
CIBIL Score : 700+
DOCUMENTS REQUIRED:
Aadhar Card
PAN Card
Income Proof
Give Your Fuel Spends Some Extra Mileage
With the BPCL SBI credit card!.
You will get:
✅ 2,000 Reward points on joining
✅ Fuel surcharge waiver
✅ 5X Rewards on groceries, dining & many more
Why you should apply from here:
✔️ 100% online process
✔️ Minimal documentation
ELIGIBILITY :
Age: Minimum 21 years to maximum 70 years.
Employment: Salaried or Self-Employed.
Nationality: Resident of India.
Income: Stable and verifiable income source.
Credit Score: A good credit score (ideally 700 or above) is required
DOCUMENTS REQUIRED :
Identity Proof: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
Address Proof: Aadhaar Card, Passport, Voter ID, or Utility Bills (electricity/water).
Income Proof (Salaried): Latest 3 months' salary slips, last 6 months' bank statements, or Form 16.
Income Proof (Self-Employed): Audited ITR for the last 2 years or certified financial documents.
Photographs: At least 2 passport-size photographs.
Lifetime Free Credit Card!
🎁 Earn Rewards on Every Purchase!
✨ Exclusive Benefits:
✔️ 40% OFF on Zomato 🍕
✔️ 10% OFF on BookMyShow, Blinkit & Myntra 🎬🛍️
✔️ Min. 15% OFF on Dining at Partner Restaurants 🍽️
✔️ Convert Purchases to EMI on transactions above ₹2,500 💳
✔️ 100% Cashback up to ₹300 on your first utility bill payment ⚡
Fees & Charges
✔️ Joining fee: NIL
✔️ Annual fee: NIL
ELIGIBILITY :
Age : 18 to 70 years
Customer having existing Axis Neo Credit Card are not eligible .
Employment type : Bath salaried , Self employed and Card to card
CIBIL SCORE : 700+
Add on card holder : 15 + years
Both Indian and NRI are eligible
DOCUMENTS REQUIRED :
PAN CARDAadhar Card
Identity proof
Address Proof
Zero Joining Fee – No hidden costs!
🏆 Unlimited Lounge Access
🌍 Zero Forex Markup – Travel without extra charges!
🎁 10% Coins Back (5 Coins = ₹1)
📲 100% Digital Application
Fees and Charges :
Joining Fees : NIL
Renewal Fees : NIL
ELIGIBILITY :
Age : 21 to 65 years
Employment type : Both Salaried and Self Employed
CIBIL SCORE : 730+
Income criteria : For Slaried - Rs 18,000 per month
For Self Employed - Rs 4 lakh/year
Applicant must have a stable income soource .
DOCUMENTRS REQUIRED :
PAN CARD
Aadhar card
KYC
Zero Joining Fees
🎉 ₹5000 Worth of Joining Benefits
💸* Earn 10 POPcoins* on every online payment
🎁 Get EXTRA 500 POPcoins on card activation
⛽ 1% Fuel Surcharge Waiver
Fees and Charges :
Joining Fee: Zero.
Annual Fee: ₹399 + taxes
ELIGIBILITY :
Age: 21 to 60 years.
Employment Type: Salaried or self-employed.
Income: Minimum Net Salary of ₹25,000 per month or Annual ITR of ₹7.5 lakhs or more.
Credit History: A CIBIL score above 730 is often required, with an existing credit card of 6+ months vintage.
Note: Existing Yes Bank credit cardholders are not eligible
DOCUMENTS REQUIRED :
PAN Card: Mandatory or Form 60.
Address Proof: Aadhaar card, Passport, or Latest Utility Bill.
Identity Proof: Aadhaar Card, Passport, or Driving License.
Income Proof: Recent salary slips (last 3 months) or latest ITR.
Photograph: One recent passport-size photograph
Experience a rewarding journey with YES BANK Credit Card
⛽️ Fuel Surcharge waiver
📱 100% digital & paperless journey
🛍 Cashback on shopping & groceries
🤩 Rewards on bill payments
Life time free credit card
Earn pop coins on every transaction - 10 points on every Rs 100 spend online transactions
2 pop coins on every offline trnsaction
Accepted Pop coins on 500 + curated Brands on pop Club App
Powered by Yes Bank
Fees and Charges
Joining fees : NIL
Renewal Fees : NILELIGIBILITY :
Age : 21+ yearsCIBIL Score : 730 +
Employment type : Both Salaried and Self Employed
Income Criteria : Minimum Rs 25,000 for Salaried Employees
Rs 5 lakh per annum and above tax return for Self Employed
DOCUMENTS REQUIRED :
PAN Card
Aadhar Card
Income proof
Detailed Address proof and office address
Maximize Your UPI Rewards with Zagg Credit Card!
Why choose Zagg?
🎫 Get guaranteed 0.75% cashback on UPI spends & 0.25% cashback on non-UPI spends
🆓 Lifetime free credit card
⛽ Enjoy 1% fuel surcharge waiver across India
Why you should apply from here:
✔️ Fast processing
✔️ Minimal documentation
FEES AND CHARGES :
Fee: Lifetime Free (Nil joining/annual fees).
Rewards: 3% Zagg coins on UPI transactions.
Benefits: 2 complimentary domestic airport lounge visits per quarter (on spending ₹50,000 in the previous quarter).
Fuel: 1% fuel surcharge waiver.
ELIGIBILITY :
Age: 21 to 60 years.
Income: Minimum Net Salary of ₹25,000 per month or ITR of ₹7.5 Lakh and above.
Employment: Salaried or Self-employed.
Existing Customers: Existing Yes Bank credit cardholders are generally not eligible
DOCUMENTS REQUIRED :
Identity Proof: PAN Card (mandatory), Aadhaar Card, Passport, or Voter ID.
Address Proof: Aadhaar Card, Utility Bills (not older than 2 months), or Rent Agreement.
Income Proof (Salaried): Latest 3 months' salary slips and 6 months' bank statements.
Income Proof (Self-Employed): Latest 2 years' ITR with computation of income.
Photograph: Passport-sized photo
Features
✔️ ₹1000 OFF on your first in-store transaction
✔️ Accepted at 1 Lakh+ Stores across India
✔️ Shop from 1 Million+ Products on easy EMIs
✔️ Instant Digital Card – Access it on your phone
✔️ Get up to ₹100 Cashback on joining fee payment
✔️ Loan offer up to ₹3 Lakhs
✔️ Zero Annual Fees – No hidden charges!
Fees & Charges
=>One time Joining Fees: ₹530
=>Annual Fees: Zero
ELIGIBILITY :
Age : 21 to 65 years
Employment type : Salaried and Self employed
Income criteria : Minimum Rs15,000 per month
Must have Aadhar card and PAN card link to mobile number
Good History of CIBIL score
DOCUMENTS REQUIRED :
PAN CARDAadhar Card
Valid Mobile number
✔️ Earn 15 Fuel Points per Rs. 100 spent at IOCL outlets
✔️ Welcome Benefit of 3,000 Reward Points
✔️ Quarterly Milestone of 1,000 Fuel Points on Quarterly Spends of Rs. 75,000
✔️ Annual Fee Waiver on Annual Spends of Rs. 2.75 Lac
Fees and charges :
Joining and Renewal fees : Rs 1500
ELIGIBILITY :
Age : 21 to 65 years
Employment type : Both salaried and Self employed
CIBIL SCORE : 700+
Only New customer Eligible ( Existing customer with Bank Credit card are not eligible )
DOCUMENTS REQUIRED :
PAN CARD
Aadhar CardIncome proof
✔️ 5X reward points on daily expenses
✔️ Lifetime FREE card – no annual charges
✔️ Zero Fuel surcharge waiver
✔️ Multiple reward redemption options
Smart EMI options
Air port Lounge acess
✅ Lifetime-Free Card
🏦 RBI-Insured Fixed Deposit (FD)
💰 Earn up to 7% interest on your linked FD.
⚡ FD starts with just Rs 5,000
📄 Guranteed Approval - No Income Proof Required
💳 UPI-Enabled Credit Card
Rupay credit card : link and pay seamlessly across all UPI apps
Instant discount : up to 20 % off on swiggy , zomato , instamart , book my show and more
Cash bak on brands : Flate 5 % cashback on top brands linke Amazon , Flip kart and Up to 15 % on Dominos , Nykaa and 80 top brands.
Fees and Charges :
Joing fees : NIL
Minimu FD amoount : Rs 5000
ELIGIBILITY :
Age : 22 to 40 years
CIBIL Score : 700
Employment type : Both Salaried and Self employed
Location : Urban and Semi urban residents
Credit Barrier : Those rejectted for unsecured cards or loans due to limited credit history
Intent : looking to build credit score , get access to future credit (Loans ,unsecured cards )
DOCUMENTS REQUIRED :
Aadhar cardPAN CARD
💳 No joining or annual fee
🎁 Up to 6X reward points on yearly spends
✈️ Free airport lounge access (2 domestic/quarter & 2 international/year)
🎬 1 free movie ticket (₹500 off) every 6 months
🛠️ Concierge + Auto Assist: roadside help, bookings & emergency support
Reward Earning1,2
1 reward point per Rs. 100 spent on annual spends of up to Rs. 1 Lakh
2 reward points per Rs. 100 spent on annual spends between Rs. 1 Lakh and Rs. 2.5 Lakh
4 reward points per Rs. 100 spent on annual spends between Rs. 2.5 Lakh and Rs. 5 Lakh
6 reward points per Rs. 100 spent on annual spends above Rs. 5 Lakh
Reward Redemption
1 Reward Point = Rs. 0.40, if redeemed against cash or through catalogue
Redeem rewards against Krisflyer Miles at a value of 400 Reward Points = 100 Krisflyer Miles
Fees and Charges : NIL
ELIGIBILITY :
Age : 18 to 65 years
Income Criteria : minimum monthly income of ₹20,000.
Employment type : Both salaried and self-employed
CIBIL SCORE : 700+
DOCUMENTS REQUIRED :
Proof of Identity : Passport/ Voter ID Card/ Aadhaar Card/ Driving License
Address Proof : Utility Bills (Electricity, Water, Gas)/ Rental Agreement/ Passport/ Aadhaar Card
Income Proof : Salaried individuals may need to provide:
Recent Salary Slips/ Form 16 or Income Tax Returns/ Bank Statement from the last 3 to 6 months
Self-employed individuals might need:
Income Tax Returns of the past two years/ Business Continuity Proof / Profit and Loss Statements
PAN CARD
Get Rewarded on Every Swipe!
🛍️ 10% cashback on Amazon, Flipkart, Myntra, AJIO & more (up to ₹1,500)
✈️ 5% cashback on MMT, Yatra, Cleartrip, EMT (up to ₹1,000)
💳 1% cashback on all other spends (up to ₹1,000)
💎 Earn up to 50X reward points as redeemable jewels
🔥 Maximize rewards on shopping, travel & daily spends!
Max your savings on shopping, travel & more!
Click on Link to apply now. T&C Apply.
Fees and Charges :
Joining Fee: Nil (for the first 200,000 customers).
Annual Fee: Nil (Lifetime Free).
Edge+ Fee: ₹499 (one-time) for the upgraded version.
ELIGIBILITY :
Age: 23 to 60 years.
Credit Score: Good CIBIL score (typically >700–750).
Employment: Stable source of income.
Geography: Available to Indian residents.
DOCUMENTS REQUIRED :
PAN Card Number.
Aadhaar Card Number (linked to mobile).
Self-employed: GST registration or business proof may be needed.
Verification: A quick selfie
🆓 Zero Joining and Annual Fee
🤑 1% assured Gold cashback on your spends*
📈 Unlimited 5% Gold on Amazon, Zomato, Myntra, Zepto and more
🤩 5X more value at Uni Store
💸 Zero Forex Markup
Fees and Charges :
Joining fees : NIL
Annual fees : NIL
ELIGIBILITY :
Age :21 to 60 years
CIBIL SCORE : 730 +
Customer should have at least 1 credit cards with Rs 75,000 limit
Existing Yes Bank credit card holders are not eligible
DOCUMENTS REQUIRED :
PAN CARD
Aadhar cardIncome proof / Bank Statement
Address proof
The life you wished for is now granted!
Presenting AU Bank Credit Cards for you, a world of limitless possibilities.
You will get:
✅ Exciting cashback
✅ Free device insurance
✅ Welcome & milestones benefits
Why you should apply from here:
✔️ Fast processing
✔️ 100% online process
Credit Card FAQs (India)
🔹 1. How do I compare different credit cards in India?
🔹 1. How do I compare different credit cards in India?
Compare credit cards based on annual fees, interest rates, rewards structure, cashback offers, lounge access, and partner benefits. Always choose a card that matches your spending habits.
🔹 2. Which type of credit card is best for beginners?
🔹 2. Which type of credit card is best for beginners?
Beginners should start with lifetime free or low annual fee credit cards that offer simple cashback or basic rewards without complex conditions.
🔹 3. What are the best credit cards for cashback in India?
🔹 3. What are the best credit cards for cashback in India?
Cashback cards are ideal for daily spending like groceries, fuel, and online shopping. Look for cards offering direct cashback instead of reward points for better value.
🔹 4. Which credit cards are best for travel and lounge access?
🔹 4. Which credit cards are best for travel and lounge access?
Travel credit cards offer airport lounge access, air miles, travel insurance, and discounts on flights/hotels—ideal for frequent travelers.
🔹 5. How can I increase my chances of credit card approval?
🔹 5. How can I increase my chances of credit card approval?
Maintain a good credit score (700+), stable income, low existing debt, and apply for cards that match your eligibility profile.
🔹 6. What is the difference between secured and unsecured credit cards?
🔹 6. What is the difference between secured and unsecured credit cards?
Secured Credit Card: Issued against a fixed deposit (FD), easier approval
Unsecured Credit Card: No collateral required but needs a good credit score
🔹 7. How do reward points work and how can I redeem them?
🔹 7. How do reward points work and how can I redeem them?
You earn reward points on spending, which can be redeemed for cashback, vouchers, travel bookings, or products through the bank’s rewards portal.
🔹 8. What are hidden charges to check before applying?
🔹 8. What are hidden charges to check before applying?
Always review:
✔ Annual/Joining Fees
✔ Late Payment Charges
✔ Interest Rates (APR)
✔ Cash Withdrawal Fees
✔ Foreign Transaction Fees
🔹 9. How can I use a credit card smartly to avoid debt?
🔹 9. How can I use a credit card smartly to avoid debt?
Pay full bill on time
Avoid minimum due traps
Don’t overspend beyond your capacity
Track expenses regularly
🔹 10. Can I hold multiple credit cards and is it beneficial?
🔹 10. Can I hold multiple credit cards and is it beneficial?
Yes, having multiple cards can be beneficial for different rewards and higher credit limits, but only if managed responsibly.
🔹 11. What is the best way to find suitable credit cards from multiple banks?
🔹 11. What is the best way to find suitable credit cards from multiple banks?
Use a trusted platform where you can compare credit cards from various banks, check benefits, and apply easily in one place.
🚀 Pro Tip for Users
🚀 Pro Tip for Users
Choosing the right credit card depends on your lifestyle—shopping, travel, or cashback needs. Always compare options before applying to get maximum benefits.
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