Fire Hazard Severity Zones (FHSZ), California Office of the State Fire Marshal: https://osfm.fire.ca.gov/divisions/community-wildfire-preparedness-and-mitigation/wildfire-preparedness/fire-hazard-severity-zones/

2023 FHSZ Map 2 as of 06/15/2023 (an ARCGIS interactive application, the current revision): https://calfire-forestry.maps.arcgis.com/apps/webappviewer/index.html?id=8a08fca5c54f4e6987800f160e2cf9b2

The 6/15/2023 FHSZ map of Santa Cruz County as a PDF File: https://osfm.fire.ca.gov/media/rxsnx1cy/fhsz_county_sra_11x17_2022_santacruz_2.pdf

The 2007 Map (prior version of the map being updated now): https://egis.fire.ca.gov/FHSZ/

Senate Bill 63 (2021) https://trackbill.com/bill/california-senate-bill-63-fire-prevention-vegetation-management-public-education-grants-defensible-space-fire-hazard-severity-zones/1954052/ 

Cal Fire Ready For Wildfire Hardening the home https://www.readyforwildfire.org/prepare-for-wildfire/get-ready/hardening-your-home/

Low-Cost Retrofit list: https://www.readyforwildfire.org/wp-content/uploads/Low-cost-Retrofit-List-Update-5-14-21.pdf

Living With Wildfire: https://www.co.santa-cruz.ca.us/OR3/Resilience/Wildfire.aspx

United Policyholders: Wildfire Risk Reduction and Asset Protection (WRAP) program https://uphelp.org/preparedness/wrap-resource-center/

WRAP working group meeting featured a presentation from a broker about the California FAIR Plan discounts for home hardening (10%) and defensible space (5%). A recording is available in the WRAP resource center and here: https://youtu.be/5PK3l2DTZH8?si=Wp3AasVUTuAlde3O&t=2428 

Cal Fire: Defensible Space Inspections
https://www.fire.ca.gov/dspace

Firesafe Santa Cruz - Home Ignition Zone (HIZ) assessment: https://www.firesafesantacruz.org/HIZ

FireWise: Helps neighborhoods in Wildland-Urban Interfaces to reduce their wildfire risk. https://www.firesafesantacruz.org/firewise-usa-recognition-program

Santa Cruz Resource Conservation District Resource & Publication Library https://www.rcdsantacruz.org/resources/

California Department of Insurance FAQ posted on Cal Fire website: https://osfm.fire.ca.gov/media/u35mu4oy/cdi-fhsz.pdf

California Department of Insurance: Safer from Wildfire framework of mitigation actions for existing homes https://www.insurance.ca.gov/01-consumers/200-wrr/Safer-from-Wildfires.cfm Link to copy of Regulations: https://www.insurance.ca.gov/0400-news/0100-press-releases/2022/release019-2022.cfm

Insurance Regulation #2022-0901-055 Mitigation in Rating Plans and Wildfire Risk Models. https://uphelp.org/wp-content/uploads/2022/03/Mitigation-in-Rating-Plans-and-Wildfire-Risk-Models-Text-of-Regulation-1.pdf

United Policyholders California Home Insurance Shopping Help Page: www.uphelp.org/CAinsurancehelp

California FAIR Plan: Homeowner discounts
https://www.cfpnet.com/fair-plan-to-offer-new-discounts-for-homeowners-taking-steps-to-protect-against-wildfire/

County Building Codes - For Wildland Urban Interface (WUI) https://www.sccoplanning.com/PlanningHome/BuildingSafety/BuildingPlanReview/WildlandUrbanInterface(WUI)CodesandStandards.aspx

CDI File a complaint: https://www.insurance.ca.gov/01-consumers/101-help/