Mortgage Performance and Insurance  Protections after Natural Disasters
with Mallick Hossain and David Zink. FRB Philadelphia Working Paper 23-05.
Previously circulated as "California Wildfires, Property Damage, and Mortgage Repayment"
Revise & Resubmit, Journal of Political Economy Microeconomics

Featured in the Wall Street Journal, Bloomberg,  Yahoo! News, LA Times, Digital Insurance, Honolulu Civil Beat, Asset Securitization Report
Presentations (* by coauthor): Richmond Fed Climate Jamboree*, FDIC Interagency Risk Quantification Forum*, Philadelphia Fed Consumer Finance Institute*, Eastern Economic Association, AREUEA Virtual Seminar, AREUEA National Conference, OCC Economic Symposium*, WEAI, CFPB*, FHFA*

Federal Student Loans, College Choice, and Student Welfare
Presentations: Association for Education Finance & Policy, AEA/ASSA, Society of Labor Economists