OVERVIEW OF SERVICES FOR HOME BUYERS

I'm here to assist you with becoming a homeowner:

Guidance From Start to Finish 

• Provide insight on the home buying process

• Providing resources and information about local and national home buyer programs 

• Assure that you see all the properties in the area that meet your criteria.

• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.

• Make sure you don’t pay too much for your new home and help you avoid costly mistakes.

• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

 Preparation & Home Shopping 

• Be sure to check your credit rating and correct any errors (we have credit advisors available to assist as needed)

• Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.

• Find a loan that meets your needs obtain a mortgage pre-approval 

• Assist with determining what neighborhoods/locations best matches your needs based on your preferences

• Identify important features you would like to have in your new home 

 Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

• Third-party fees include charges for insurance, title search, and other inspections such as termites.

• Government fees include deed recording and state & local mortgage taxes. 

• Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

& More!