During our meeting, we’ll go over key details to help you get started on your homeownership journey. Here’s what we’ll cover:
1. Your Goals & Timeline
Tell me about your homeownership goals and when you’d like to buy.
Are you a first-time homebuyer, or have you purchased before?
2. Understanding Your Budget & Financing
We’ll discuss your budget or preferred price range.
Have you spoken with a lender or been pre-approved for a mortgage?
I’ll explain the basics of credit scores, down payments, and loan options.
3. Your Ideal Home
We’ll talk about what type of home you’re looking for (single-family, townhouse, condo, etc.).
How many bedrooms, bathrooms, and features are important to you?
Do you have specific needs, like a home office, large backyard, or school district preferences?
4. The Buying Process
I’ll walk you through the step-by-step process of buying a home.
We’ll go over what to expect when making an offer and negotiating.
I’ll outline the general timeline from home search to closing.
5. The Current Market & What to Expect
I’ll provide insights into the local market—whether it’s a buyer’s or seller’s market.
We’ll discuss potential competition and how to navigate it successfully.
6. Next Steps
If you haven’t already, I’ll guide you on how to get pre-approved.
I’ll help set up a home search based on your preferences.
We’ll discuss how and when to schedule home showings.
You’ll have a chance to ask any questions, and we’ll plan our next check-in.
This call is all about setting you up for success and making the process as smooth as possible. I look forward to helping you take the next step toward homeownership.
I'm here to assist you with becoming a homeowner:
Guidance From Start to Finish
Provide insight on the home buying process
Providing resources and information about local and national home buyer programs
Assure that you see all the properties in the area that meet your criteria.
Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
Make sure you don’t pay too much for your new home and help you avoid costly mistakes.
Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
Preparation & Home Shopping
Be sure to check your credit rating and correct any errors (we have credit advisors available to assist as needed)
Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
Find a loan that meets your needs obtain a mortgage pre-approval
Assist with determining what neighborhoods/locations best matches your needs based on your preferences
Identify important features you would like to have in your new home
Closing Costs to Expect:
Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
Third-party fees include charges for insurance, title search, and other inspections such as termites.
Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner’s insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
& More!