Dr. Sehrish Usman

I am a Postdoc Researcher at the Chair of Finance, University of Mannheim. I am an applied economist with research interests in household finance, family economics, and labour economics. Specifically, I study how large-scale economic, institutional, and technological changes shape household decisions and broader economic outcomes.

I did my PhD in economics from Goethe University Frankfurt (GSEFM) in 2025 and previously worked at European Central Bank (ECB), Leibniz Institute for Financial Research (SAFE) and Deutsche Bundesbank.

Publications:

Going NUTS: The regional impact of extreme climate events over medium term (European Economic Review, 2025)

with Miles Parker (ECB) and Guzmán González-Torres (Bank of Italy)

The projected increase in extreme climate events in the coming decades is likely to exacerbate the existing productivity and demographic challenges facing Europe. We study the dynamic, medium-run macroeconomic effects of heatwaves, droughts and floods in 1160 EU regions through the lens of a local projections, difference in difference framework. These events reduce output not only on impact but also into the medium term. Output is 1.5 percentage points lower two years after a summer heatwave, 3 percentage points lower four years after a drought and 2.8 percentage points lower four years after a flood. Both lower regional population and lower labour productivity per hour worked contribute to the medium-term decline.