Dr. Sehrish Usman

I am a Postdoc Researcher at the Chair of Finance, University of Mannheim. I am interested in the topics relevant to household finance, family economics, social mobility, labour and demographics. Specifically, my research examines how households make financial/economic decisions, focusing on the role of intrahousehold relationship dynamics.

I did my PhD in economics from Goethe University Frankfurt (GSEFM) and worked at European Central Bank (ECB), Leibniz Institute for Financial Research (SAFE) and Deutsche Bundesbank.

Publications:

Going NUTS: The regional impact of extreme climate events over medium term (Forthcoming European Economic Review)

with Miles Parker (ECB) and Guzmán González-Torres (ECB)

The projected increase in extreme climate events in the coming decades is likely to exacerbate the existing productivity and demographic challenges facing Europe. We study the dynamic, medium-run macroeconomic effects of heatwaves, droughts and floods in 1160 EU regions through the lens of a local projections, difference in difference framework. These events reduce output not only on impact but also into the medium term. Output is 1.5 percentage points lower two years after a summer heatwave, 3 percentage points lower four years after a drought and 2.8 percentage points lower four years after a flood. Both lower regional population and lower labour productivity per hour worked contribute to the medium-term decline.