SecureMe - Terms of Service

Last Updated: March 16, 2026 | Effective Date: March 17, 2026

By purchasing or using any SecureMe product or service ("Service"), you agree to these Terms of Service ("Terms"). If you do not agree, do not purchase or use the Service.

1. Service Description

SecureMe ("SecureMe," "we," "us," "our") is a subscription service operated by HustleWithChip. SecureMe provides a monthly subscription service ("Secure") that includes:

• Data broker removal requests. We use Optery (optery.com), a third-party data removal service, to submit opt-out and removal requests to data broker websites on your behalf.

• Ongoing monitoring. We monitor for re-listing of your personal information on data broker sites and submit new removal requests as needed.

• Community access. Members receive access to a private Facebook group where they can interact with our team and other members.

• Educational content. Members receive privacy and cybersecurity educational materials, tips, and updates.

2. Eligibility

You must be at least 18 years of age to purchase or use the Service. By using the Service, you represent and warrant that you are at least 18 years old. SecureMe does not knowingly collect personal information from anyone under the age of 13 in compliance with the Children's Online Privacy Protection Act (COPPA). If we learn that we have collected information from a child under 13, we will delete that information promptly.

3. What We Do NOT Guarantee

Data broker removal is not guaranteed. We submit removal requests on your behalf, but whether a data broker removes your listing is ultimately their decision. Some data brokers comply quickly. Others take weeks or months. Some may not comply at all. We persistently follow up on all requests, but we cannot guarantee complete removal of your personal information from every website.

Results vary. The number of data broker sites listing your information, the speed of removal, and the completeness of removal will vary from person to person. Past results for other members do not guarantee your results.

Re-listing happens. Data brokers frequently re-collect and re-list personal information. Our ongoing monitoring catches many re-listings, but we cannot guarantee we will catch every instance on every site at all times.

4. Not Professional Advice

SecureMe is NOT a law firm, financial advisor, insurance provider, or licensed cybersecurity firm.

Nothing we provide - including emails, community group posts, educational content, or opinions about suspicious calls, texts, or emails - should be considered legal advice, financial advice, or professional cybersecurity consultation.

If you believe you are a victim of fraud, identity theft, or a crime, contact your local law enforcement, your bank or financial institution, and/or the Federal Trade Commission (FTC) at reportfraud.ftc.gov. Do not rely solely on opinions shared in our community group or by our team.

Scam opinions are informal. Any opinions we share about whether a call, text, or email appears to be a scam are provided informally and on a best-effort basis. We are not liable for any loss, damage, or harm that results from acting on - or failing to act on - any opinion we provide.

5. Subscription and Billing

• Charter rate. The Secure subscription charter rate is $19/month, guaranteed for the life of your active subscription. If you cancel and later resubscribe, you will be charged the standard pricing in effect at the time you resubscribe. The charter rate is not transferable.

• Billing cycle. You will be billed on the same date each month, starting from your purchase date.

• Cancel anytime. You may cancel your subscription at any time. Cancellation takes effect at the end of your current billing period. We do not provide prorated refunds for partial months.

• Payment processing. Payments are processed through SamCart. Your payment information is handled by SamCart's payment processor and is not stored by SecureMe. SamCart's terms of service and privacy policy apply to payment processing.

6. Your Information

To use the data removal service, you must provide personal information including your name, address, date of birth, and other details needed to identify and remove your listings from data broker sites. By providing this information, you authorize us and our third-party data removal partner, Optery (optery.com), to:

• Search for your personal information on data broker websites

• Submit removal and opt-out requests on your behalf

• Monitor for re-listing of your information

• Store your information securely for the purpose of providing the Service

We do not sell your personal information. We do not share your personal information with anyone except the third-party services required to fulfill the data removal process.

For full details on how we collect, use, and protect your personal information, see our Privacy Policy.

7. Third-Party Services

SecureMe uses Optery (optery.com) as its primary third-party data removal and monitoring provider. Optery has its own terms of service and privacy policy, which you can review at optery.com. We may also use other third-party services to provide parts of the Service. We are not responsible for the actions, practices, or policies of any third-party service provider, including Optery.

8. Community Group Rules

Access to the private Facebook group is a benefit of your Secure membership. By joining, you agree to:

• Treat all members with respect

• Not share other members' personal information outside the group

• Not post spam, promotions, or solicitations

• Not provide professional legal, financial, or medical advice to other members

We reserve the right to remove any member from the group for violating these rules. Removal from the group does not entitle you to a refund.

The Facebook group is hosted on Facebook's platform and is subject to Facebook's Terms of Service and privacy practices, which are outside our control.

9. Intellectual Property

All content, materials, educational resources, graphics, and other intellectual property provided through the Service are owned by HustleWithChip and are protected by applicable copyright and trademark laws. You may not copy, reproduce, distribute, sell, or create derivative works from any content provided through the Service without our prior written permission. Your subscription grants you a personal, non-transferable, non-exclusive license to access and use the content for your own personal, non-commercial use only.

10. Limitation of Liability

To the maximum extent permitted by law, SecureMe, HustleWithChip, its owner(s), employees, contractors, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of data, identity theft, or fraud that occurs despite use of our Service

• Failure of a data broker to comply with a removal request

• Any action or inaction by a third-party service provider

• Delays in the removal process

• Re-listing of your information after removal

• Any loss resulting from reliance on informal opinions about scams or suspicious communications

• Any damages arising from unauthorized access to or alteration of your data

Our total liability to you for any claim arising from or related to the Service shall not exceed the total amount you have paid to SecureMe in your current billing period.

11. Indemnification

You agree to indemnify, defend, and hold harmless SecureMe, HustleWithChip, its owner(s), employees, contractors, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your use of the Service; (b) your violation of these Terms; (c) your violation of any third party's rights, including privacy rights; or (d) any information you provide to us that is inaccurate, incomplete, or misleading.

12. No Guarantee of Security

While we work to protect your privacy, no service can guarantee complete security or complete removal of personal information from the internet. New data brokers emerge regularly. Data can be re-collected from public records, social media, purchase histories, and other sources. The Service reduces your exposure but cannot eliminate all risk.

13. Data Breach Notification

In the event of a data breach that affects your personal information held by SecureMe, we will notify you by email within 72 hours of discovering the breach. The notification will include: what information was affected, what steps we are taking to address the breach, and what steps you can take to protect yourself. We will also notify applicable regulatory authorities as required by Arizona law and any other applicable state or federal laws.

14. Refund Policy

If we are unable to remove any of your listings from data broker sites within 30 days of your subscription start date, we will refund your first month. To request a refund, contact admin@hustlewithchip.com. Cancellation of your subscription does not automatically generate a refund.

15. Account Termination

By you. You may cancel your subscription and close your account at any time by contacting us at admin@hustlewithchip.com.

By us. We reserve the right to suspend or terminate your account and access to the Service at any time, with or without cause, and with or without notice, including but not limited to: (a) violation of these Terms; (b) violation of community group rules; (c) abusive or threatening behavior toward our team or other members; (d) providing false or misleading information; or (e) fraudulent or illegal activity. If we terminate your account for cause, you are not entitled to a refund. If we terminate your account without cause, we will issue a prorated refund for the remaining days in your current billing period.

Effect of termination. Upon termination, your access to the Service, community group, and educational content will end. We will instruct Optery to cease monitoring and removal requests on your behalf. Any data we hold about you will be handled in accordance with our Privacy Policy.

16. Dispute Resolution

Any dispute arising from these Terms or the Service shall be resolved on an individual basis only. You agree not to bring or participate in any class action, consolidated action, or representative action against SecureMe.

All disputes shall be resolved exclusively in the state or federal courts located in Maricopa County, Arizona.

17. Force Majeure

SecureMe shall not be liable for any failure or delay in performing its obligations under these Terms if such failure or delay results from circumstances beyond our reasonable control, including but not limited to: natural disasters, acts of government, internet or infrastructure outages, cyberattacks, pandemics, labor disputes, or the failure of third-party service providers (including Optery) to perform their obligations. During any such event, our obligations under these Terms will be suspended for the duration of the event.

18. Changes to Terms

We may update these Terms from time to time. If we make material changes, we will notify you by email at least 30 days before the changes take effect. Your continued use of the Service after the changes take effect constitutes acceptance of the updated Terms. If you do not agree with the changes, you may cancel your subscription before the changes take effect.

19. Governing Law

These Terms are governed by the laws of the State of Arizona, without regard to conflict of law principles. Subject to the arbitration provisions in Section 16, any disputes arising from these Terms or the Service that are not subject to arbitration shall be resolved in the state or federal courts located in Maricopa County, Arizona.

20. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court or arbitrator of competent jurisdiction, the remaining provisions of these Terms shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving its original intent.

21. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements referenced herein, constitute the entire agreement between you and SecureMe regarding the Service. These Terms supersede all prior agreements, representations, and understandings, whether written or oral, regarding the Service. No waiver of any provision of these Terms shall be deemed a further or continuing waiver of that provision or any other provision.

22. Contact

Questions about these Terms? Email us at admin@hustlewithchip.com. We respond within 5 business days.