Sebastian Doerr


I am an economist at the Bank for International Settlements in the Monetary and Economic Department and recevied my Ph.D. in economics from the University of Zurich (C.V. here).

At the BIS I am part of the Innovation and the Digital Economy unit, where I work on the regulation of fintechs and big techs, and examine the consequences of financial innovation for competition in the financial sector, data privacy, and credit supply.

My research also focuses on how macroeconomic trends, such as housing booms, population aging, or inequality, affect the financial sector and the real economy. It has been awarded the European Economic Association's Young Economist Award, as well as the Young Innovators Award at the Vordenker Forum.

You can find my research papers here and my policy work & media coverage here.

Current research

With P. SchazJournal of Financial Economics (2021)Review of Finance (2021)With S. Gissler, J.-L. Peydro and J. VothJournal of Finance (forthcoming)

Selected policy work

  • Funding for fintechs: patterns and drivers (2021), with G. Cornelli, L. Franco, and J. Frost, BIS Quarterly Review, September

  • Whom do consumers trust with their data? US survey evidence (2021), with O. Amantier, J. Frost, A. Fuster and K. Shue, BIS Bulletin No 42

  • Mind the gap - is fintech closing the gender gap in access to financial services? (2021), with S. Chen, J. Forst, L. Gambacorta and H.S. Shin, World Bank Blog All About Finance

  • Big data and machine learning in central banking (2021), with L. Gambacorta and J.-M. Serena, BIS Working Paper No 930

  • Digging for gold: how regulatory sandboxes help fintechs raise funding (2021), with G. Cornelli, L. Gambacorta and O. Merrouche, VoxEU.org