Disclaimer                                                          Effective Date: July 14, 2026

Welcome to Sama Protocol, an educational platform developed and operated by Pall Network Commerce (Private) Limited.

This Disclaimer explains the intended purpose of Sama Protocol and outlines important limitations regarding the information, educational content, simulations, and services provided through our website, mobile applications, and related platforms.

By accessing or using Sama Protocol, you acknowledge and agree to the terms of this Disclaimer.

1. Educational Purpose Only

Sama Protocol is designed exclusively as an educational platform.

Our objective is to help learners understand emerging technologies, including:

•  Web3

•  Blockchain Technology

•  Artificial Intelligence (AI)

•  Digital Commerce

•  Financial Literacy

•  Digital Identity

•  Cybersecurity

•  Decentralized Technologies

•  Other future digital innovations

All content is provided for educational and informational purposes only.

2. No Financial or Investment Advice

Nothing available on Sama Protocol should be interpreted as:

•  Financial advice

•  Investment advice

•  Trading advice

•  Cryptocurrency recommendations

•  Securities advice

•  Tax advice

•  Legal advice

•  Professional consulting services

Users should always conduct independent research and seek advice from qualified professionals before making financial, legal, investment, or business decisions.

3. Educational Simulations

Sama Protocol may include educational simulations such as:

•  Educational Mining Simulations

•  Sama Points

•  Learning XP

•  Achievement Badges

•  Interactive Challenges

•  Leaderboards

•  Progress Tracking

These features are designed solely to support learning and engagement.

They:

•  Do not perform real cryptocurrency mining.

•  Do not generate digital assets.

•  Do not produce financial rewards.

•  Do not represent investments.

•  Do not involve blockchain validation by users.

•  Do not create any monetary value.

All educational simulations exist exclusively to help users understand technology concepts through interactive learning.

4. Sama Points

Sama Points are virtual educational rewards.

They:

•  Exist only within the Sama Protocol learning environment.

•  Have no cash value.

•  Cannot be converted into money.

•  Cannot be withdrawn.

•  Cannot be traded or exchanged.

•  Are not cryptocurrencies.

•  Are not securities or financial instruments.

Their sole purpose is to recognize educational participation and learning progress.

5. Accuracy of Information

We strive to provide accurate, reliable, and up-to-date educational information.

However:

•  Technology evolves rapidly.

•  Regulations may change.

•  Educational materials may be updated over time.

Accordingly, we do not guarantee that all content will always remain complete, current, or error-free.

Users should verify important information through official and authoritative sources where appropriate.

6. Third-Party Content and Links

Our platform may reference or link to third-party websites, educational resources, products, or services for informational purposes.

We do not control or endorse third-party content and are not responsible for:

•  Accuracy

•  Availability

•  Privacy practices

•  Security

•  Products or services offered by third parties

Users access third-party resources at their own discretion.

7. No Guarantee of Outcomes

Educational success depends on many individual factors.

Accordingly, Sama Protocol does not guarantee:

•  Employment opportunities

•  Certifications

•  Business success

•  Academic achievement

•  Financial outcomes

•  Professional advancement

•  Skill mastery within any specific timeframe

Learning outcomes vary from person to person.

8. Platform Availability

We continuously improve Sama Protocol.

Accordingly, features may be:

•  Added

•  Modified

•  Updated

•  Temporarily unavailable

•  Discontinued

•  Replaced

We do not guarantee uninterrupted access or continuous availability of all services.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Pall Network Commerce (Private) Limited, its affiliates, officers, directors, employees, and partners shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from:

•  Use of the platform

•  Reliance on educational content

•  Service interruptions

•  Technical issues

•  User decisions

•  Third-party services

•  Educational simulations

Users access and use Sama Protocol at their own discretion and responsibility.

10. Regulatory Compliance

Sama Protocol is committed to responsible operation and intends to comply with applicable legal, regulatory, and platform requirements, including, where applicable:

•  Google Play Developer Program Policies

•  Google Play User Data Policy

•  Google AdMob Program Policies

•  Applicable consumer protection laws

•  Applicable privacy laws

•  Relevant regulatory requirements in jurisdictions where our services operate

11. Relationship Within the Pall Network Ecosystem

Sama Protocol is an educational initiative developed by Pall Network Commerce (Private) Limited as part of the broader Pall Network ecosystem.

As the ecosystem evolves, Sama Protocol may integrate with educational, identity, and community services, including future initiatives such as Pall ID, to enhance learning experiences, user trust, and digital participation.

Any future integrations will continue to prioritize user privacy, transparency, and applicable legal compliance.

12. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our services, legal obligations, technology, or operational practices.

Updated versions become effective upon publication with a revised Effective Date.

Users are encouraged to review this page periodically.

13. Contact Us

If you have questions regarding this Disclaimer or our educational services, please contact the Sama Protocol support team using the official contact information published on our website.

Our Commitment

Sama Protocol is committed to providing a safe, transparent, and responsible educational environment where learners can confidently explore Web3, Blockchain, Artificial Intelligence, Digital Commerce, and future technologies.

As part of the Pall Network ecosystem developed by Pall Network Commerce (Private) Limited, we remain dedicated to building trusted educational experiences that promote knowledge, innovation, digital literacy, community collaboration, and responsible participation in the evolving digital economy.