Effective Date: January 21, 2026
Welcome to RateShift! Please read these Terms of Use (“Terms”) carefully before using our app. By accessing or using RateShift, you agree to be bound by these Terms.
RateShift is designed to help users calculate, compare, and analyze financial loan scenarios. You may use the app for personal, non-commercial purposes only.
RateShift offers a one-time in-app purchase to unlock premium features. All payments are processed through Apple’s App Store.
Refunds and cancellations are handled according to Apple’s policies.
The premium unlock grants access to unlimited calculations and additional app functionality.
Your use of RateShift is also governed by our Privacy Policy. By using the app, you consent to our collection and use of your information as described there.
All content, designs, and features within RateShift are the property of the developer and protected by copyright and other intellectual property laws. You may not copy, reproduce, or distribute any content without express permission.
RateShift provides financial calculations for informational purposes only. We are not responsible for any decisions you make based on app results.
To the maximum extent permitted by law, RateShift and its developers disclaim all warranties, express or implied.
We may suspend or terminate your access to the app if you violate these Terms.
We may update these Terms at any time. Continued use of the app after changes constitutes acceptance of the updated Terms.
For support, questions, or feedback, visit our Support page.