Effective Date: January 13, 2026
RateShift (“we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains what information we collect, how we use it, and your rights.
Financial Scenarios: Data you enter to create, save, or export loan and financial scenarios.
Subscription & Payment Info: All payments are processed securely through Apple; we do not store credit card information.
Analytics: None (we do not use third-party analytics or tracking).
To provide app functionality, including saving and exporting your financial scenarios.
To manage and verify subscriptions.
To improve app features (anonymized, optional).
We do not sell or share your personal data with third parties.
Data may be shared only if required by law or to provide services you explicitly request.
You can delete saved scenarios at any time.
You can request access, correction, or deletion of your data by contacting us.
If you have questions about this Privacy Policy or your data, contact us: rateshift.app@gmail.com