Conservative Strategy

The Conservative Strategy keeps all of your assets in stable coins spread across multiple exchanges, wallets, and decentralized finance platforms. Interest is earned by two ways in a default portfolio.

Staking is the first method. There are tons of ways a cryptocurrency can pay the mass who supports their ledger, these people are called validators. One common way is by charging transaction fees to users and distributing these fees to the validators. By locking funds in a contract our funds are able to act as validators on the network. As a result these coins earn an intrest.

Loaning is the second method. Just as banks loan out USD we are able to lend out stable coins to anyone willing to supply collateral. This collateral can be an amount of BTC, ETH, or any other cryptocurrency. If the value of their collateral dips to the amount loaned out (with interest) then their collateral is automatically sold and we end up making the interest. In order for the borrower to receive their collateral back we must receive all of the principle and interest back.

The first 15% APY is commission-free. After this 15% return, 100% of the return will be taken as fees.

For example:

If your portfolio makes 10% APY you will receive 10% APY . We will charge no fees and make 0%.

If your portfolio makes 20% APY you will receive 15% APY . We make 5%.

There is no penalty if you decide to cash out before the conclusion of your term year. The returns will simply be adjusted for