Privacy Policies

Effective Date: [January 2, 2025]

PocketAI (“we,” “our,” or “us”) is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and protect your personal data when you use the PocketAI app (“the App”).

By using the App, you agree to the collection and use of your information as described in this Privacy Policy.

1. Information We Collect

We collect only the data necessary to deliver and improve our services. This may include:

• Account Information: Your email address and password (for account creation and login).

• Transaction Data: Details about your logged expenses or income, such as categories, amounts, and dates, to provide accurate financial tracking and insights.

• Device Information: Non-identifiable information like device type, operating system, and app usage patterns to enhance performance and fix bugs.

• Optional Data: Preferences or goals you set within the app, such as budget limits or savings goals.

We do not collect sensitive personal data unless explicitly provided by you (e.g., notes you add to transactions).

2. How We Use Your Information

We use the information collected to:

• Deliver core app functionality, such as tracking expenses and generating insights.

• Provide personalized financial advice and suggestions based on your activity.

• Improve app performance, functionality, and security.

• Analyze anonymized trends to enhance user experience and develop new features.

We may also send occasional in-app notifications or emails about updates, tips, or promotional offers. You can manage notification preferences in your account settings.

3. Data Security

We take your privacy seriously and use industry-standard security practices, including:

• Encryption to protect your data in transit and at rest.

• Secure authentication to prevent unauthorized access.

• Regular security updates and monitoring.

Your personal data is accessible only to you unless you share it with others.

4. Sharing Your Information

PocketAI does not sell your personal information. In some cases, we may share limited data with trusted third-party service providers for essential operations, such as:

• Analytics: To understand usage patterns and improve app functionality.

• Customer Support: To resolve technical issues or user inquiries.

All third parties are required to handle your data securely and in compliance with applicable privacy regulations.

5. Your Rights and Choices

You have control over your data. You can:

• Access or Update Information: View or edit your personal data in the app settings.

• Delete Your Data: Request the permanent deletion of your account and data by contacting [Support Email].

• Manage Preferences: Adjust notification and privacy preferences in your account settings.

6. Data Retention

We retain your personal information only as long as it is necessary to provide our services. If you delete your account, we will remove your data from our systems within [Insert Retention Period] unless required otherwise by law.

7. Children’s Privacy

PocketAI is not intended for children under the age of 13. We do not knowingly collect personal information from children. If we become aware that data has been collected from a child without parental consent, we will delete it promptly.

8. Updates to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal reasons. The “Effective Date” at the top of the policy will indicate the latest revision. Continued use of the App after updates signifies your acceptance of the revised policy.

9. Contact Us

If you have any questions, concerns, or requests about this Privacy Policy or how your data is handled, please contact us at:

Email: [pocketaiservice@outlook.com

We are committed to ensuring your privacy and building trust in every aspect of PocketAI’s service.