Privacy Policy

Payday AI Planner

Last Updated: February 24, 2025

Your privacy is important to us. This Privacy Policy explains how Payday AI Planner ("Payday," "we," "us," or "our") collects, uses, and protects your information when you use our mobile application.

Information We Collect

Personal Data

Payday does not collect, store, or transmit any personal data to external servers. All financial data you enter into the app, including income amounts, expenses, goals, and scenarios, is stored locally on your device using Apple SwiftData.

Data Storage

All app data is stored locally on your device. We do not operate any servers that collect or store your data. Your data remains entirely under your control.

Data Collection Summary

- Financial data (income, expenses, goals): Stored locally on your device only

- API keys: Stored in Apple Keychain on your device only

- Analytics or usage data: Not collected

- Location data: Not collected

- Contact information: Not collected

- Browsing or search history: Not collected

- Advertising data: Not collected

Third-Party Services

Anthropic Claude API

If AI features are used, financial data is sent directly from your device to Anthropic for processing. We do not act as an intermediary. Anthropic's privacy policy governs their handling of this data.

Apple StoreKit

Subscription purchases are processed by Apple. We do not have access to your payment information. Apple's privacy policy governs their handling of payment data.

No other third-party services, analytics tools, or advertising networks are integrated into the app.

Subscriptions

Payday offers optional auto-renewable subscriptions (Pro Monthly and Pro Yearly) processed entirely by Apple. We do not collect or have access to your payment details, credit card information, or Apple ID credentials.

Children's Privacy

Payday is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. Since all data is stored locally on the device and we do not collect any personal data, there is no data to delete.

Data Retention and Deletion

Since all data is stored locally on your device, you have full control over your data at all times. You can delete all app data by deleting the app from your device. We do not retain any data on external servers.

Security

We take the security of your data seriously. API keys are stored using Apple Keychain with kSecAttrAccessibleWhenUnlockedThisDeviceOnly protection. All other data is stored locally using Apple SwiftData. No data is transmitted to our servers.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last Updated" date at the top of this policy. You are advised to review this Privacy Policy periodically for any changes.

Your Rights

Since we do not collect or store any of your personal data on our servers, there is no personal data for us to provide, modify, or delete. All your data is stored locally on your device and is fully under your control.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: pradeep.aneesh@gmail.com

Terms of Use

Payday AI Planner is licensed under Apple's Standard End User License Agreement (EULA):

https://www.apple.com/legal/internet-services/itunes/dev/stdeula/