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Welcome
I'm an Economist at the Federal Reserve Board. My research focuses on macroeconomics, household finance, and public policy. I study how the design of financial products and regulations affects household financial decision-making and well-being. My work spans housing, consumer credit, mortgage design, and retirement savings, combining detailed microdata with structural models to inform current policy debates.
Previously I was an Assistant Professor of Economics at the University of Copenhagen. I remain affiliated with the Center for Economic Behavior and Inequality (CEBI) in Copenhagen and the Institute for Fiscal Studies (IFS) in London. I completed my PhD in Economics at the University of Oxford, during which I was a visiting student at Yale University.
What's new?
[August 2026] "Mortgage Design, Repayment Schedules, and Household Borrowing" published in the Review of Financial Studies
[April 2026] "Automated Credit Limit Increases and Consumer Welfare" published in the JME. Media Coverage: Newsweek, U.S. News, The Banker, Yahoo Finance, MSN
[November 2025] Update working paper "Household Liquidity Policy" with Patrick Schneider
[October 2025] Updated working paper "Self-Control and Early Withdrawal from Retirement Accounts" with Patrick Schneider
[February 2024] "Temptation and Commitment: A Model of Hand-to-Mouth Behavior" published in the Journal of the European Economics Association.
[November 2023] I'm teaching a grad course on Heterogeneous Agent Macro Models with Jeppe Druedahl at the University of Copenhagen.
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