Publications and Accepted Papers
The Economics of Net Zero Banking, With A. Morse
Prepared to be forthcoming, Annual Review of Financial Economics
Policy & Press: Harvard Law School Forum on Corporate Governance Blog Post, The Banker (FT),
Who Bears Flood Risk? Evidence from Mortgage Markets in Florida (Job Market Paper)
Accepted at the Review of Financial Studies
Policy & Press: 2023 Economic Report of the President (CEA), Realtor.com, 2024 CBO Climate Report
The Moral Preferences of Investors: Experimental Evidence, with J.F. Bonnefon, A. Landier, and D. Thesmar
Journal of Financial Economics
[Journal Link] [Replication Package]
Policy & Press: Harvard Law School Forum on Corporate Governance Blog Post
Working Papers
When Insurers Exit: Climate Losses, Fragile Insurers, and Mortgage Markets
(with I. Sen and A.M. Tenekedijieva)
Revise and Resubmit, Quarterly Journal of Economics
Selected Presentations: NBER Household Finance (Fall 2023); SFS Cavalcade 2024; WFA 2024; Freddie Mac Climate Risk Seminar; FHFA Seminar; NBER Insurance Working Group (Spring 2024), NBER Corporate Finance (Summer Institute 2024); SITE Financial Regulation 2024; Econometric Society European Meetings 2024, CEPR Symposium - Asset Pricing (Summer 2025),
Press Mentions: Inside Mortgage Finance, The Tampa Bay Times (1), The Insurance Journal (1), Newsweek, Bloomberg, Insurance Business Magazine, The Tampa Bay Times (2), S&P Global Market Intelligence, Politico Energy & Environment, Miami Herald, Law360, New York Times, Matt Levine - Bloomberg Money Matters Blog, New York Times (2), Washington Post, New York Times (3), The Guardian , New Yorker, Washington Post (2), The Wall Street Journal, The Insurance Journal (2)
Policy Mentions: Senate Budget Committee Hearing, Ishita Sen's Senate Testimony, Congressional Letter to the NAIC, 2024 CBO Climate Report, 2024 FSOC Financial Stability Report, Congressional Letter to Fannie Mae, Treasury Federal Insurance Office 2025 Report on Climate and Insurance
Business as Usual: Bank Net Zero Commitments, Lending and Engagement
(with D. Marques-Ibanez and E. Verner)
Selected Presentations (including scheduled ones): European Central Bank; NYU WAPFIN; Swedish Central Bank; Federal Reserve Board; Bocconi University; SFS Cavalcade 2024; WFA 2024; NBER Environmental and Energy Economics (Summer Institute 2024); SITE Climate Finance 2024; FIRS 2025
Press Mentions: New York Times, CNN, BBC Radio, Financial Times, CEPR/VoxEU
Policy Mentions: Presented in front of the ECB Executive Committee
(with T. Scharleman, I. Sen and A.M. Tenekedijieva)
Winner of WFA Best Paper on Financial Institutions 2025
Select Presentations (including scheduled ones): Yale Juniors Finance Conference; RFS-Oklahoma Climate Finance Conference; Columbia SIPA - NY Fed Environmental Economics Conference, UNC-Duke 2025 Corporate Finance Conference; WFA 2025; SFS Cavalcade 2025; UNC Wealth Inequality Conference 2025; NBER Insurance Working Group (Spring 2025); NYU Climate Finance Conference (Summer 2025), CEPR Virtual Seminar on Climate Economics 2025, SITE Climate Finance & Banking 2025, Georgetown Symposium on Global Real Assets, NBER IO of Housing Markets Conference 2025
Selected Work in Progress
Measuring Cost and Coverage in Homeowners Insurance
(with T. Scharleman, I. Sen and A.M. Tenekedijieva)
[Draft available upon request]
Selected Presentations (including scheduled ones): NBER Conference on Research in Income and Wealth (2025)
(with K. Blickle and A. Morse)