Research

My Areas of Specialization are bioethics, ethics and public policy, political philosophy
My Areas of Competence are feminist ethics, business ethics
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I am interested in:


Within the confines of a democratic, free and equal society, I am generally interested in extending the basic moral principle of equality as far as logically possible. 

I work from within an interdisciplinary, public reason framework and regularly engage with the philosophical and sociological concepts of:

My doctoral dissertation was on genetic discrimination in life insurance. I use a luck egalitarian & expression-based conception of discrimination to demonstrate how the genetic non-discrimination law in Canada can be improved.

Between 2017-2020, my project was funded by the Government of Ontario and the David and Rachel Epstein Scholarship.

My main contributions to the field of ethics and public policy from this project are that:


Dissertation abstract

The Genetic Non-discrimination Act in Canada prohibits service providers such as life insurance companies from using genetic test results in their risk-assessment procedures. From a practical standpoint, however, this law does not change much for those seeking life insurance. The law does not change much for these individuals because it is reflective of what I call a ‘genetic test exceptionalism’ policy rather than what is known as the broader policy of ‘genetic exceptionalism’. What this means is that insurers are still free to request other kinds of genetic data from clients such as information about family history of genetic disease, and the results of non-genetic tests that can nonetheless reveal genetic information. These may similarly render genetically disadvantaged persons ineligible for insurance and/or increase their premiums, which are two outcomes that the law is attempting to reduce.

 

In this thesis, I critique both 'genetic exceptionalism' and 'genetic test exceptionalism' as ways to protect genetically disadvantaged persons in life insurance, and defend an alternative response to the problem of unjustified discrimination. Without equating all genetic discrimination to “unjustified discrimination”, I argue that every life insurance customer ought to be offered two options: (1) a substantive no-questions-asked guaranteed insurance; and (2) insurance based on full disclosure of information. When a person seeks insurance coverage above the 'no-questions-asked' amount but below a maximum limit, the premium cost ought to be shared between the insured--who pays for what is ‘controllable’--and the state--who pays for what is based on “bad luck” and (i) leads to disadvantage and/or (ii) expresses a negative message.

Next steps:

My paper Genetic discrimination, life insurance, and justice as fairness uses some of the key philosophical ideas from my dissertation. 


Abstract: In this paper, I use justice as fairness (JAF) to inquire whether any issues of liberal justice are raised by the practice of genetic discrimination in society, in particular from the standpoint of life insurance pricing in Canada. I present three ways in which JAF may apply. First and foremost, Rawls’ negative thesis can be interpreted to say that one’s genetic characteristics are morally arbitrary and therefore persons do not deserve to be advantaged or disadvantaged by the basic structure of society based on these characteristics. Second, as James W. Nickel observes, Rawls’ principle of equal basic liberties can be interpreted to include a right to privacy which is necessary, among other things, in order to protect other basic rights and liberties. Third, as Martin O’Neill maintains, life insurance is a gateway social good that allows individuals to access primary goods and to live a full human life. Therefore, securing this important good on non-discriminatory grounds is of fundamental importance for a society committed to social justice. 

My research in industry: Business Ethics

My report can be accessed here 


My presentations


Genetic Exceptionalism


Ethics in life insurance


Research ethics


Clinical ethics


Animal ethics

Reprogenetic ethics

Panel discussion on human genome editing, 2020

My arguments and research have appeared in:

My argument on genetic privacy appears on Chapter 13 of the Research Handbook on Information Policy

My master's research on the ethics of safe injection facilities is listed as a source by the organization responsible for providing national leadership to address substance use in Canada. 

Get in touch at: ogurcan@caltech.edu