I am a customer of a company that has quite a bit of personal/financial information about me. I had to call their help desk the other day and was asked to type my online password in on the keypad on my phone to confirm it's me.

Does this necessarily mean that they are storing my password in plain text? Shouldn't they be unable to confirm my password over the phone if it was properly hashed?

Not at all. After you enter your password the automated system will request a verification from the security identity tool used by the company and after it returns the OK, the agent you're talking to will receive a notification that they can proceed with your call. This can be a simple REST call over a secured API and it is not necessary to save your password for this to work or have anything be visible to the agent.


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Even if that one company knows your identity and can consequentially relate your IP to you, this does not imply that any third party can do so. There is no problem in giving someone your IP if that person knew your identity in the first place, no additional information is given.

I work for a marketing and advertising agency. My company needs my IP address so that they can track how many times I visit ours, and our clients' websites (which we are monitoring to determine the effectiveness of our marketing and social media campaigns). Since I visit the site frequently to update blogs and edit content, my activities could skew the analytics.

It seems that it was not clearly stated yet in other answers:If you connect to any of your company servers, then they will immediately know your IP anyway (as would any other webserver). Knowing your IP most likely will also allow them to know your physical location (not very precise though).

If you work at home and routinely connect to your company's website then they would have to know your IP since it would be in their logs. Who is doing the asking? Ask them for an explanation. No it is not routine as some have suggested. It may be that someone has been entering into their system to do something harmful and they are checking but, even then, all IPs are logged so it does not make any sense at all. Get an explanation and do not fail to mention that you understand that your IP should automatically appear in their logs so why do they have to ask for it.

You should definitely ask about their online reputation! I did this last summer when a recruiter made arrangements for me to speak with a prospective employer. I did my research on this company and most reviews were negative complaints from customers.

I have a problem accessing the multiplayer, i log into my EA account as normal but the game asks me for the CD keys. so when i enter them i used to get "invalidate code" so i tried to redeem them for steam itself in "Activate a product" by clicking on the "ADD A GAME"but it didnt work, said the code was entered wrong so i tried to redeem them on Origin via the very same EA account i log into Bad Company 2 wich kinda worked but now instead of saying "invalidate code' it says "Code already used". I already talked to a EA support employee and the only thing she said was to talk to my retailer (wich is Steam) is there any way to fix that problem or a way to talk to an actual Steam support employee cuz only sh*t i just wanna play Bad Company 2

Is it rude to ask for an internship offer extension when considering another company? If I did email and ask for an extension, should I be vague about the reason or be upfront and say that I am still interviewing with other companies?

It's fine to apply for both, but if the deadline arrives before company "B" has reached their decision point, then you need to either decline company "A"'s offer, or withdraw from company "B"'s. Once you reach the deadline date, you have to choose.

You could be liable if you play a role in creating or disseminating endorsements containing representations you know or should know are deceptive. You may also be liable if endorsements fail to disclose unexpected material connections, whether by disseminating advertisements without necessary disclosures or by hiring and directing endorsers who fail to make necessary disclosures. Like an advertiser, your company needs to have reasonable programs in place to train and monitor the influencers you pay and direct.



If possible the word should be non-archaic and not belong to a very concrete type of company (like horse-stall-keepers or radio-controlling that would not have place in the modern world as much ). It would be great if the word would be understandable by today's native English speaker (American or British) without looking into a dictionary ( something that was in common use no longer than 100 years ago hopefully! ).

I would also like to avoid words that doesn't mean that the company is bad but rather illegal or simply incompetent. I want to find a word or a common phrase that would mean a bad organisation. A synonym for "bad company" if you will.

It meets all your requirements: single word or two words, bad working environment or produces bad results, non-archaic, does not belong to a very concrete type of company, and understandable by today's native English speaker.

When you have an automobile accident, you count on your auto insurer to handle your claim properly, fairly, and with as little inconvenience to you as possible. As a policyholder, you can help the insurance company handle your claim by providing accurate information when you buy your policy, and in collecting information about how an automobile accident happened. If you give false information to your insurer about how the accident happened, or when, your claim may be denied.

There are no specific time limits for the settlement of claims. Insurance companies legally have to pay all claims in a prompt and reasonable amount of time. What a "prompt and reasonable" amount of time is may be different for each claim. Some claims that need a more thorough investigation may take longer to figure out. For example, bad weather often causes more claims to be filed. A lot of claims related to bad weather may take the insurance company extra time to handle.

If the damage to your car affects how it can be driven safely, the insurance company will pay to repair it with an OEM part. For non-safety parts, unless your claim occurs during the first 20,000 miles on the auto's odometer, the insurance company does not have to pay for OEM parts. For autos with more than 20,000 miles, state regulation allows for the replacement of damaged parts with used, reconditioned or after-market parts. You can insist on OEM parts, but you will have to pay the difference in cost.

The insurance company has to pay the storage charges until it makes a reasonable offer to settle your claim. If you dispute the amount of money offered by the company and the company changes its offer, this does not necessarily mean that the first offer was unreasonable. If you and your company disagree over what is reasonable, your policy has a process you can follow to work out the disagreement.

If you are borrowing or renting any sort of truck (for example a U-Haul truck to move your belongings) please speak to your agent or your insurance company to see if you are covered. You are likely not covered if you rent or borrow a truck.

It depends on the agreement that you sign with the rental car company as well as the language in your own policy. You should talk to your insurance company before signing an agreement to rent a car. Keep in mind that your credit card might also offer some insurance coverage for rental cars if you use your card to pay for the rental. Again, you should discuss with your insurance company about whether any coverage provided via your credit card company is primary, secondary or excess.

Yes, you have to keep paying your insurance premium even if your vehicle is declared a total loss until you return your license plates to the Registry of Motor Vehicles. Your auto policy does not end until you return the license plates to the Registry of Motor Vehicles (you do not need to physically return the plates to the RMV; you can cancel them online at the RMV's website). If you don't have your license plates because your auto was stolen or because your auto and plates were destroyed in a fire, you must go to the nearest Registry of Motor Vehicles office and get a lost or stolen plates receipt. You must give the receipt to your insurance company to cancel your policy and stop paying your premium.

Your insurance company has the option to take title to your vehicle when it pays your claim. The insurer is entitled to any salvage value your vehicle may have. If you want to keep your car, you can negotiate with your company to buy your vehicle for the agreed salvaged value.

That depends. If you have a Waiver of Deductible Endorsement added on your policy and meet the criteria as outlined in the endorsement your company will waive your deductible if certain requirements are met. For example, common requirements are:

While most insurance companies use the same Waiver of Deductible Endorsement, you should check with your carrier as to the particular language of your endorsement. Without the endorsement attached to your auto policy, there is no requirement that the company waive your deductible, regardless of any at-fault or not at-fault findings. There may be situations in which your company decides to return your deductible to you . This would be as a customer service, but they are not required to do so.

Yes. They can deny a claim if any of the information on your application is false. The single most important thing you can do to protect yourself from a claim denial is to make sure that all of the information you give to your insurance company is complete and accurate.

If you or someone on your behalf gives false, deceptive, misleading or incomplete information on any application and if that information increases the insurance company's risk of loss, your company may refuse to pay claims under any or all of the Optional Insurance coverages of the policy. You must state where your car is garaged most of the time, regardless of your listed address. You must also list all the licensed drivers who are likely to drive your vehicle. This includes people who live with you (family and roommates) who do not have their own auto insurance, and also people who use your car on any kind of regular basis. be457b7860

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