People who are self-employed or working part time may often face some difficulty in securing a home loan the terms of which will suit their needs. The lenders will often offer stringent terms to people whose income may fluctuate from one month to the next. This is where a mortgage broker can be of help to you. As an insider in the field, he will be able to provide you useful information about real estate market and about lenders who will offer attractive interest rates to you. He will be able to tell what options you have and what kind of offer you can expect under your particular circumstances. A home loan involves a lot of money and you do not want to get shortchanged in any manner. A mortgage broker will ensure that you are only settling for the best possible deal available out there for you.