Embedded Files
I am interested in learning about utilizing financial technology (FinTech) to enhance personal finance for households and to contribute to the realization of the United Nations Sustainable Development Goals. I have built an interdisciplinary research background through utilizing theories from finance, information technology, and cognitive sciences. This interdisciplinary background enabled me to make a humble contribution to identify critical factors that determine individuals' use of technology. In my forthcoming endeavors in FinTech, I intend to leverage both behavioral finance and capability approach of Amartya Sen, the Nobel Prize Laureate in Economics in 1998, all while taking into account insights from financial literacy .
Below you can find a brief summary of two recent works. To find my publications please visit my Google Scholar: https://scholar.google.com/citations?user=AOBBEzMAAAAJ&hl=en
This study employs the capability approach, developed by Nobel Prize-winning economist Amartya Sen, and applied by researchers such as Prof. Annamaria Lusardi, to identify key variables for measuring financial capability, while also exploring the relationship between FinTech and financial capability, considering control variables; it uses three waves of panel data from the Global Findex (2014, 2017, and 2021) and Eurostat (2024) databases.
To access to the full paper, please follow this link
This study utilizes the initial trust perspective and the unified theory of acceptance and use of technology. The study aims to develop a conceptual model of initial trust in Financial Robo-advisors (FRAs) and to test the model on young retail investors (YRIs) in Malaysia and Sweden. Although most results are similar in the two countries, there are indications of cultural differences regarding what influences YRIs’ initial trust in FRAs.
To access to the full paper, please follow this link
Page updated
Google Sites
Report abuse