MEASURING DELINQUENCY

Measures amount actually paid against the amounts that have fallen in due. 

The amount of money distributed per interval of time. 

Measure overdue amounts against total loan amounts.

Outstanding balances from prior rating years. Rate arrears continue to accrue penalty interest until you make a complete payment, so if you don't pay them, the debt will grow. 

Measure the outstanding balance of loans that are not being paid on time against the outstanding balance of total loans .

The majority of publications state that a low-risk portfolio consists of 15–40% stocks. A medium risk is between 40% and 60%. High risk typically starts at 70% and higher. In every instance, the portfolio's remaining assets are comprised of lower-risk asset types such bonds, money market funds, property funds, and cash.