Lowe’s Synchrony Card Activation: Get Started Online

If you’ve just been approved for a Lowe’s Credit Card issued by Synchrony Bank, the first step before you can enjoy discounts, financing, and rewards is to activate your card. Activation is quick, secure, and ensures that your account is ready for use at Lowe’s stores and online.

This guide will show you how to get started with your Lowe’s Synchrony Card activation online, by phone, or through your account.

Why Activate Your Lowe’s Synchrony Card?

Card activation is more than just a formality—it’s a security step that ensures your account is protected and linked directly to you. Activation:

• Verifies your account and prevents unauthorized use.
  
  

• Enables spending so you can start shopping right away.
  
  

• Unlocks account management tools through Synchrony Bank’s portal.
  
  

• Connects you to Lowe’s perks like everyday savings and financing.
  
  

Without activation, your card won’t be accepted at checkout.

How to Activate Your Lowe’s Synchrony Card Online

The fastest way to activate is through the official Synchrony website:

1. Visit the Activation Page
   
   

   • Go to lowes.syf.com/activate.
     
     

2. Enter Card Information
   
   

   • Provide your account number and security code (printed on your card).
     
     

3. Verify Your Identity
   
   

   • Enter personal details such as your date of birth and the last 4 digits of your Social Security number.
     
     

4. Sign in or Create a Synchrony Account
   
   

   • If you’re an existing Synchrony Bank user, log in.
     
     

   • If not, follow the prompts to register for online account access.
     
     

5. Complete Activation
   
   

   • Submit your information, and once verified, your card will be ready for use instantly.
     
     

Alternative Ways to Activate

If online activation isn’t convenient, you can also:

• By Phone: Call the activation number on the sticker attached to your new card.
  
  

• Customer Service: Contact Lowe’s Credit Card services at 1-800-445-6937.
  
  

• Synchrony Bank Account: Add your card to your existing Synchrony online profile.
  
  

What You’ll Need for Activation

Before starting, keep these handy:

• Your Lowe’s Synchrony Credit Card.
  
  

• Account number and security code.
  
  

• Date of birth and SSN (last 4 digits).
  
  

• Internet or phone access.
  
  

Benefits After Activation

Once your card is active, you’ll enjoy:

• 5% off eligible Lowe’s purchases every day.
  
  

• Special financing options on qualifying purchases.
  
  

• Exclusive promotions and cardholder events.
  
  

• Easy account management through Synchrony’s online portal, including autopay setup.
  
  

Troubleshooting Activation Issues

• Website not loading? Clear your cache or try a different browser.
  
  

• Details not matching? Double-check your account number and personal info.
  
  

• Sticker missing? Go straight to lowes.syf.com/activate or call customer service.
  
  

• Need more help? Call the number on the back of your card for assistance.
  
  

Final Thoughts

Activating your Lowe’s Synchrony Credit Card online at lowes.syf.com/activate is quick, simple, and secure. Once you’ve completed activation, your card is ready to use for shopping, financing, and enjoying exclusive savings at Lowe’s.

👉 Take a minute today to activate your Lowe’s Synchrony Card online and get started with the benefits right away.