Activate Your Lowe’s Credit Card at lowes.syf.com/activate

If you’ve recently been approved for a Lowe’s Credit Card, congratulations — you’re one step closer to enjoying exclusive discounts, financing options, and rewards on your home improvement purchases. But before you can start using your card, you need to activate it.

The good news: activation is quick and simple. Whether you prefer to do it online, by phone, or through Synchrony Bank’s customer portal, here’s a clear guide to get your Lowe’s card up and running.

Why You Need to Activate Your Lowe’s Credit Card

Activating your Lowe’s Credit Card ensures:

• Security: It confirms the card is in your hands, not anyone else’s.
  
  

• Access: You can use your new line of credit right away at Lowe’s stores or online.
  
  

• Account Setup: Activation links your account to Synchrony Bank’s system so you can manage payments, statements, and alerts.
  
  

Without activation, your card won’t be accepted for purchases, and you won’t have access to your account management tools.

How to Activate Your Lowe’s Credit Card

1. Online at lowes.syf.com/activate

The fastest way to activate is online.

1. Visit lowes.syf.com/activate.
   
   

2. Enter your account number and required personal details (such as your date of birth and Social Security number).
   
   

3. Follow the prompts to verify your identity.
   
   

4. Create or log in to your Synchrony Bank account to complete setup.
   
   

Once finished, your card will be ready to use instantly.

2. By Phone

If you’d rather activate by phone:

• Call the activation number listed on the sticker attached to your new card.
  
  

• Alternatively, you can contact Lowe’s Credit Card customer service at 1-800-445-6937.
  
  

• Provide your card details and follow the automated instructions.
  
  

3. Through Synchrony Bank Online Banking

If you already have a Synchrony Bank online profile, you can:

• Log in at lowes.syf.com.
  
  

• Add your new Lowe’s Credit Card to your account.
  
  

• Complete activation and start managing your credit card online.
  
  

What You’ll Need for Activation

Keep these details handy before you start:

• Your new Lowe’s Credit Card.
  
  

• The account number and security code printed on the card.
  
  

• Your date of birth and the last four digits of your Social Security number.
  
  

• Internet access or a phone.
  
  

Benefits of Using Your Lowe’s Credit Card

Once activated, you can:

• Enjoy special financing offers on qualifying purchases.
  
  

• Take advantage of exclusive cardholder discounts throughout the year.
  
  

• Manage your account online through Synchrony Bank’s portal.
  
  

• Set up autopay to avoid missing payments.
  
  

• Track spending and rewards easily.
  
  

Troubleshooting Tips

• Website not loading? Try another browser or clear your cache.
  
  

• Card not activating? Double-check your account number and details.
  
  

• Lost your activation sticker? Just go directly to lowes.syf.com/activate or call customer service.
  
  

• Still having trouble? Contact Synchrony Bank’s card services at the number on the back of your card.
  
  

Final Thoughts

Activating your Lowe’s Credit Card at lowes.syf.com/activate only takes a few minutes, but it’s the key to unlocking your purchasing power, exclusive discounts, and account management tools.

Once your card is active, you’ll be ready to make purchases at Lowe’s stores and online, take advantage of special financing, and manage your account securely with Synchrony Bank.

👉 Don’t wait — activate your Lowe’s Credit Card today and start enjoying the benefits.