If your Lowe's credit card is declined, first check to ensure all your payment information is correct, including the card number, expiration date, and CVV. Also, verify that your card is not expired and that you have sufficient credit available. If everything seems correct, contact Lowe’s credit card customer service for assistance. 

To reset your Lowe's credit card account password, go to the Lowe's credit card login page and click on the "Forgot Password" link. Follow the instructions to verify your identity, and you will receive a link to reset your password via email. 

A payment might not process due to incorrect bank account details, insufficient funds, or technical issues with the website or app. Double-check your payment information, ensure your account has sufficient funds, and try again later. If the issue persists, contact customer service for help. 

To dispute a charge on your Lowe's credit card, contact Lowe’s credit card customer service as soon as possible. Be prepared to provide details about the charge, including the date, amount, and reason for the dispute. The representative will guide you through the dispute process.