Welcome to MoneySKILL®! In this program, you will have an opportunity to get the basics of money-management by looking at income, expenses, saving and investing, credit, and insurance. The high school/college course is offered as all or part of a course in economics, math, social studies, or wherever personal finances are taught. You can access the modules in the classroom, at home, or on your mobile device via the Internet. Built-in quizzes will test your grasp of each concept. The high school/college version is adaptable for use by home schoolers and/or employers. A middle school version is also available.
Course Content:
January
Income Modules:
The Plans We Have for Our Lives
Lifetime Plan
Earned Income and Skill Demand
Earned Income and Skill Supply
Property Income
Unearned Income from Financial Assets and Transfer Payments
The Consumer Life Cycle
Income Over the Life Cycle
Federal Income Taxes
Other Deductions from Pay
February
Expense Modules:
Tracking Expenses and Budgeting
Paying for What We Buy
Using a Checking Account
Renting a Home
Owning a Home
Food and Clothing
Preparing to Acquire a Vehicle
Vehicle Financing
Operating a Vehicle
Vacation and Leisure
March
Saving and Investing Modules:
Investing in Physical Assets
Savings
Short-Term Saving Vehicles
Long-term, Fixed Income Assets
Equities
Investment Funds
Investing in Business
April
Credit Modules:
Costs and Benefits of Borrowing
Secured Borrowing
Credit Cards and Other Unsecured Borrowing
Your Credit Rating
Student Loans
Identity Theft
May
Insurance Modules:
Understanding Insurance
Life, Wills and Disability Insurance
Health Insurance
Retirement