You've all lived rich, full lives, accumulating a wealth of experience, wisdom, and, for many of you, a lifetime of hard-earned savings. Now, as you navigate your senior years, your financial journey takes on a new chapter. This isn't about starting over; it's about building on the foundation you've already established. These lessons will empower you with the knowledge and strategies to ensure your financial well-being, peace of mind, and lasting legacy. We'll explore how to make your investments work for you in retirement, secure your legacy through smart estate planning, wisely pass on wealth to your loved ones, and prepare for potential long-term care needs. Think of these lessons as a guide to making informed choices that will help you live your retirement years with confidence, comfort, and control. 

Note: website is expected mid 2026, currently under construction and in draft mode.

START with the Lessons tab pull-down menu in the header or click on the lesson links below

1. An Introduction to the Importance of Seniors Planning for Their Future: This lesson highlights the critical shift from saving for retirement to strategically managing and distributing assets, emphasizing the importance of a proactive plan for peace of mind and financial security.

2. Strategies in Investing Wisely in Your Retirement Years: This lesson focuses on adjusting investment strategies in retirement, shifting the primary goal from aggressive growth to capital preservation and generating a steady income stream to support a long and comfortable life.

3. Strategies in Saving Cash and Other Investments in a Brokerage Account: This lesson explains the role of a standard brokerage account as a flexible and liquid investment tool in retirement, contrasting its tax implications with those of traditional tax-advantaged accounts like IRAs.

4. Understand Required Minimum Distributions (RMDs) and Which Accounts Required RMDs: This lesson demystifies the rules surrounding RMDs, explaining why the government mandates these annual withdrawals, how to calculate them, and the severe penalties for failing to comply.

5. The Importance and Benefits of Doing Roth Conversions Strategies: This lesson explores the powerful strategy of converting a traditional IRA to a Roth IRA, explaining how paying taxes now can provide tax-free withdrawals in the future and eliminate RMDs.

6. Being Aware of Taxes That You Will Need to Pay in Retirement and Strategies to Reduce Taxes: This lesson makes participants aware of the various sources of taxable income in retirement and provides practical strategies, such as strategic withdrawal order and Qualified Charitable Distributions (QCDs), to minimize their tax burden.

7. Understand the Expenses of Medicare and How Part B and Part D Cost is Based on Your AGI: This lesson clarifies how Medicare premiums are determined by income, focusing on the Income-Related Monthly Adjustment Amount (IRMAA) and offering strategies to potentially avoid these surcharges.

8. Explain the Importance on How to Increase Your Society Security: This lesson reveals the key factors that influence Social Security benefits and provides valuable strategies for individuals and couples to maximize their lifetime income from this essential retirement source.

9. The Importance of Tax Planning Strategies: This lesson synthesizes the various tax-related topics covered in the course, showing how different financial decisions are interconnected and empowering participants with a holistic framework for year-round tax planning.

10. Overview of Estate Planning: This lesson introduces the fundamental concepts of estate planning, outlining the key documents like wills and trusts, and emphasizing that a well-structured plan is crucial for protecting assets and loved ones.

11. Legacy Planning and Leaving Money to Spouses and Children: This lesson expands on traditional estate planning by discussing how to pass on assets and values to heirs, with a focus on the tax implications of leaving money to spouses versus non-spousal beneficiaries.

12. Putting It All Together – Summarize and List Action Steps That Retirees Should Do: This final lesson summarizes the key pillars of retirement planning and provides a clear, actionable checklist to help participants take control of their financial future with confidence.