Terms of Service — Kharcha Bachao

Effective Date: May 28, 2026 Last Updated: May 28, 2026 App Name: Kharcha Bachao Developer: Hemant Kushwaha
Contact Email: knowledge.withus7697@gmail.com

1. Acceptance of Terms

By downloading, installing, or using the Kharcha Bachao mobile application ("App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use the App.

These Terms apply to all users of the App worldwide.

2. Description of the App

Kharcha Bachao is a free personal expense tracking and budget management application for Android devices. The App allows users to:

• Record and track daily expenses and budgets

• Create multiple expense sheets with titles and dates

• Monitor remaining balance in real time

• View expense analytics and spending summaries

• Share expense summaries via Android's native share functionality

The App operates entirely offline and stores all data locally on the user's device.

3. Use of the App

3.1 Permitted Use

You may use the App for personal, non-commercial budgeting and expense tracking purposes.

3.2 Prohibited Use

You agree NOT to:

• Attempt to reverse engineer, decompile, or modify the App

• Use the App for any illegal financial activities

• Attempt to extract or exploit the App's source code

• Use the App in any way that violates applicable laws in your jurisdiction

• Distribute, resell, or sublicense the App or its content

4. Financial Disclaimer

IMPORTANT: Kharcha Bachao is a personal budgeting tool only.

• The App is not a financial advisor, bank, or financial institution

• The App does not provide investment, tax, or legal advice

• All financial decisions made based on App data are solely your responsibility

• We are not liable for any financial losses, errors, or decisions made using the App

• Always verify important financial data independently

5. Data and Privacy

All expense data, budgets, and records you enter are stored locally on your device only. We do not collect, access, or store any of your personal or financial data. Please refer to our Privacy Policy for complete details.

You are solely responsible for:

• The accuracy of data you enter into the App

• Backing up your data (uninstalling the App will delete all local data)

• The security of your device where App data is stored

6. Intellectual Property

The Kharcha Bachao App, including its name, logo, design, interface, and code, is the intellectual property of the developer.

You are granted a limited, non-exclusive, non-transferable, revocable license to use the App on your personal Android device for personal use only.

This license does not include the right to:

• Copy or reproduce the App's design or code

• Use the App's name or logo for any purpose

• Create derivative works based on the App

7. Disclaimer of Warranties

The App is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied.

We do not warrant that:

• The App will be error-free or uninterrupted

• All calculations will be 100% accurate in all scenarios

• The App will be compatible with all Android devices

• Data stored locally will never be lost (device failure, factory reset, etc.)

8. Limitation of Liability

To the fullest extent permitted by applicable law, the developer of Kharcha Bachao shall not be liable for:

• Any loss of data stored in the App

• Any financial decisions made based on App calculations

• Any indirect, incidental, or consequential damages

• Any damages resulting from device loss, theft, or failure

9. App Updates and Changes

We reserve the right to:

• Update, modify, or discontinue the App at any time

• Change features or functionality with or without notice

• Update these Terms of Service (users will be notified via in-app notice)

Continued use of the App after updates constitutes acceptance of any revised Terms.

10. Termination

You may stop using the App at any time by uninstalling it from your device. We reserve the right to update or discontinue the App at our discretion.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from these Terms shall be subject to the jurisdiction of courts in India.

12. Contact

For questions about these Terms of Service:

Email: knowledge.withus7697@gmail.com App: Kharcha Bachao Developer: Hemant Kushwaha

Last updated: May 28, 2026