Privacy Policy for Cash Master & Cash Master Pro

Effective Date: August 2026

Cash Master ("we", "our", or "us") respects your privacy. This Privacy Policy explains how our mobile application collects, uses, stores, and protects your information.

1. Overview

Cash Master is a personal finance management application designed to help users organize and manage their daily financial activities.

The application allows users to:

• Track income

• Track expenses

• Transfer funds between accounts

• Manage multiple financial accounts

• Organize transactions using categories

• View transaction history

• Support multiple international currencies

• Create encrypted local backups

• Backup and restore data using Google Drive

• Personalize the application with language, appearance, and privacy settings

Cash Master operates primarily on your device and does not require account registration to use its core features.

2. Personal Information

We Do NOT Collect Personal Information

Cash Master does not collect, store, or sell personally identifiable information (PII), including:

• Name

• Email address

• Phone number

• Home address

• Contacts

• Photos

• GPS location

• Bank account credentials

• Payment card information

The application does not require users to create an account.

3. Financial Data

Cash Master is designed with privacy as a core principle.

The application stores financial information locally on your device, including:

• Income records

• Expense records

• Transfers

• Account balances

• Financial accounts

• Categories

• Notes

• Currency preferences

• Application settings

All financial data is stored locally using an encrypted database.

We do not upload, access, read, or store your financial records on our own servers.

4. Backup & Restore

Cash Master provides optional backup and restore features.

Local Backup

You may create encrypted backup files and save them anywhere you choose on your device or external storage.

Google Drive Backup

If you choose to use Google Drive Backup, your encrypted backup file is stored directly in your own Google Drive account associated with your Google Account.

Cash Master does not access, read, upload, or retain copies of your backup files on its own servers.

Google Drive services are provided by Google and are subject to Google's own Privacy Policy.

5. Permissions Usage

Cash Master requests only the permissions required to provide optional online features.

INTERNET

Used for:

• Google Drive Backup & Restore

• Future application update checks

• Future advertising services (if enabled)

All core financial management features work without an internet connection.

6. Advertising

Future versions of Cash Master may display advertisements provided by third-party advertising partners such as Google AdMob. If advertisements are introduced, this Privacy Policy will continue to apply and may be updated if necessary. 

Advertising providers may collect limited device information in accordance with their own Privacy Policies for the purpose of delivering and measuring advertisements.

Important:

Your financial records, transactions, account balances, categories, notes, and other financial information are never shared with advertising providers.

7. Data Sharing

We do not sell, rent, or share your personal or financial information.

Some optional features rely on third-party services selected by the user, including:

• Google Drive (Backup & Restore)

If advertising is enabled in future versions, Google AdMob may process limited device information according to its own Privacy Policy.

8. Security

Cash Master is designed to keep your financial information on your own device.

Financial records are stored using an encrypted local database.

While we continuously work to protect your information using reasonable security practices, no software can guarantee absolute security against every possible risk.

9. Data Retention

Your financial records remain entirely under your control.

Cash Master does not maintain copies of your financial data on external servers.

Users are solely responsible for maintaining backup copies of their financial data.

We strongly recommend creating regular backup files to prevent accidental data loss.

Cash Master cannot recover deleted or lost financial information if no valid backup is available.

10. Disclaimer

Cash Master is provided "as is" without warranties of any kind, whether express or implied.

While we strive to provide accurate and reliable functionality, users are responsible for:

• Reviewing and verifying their financial records.

• Maintaining regular backup copies of their data.

• Confirming financial calculations before relying on them for personal, business, legal, tax, accounting, or investment decisions.

Cash Master is intended as a personal finance management tool and should not be considered financial, legal, accounting, tax, or investment advice.

11. Children's Privacy

Cash Master is not directed toward children under the applicable minimum age and does not knowingly collect personal information from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time.

Any changes will be published on this page together with the updated Effective Date.

13. Contact Us

If you have any questions regarding this Privacy Policy, please contact us:

KEJO APPS

Email: Kejo.Apps@gmail.com

14. Consent

By downloading, installing, or using Cash Master, you acknowledge that you have read and understood this Privacy Policy and agree to its terms.