Synchrony Bank Credit Card Guide

Synchrony Bank is one of the largest and most trusted issuers of store-branded and retail credit cards in the United States. Millions of consumers use Synchrony-issued cards every day for shopping, healthcare expenses, home improvement, and promotional financing. 

What Is Synchrony Bank?

Synchrony Bank is a U.S.-based financial institution specializing in consumer financing and private-label credit cards. Instead of issuing traditional Visa or Mastercard products, Synchrony partners directly with major retailers and service providers to offer brand-specific credit cards.

Synchrony Bank Provides:

• Retail store credit cards
  
  

• Promotional and deferred-interest financing
  
  

• Secure online account management portals
  
  

• Digital payment and billing systems
  
  

• Customer support for partnered brands
  
  

Synchrony cards are commonly used for large purchases, special promotions, and flexible payment plans offered by retailers.

Fraud Alerts and Account Security

Synchrony actively monitors accounts for unusual activity.

Security Features Include:

• Real-time fraud alerts
  
  

• Temporary card blocks
  
  

• Identity verification for suspicious transactions
  
  

• Replacement card issuance when needed
  
  

If suspicious activity is detected, cardholders should contact customer support immediately via- jcp.syf.com/activate to secure their account.