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Activate Your JCP Card Now And Enjoy All Offers And Gifts
Paying your JCPenney Credit Card bill on time helps you avoid late fees, maintain a good credit history, and keep your account in good standing. Card payments are managed through official services provided by JCPenney and its card issuer, Synchrony Bank.
Available Payment Methods
Available Payment Methods
1. Online Payment (Recommended)
1. Online Payment (Recommended)
Log in to your account
Go to Payments
Enter bank details
Submit payment
Payments usually post within 1–2 business days.
2. Phone Payment
2. Phone Payment
Call the customer service number on the back of your card
Follow automated instructions
3. Mail Payment
3. Mail Payment
Send a check or money order
Include your account number
Allow extra time for processing
4. In-Store Payment
4. In-Store Payment
Some JCPenney stores may accept payments at checkout.
Payment Tips
Payment Tips
Schedule AutoPay to avoid missed payments
Pay at least the minimum due
Pay early to avoid interest charges
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