Only give personal information, like your Medicare number, to health care providers, your insurance companies or health plans (and their licensed agents or brokers), or people you trust that work with Medicare, like your State Health Insurance Assistance Program (SHIP).

Fill out Request for Termination of Premium Hospital Insurance of Supplementary Medical Insurance (Form CMS-1763) (PDF) and fax or mail it to your local Social Security office. You can cancel Medicare Part A only if you pay a premium, and you can cancel Medicare Part B at any time.


How To Download Your Medicare Card


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You can print an official copy of your card from your online Medicare account or call 1-800-MEDICARE (1-800-633-4227 TTY 1-877-486-2048) to order a replacement card to be sent in the mail.

Everyone who enrolls in Medicare receives a red, white, and blue Medicare card. This card lists your name and the dates that your Original Medicare hospital insurance (Part A) and medical insurance (Part B) began. It will also show your Medicare number, which serves as an identification number in the Medicare system. (If you get Medicare through the Railroad Retirement Board, your card will say Railroad Retirement Board at the bottom.)

Note: Medicare has finished mailing new Medicare cards to all beneficiaries. You can still use your old card to get your care covered until January 1, 2020. However, if you have not received your new card, you should call 1-800-MEDICARE (633-4227) and speak to a representative.

Your Medicare card, Social Security card, and other health insurance cards are very important documents. Make sure to keep a photocopy of your important identification and insurance cards, write down any important numbers (like your Medicare number), and keep everything in a safe place so that you have a record for future reference if anything gets lost. If your card is ever lost, stolen, or damaged, you can get a replacement card by calling 1-800-MEDICARE (633-4227). You can also order or print a card by logging in to your mymedicare.gov account.

Remember: Do not give your Medicare or Social Security numbers or personal data to strangers. Medicare will never ask for this information over the phone. If you believe you have been the target of Medicare marketing or billing fraud, contact your local Senior Medicare Patrol.

Be aware that bad actors may spoof the number that appears on your caller ID so that an incoming call seems to be from a government agency or a health provider that you already know and trust. They do this to entice you to answer.

When you pick up, a scam caller usually starts chatting you up to engage you, asking you conversational questions to put you at ease. Whatever scam scenario follows, the caller is trying to get your personal information, such as your Medicare card number, your Social Security Number, or other health insurance identification.

"Medicare & You: Preventing Medicare Fraud," a video from the Centers for Medicaid and Medicare Services, advises you to "hang up the phone if someone calls and asks for your Medicare number." It also urges you to guard your Medicare number like you would your credit card numbers.

You can start using the card at the beginning of the month you turn 65 or the first day of the previous month if your birthday falls on the first. The start date for Part A and Part B will appear on the front of the card.

Join AARP for $12 for your first year when you sign up for Automatic Renewal. Get instant access to members-only products and hundreds of discounts, a free second membership, and a subscription to AARP The Magazine.

Most people need to sign up for Medicare during their initial enrollment period, which begins three months before the month they turn 65 and continues until three months after their birthday month. You may be able to delay if you or your spouse is still working and you have coverage from that active employer, depending on the size of the company. It generally needs to be 20 employees or more.

Some people with employer coverage still sign up for premium-free Part A at 65. But if you have a high-deductible health plan and want to continue contributing to a health savings account, you should delay your Medicare sign-up.

Your red, white and blue Medicare card includes the Medicare number that your doctor, hospital and other providers use to submit claims to Medicare. The sturdy paper card also shows the date when your coverage begins for Part A and Part B.

Contact your nearest VA medical center and ask to speak with the enrollment coordinator. Ask the coordinator to help you arrange to get your picture taken for your new Veteran Health Identification Card.

Please destroy it by cutting it up or shredding it. We want all Veterans who are enrolled in VA health care to have the new VHIC. This new card offers even more security to protect your personal information.

Call the Social Security Administration at 1-800-772-1213 to make your address change. You can also visit the Social Security Administration website at www.ssa.gov. If you are a Railroad Retiree, call 1-800-808-0772.

Keep in mind that Medicare does not usually pay the full cost of your care, and you will likely be responsible for some portion of the cost-sharing (deductibles, coinsurances, copayments) for Medicare-covered services.

This list includes commonly covered services and items, but it is not a complete list. Keep in mind that Medicare does not usually pay the full cost of your care, and you will likely be responsible for some portion of the cost-sharing (deductibles, coinsurances, copayments) for Medicare-covered services.

Medicare Advantage Plans must offer, at minimum, the same benefits as Original Medicare (those covered under Parts A and B) but can do so with different rules, costs, and coverage restrictions. You also typically get Part D as part of your Medicare Advantage benefits package (MAPD). Many different kinds of Medicare Advantage Plans are available. You may pay a monthly premium for this coverage, in addition to your Part B premium.

If you join a Medicare Advantage Plan, you will not use the red, white, and blue Medicare card when you go to the doctor or hospital. Instead, you will use the membership card your private plan sends you to get health services covered. You will also use this card at the pharmacy if your health plan has Medicare prescription drug coverage (Part D).

If you have Medicare, you can protect your identity and help prevent health care fraud by guarding your Medicare card like you would a credit card. Identity theft from stolen Medicare numbers is becoming more common. Medicare helped by removing Social Security numbers from Medicare cards and replacing them with a new, unique number for each person with Medicare. This decreases your vulnerability to medical and/or identity theft.

In its November 2011 report, CMS presented three options for removing SSNs from Medicare cards. One option would truncate the SSN so that only the last four digits would appear on the card. However, the full SSN would continue to be used by both beneficiaries and providers for all Medicare business transactions. The other two options would replace the display of the SSN on the Medicare card with a newly developed identifier that CMS calls the Medicare Beneficiary Identifier (MBI). In one of these options, this new identifier would be used by the beneficiary in their interactions with CMS; however, the provider would continue to use the SSN to interact with CMS. In the other, both the beneficiary and provider would use the new identifier printed on the Medicare card and the SSN would be entirely excluded from the transaction. CMS, SSA, and RRB reported that all three options would generally require similar efforts, including coordinating with stakeholders; converting information-technology (IT) systems; conducting provider and beneficiary outreach and education; conducting training of business partners; and issuing new cards. While the level and type of modifications required to IT systems would vary under each option, the one involving use of a new identifier by both beneficiaries and providers would require somewhat more-extensive IT modifications. However, CMS has not committed to implementing any of the three options presented in its report. Nor did CMS consider other options in its 2011 report, such as how machine-readable technologies, including bar codes, magnetic stripes, or smart chips, could assist in the effort to remove SSNs from Medicare cards. CMS officials told us that they limited their options to those retaining the basic format of the current paper card, and did not consider options that they believed were outside the scope of the congressional request.

Of the three options presented in CMS’s 2011 report, we found that replacing the SSN with a new identifier for use by beneficiaries and providers offers beneficiaries the greatest protection against identity theft. Under this option, beneficiaries’ risk of identity theft would be reduced in the event that their card was lost or stolen because the SSN would no longer be printed on the card. In addition, because providers would not need the SSN to interact with CMS, they would not be required to collect or maintain this information, reducing the beneficiaries’ vulnerability in the event of a provider data breach. In addition, this option presents fewer burdens for beneficiaries and providers relative to the others. Under this option, the new identifier would be printed on the card, and beneficiaries would use this identifier when interacting with CMS, eliminating the need for them to memorize their SSN or store it elsewhere as they might do under the other options. This option may also present fewer burdens for providers because they would not have to query a CMS database or call CMS to obtain a beneficiary’s information to submit claims as they would with the other two options.

This testimony discusses our review of the options presented by the Department of Health and Human Services (HHS) and its agency, the Centers for Medicare & Medicaid Services (CMS), for removing Social Security numbers (SSN) from Medicare cards and the agency’s cost estimates for these options. 006ab0faaa

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