Molay Debnath
Health Insurance Consultant
With 12 years of experience in the health insurance sector, I have developed in-depth expertise in understanding clients' insurance needs and providing them with the most suitable health insurance solutions. Over the years, I have worked with a wide range of individuals and families, guiding them in selecting policies that offer maximum coverage and financial protection.
My responsibilities have included policy explanation, claims assistance, renewals, and after-sales support. I prioritize building trust and long-term relationships with my clients by ensuring transparency, timely communication, and personalized service. My goal has always been to simplify the insurance process for people and help them make informed decisions regarding their health and well-being.
HDFC ERGO General Insurance Company Limited is a joint venture between housing Development Finance Corporation Limited (HDFC) and ERGO International AG, the primary insurance entity of Munich Re Group. The company offers a comprehensive range of general insurance products catering to various needs in the retail, corporate, and rural sectors.
1) Health Insurance: Provides coverage for medical expenses, including hospitalization, pre- and post- hospitalization costs, and alternative treatments. Plans are available for individuals, families, senior citizens, and women, with options like maternity coverage and critical illness riders. For more details click here.
2) Motor Insurance: Offers policies for cars and two-wheelers, covering damages, theft, and third-party liabilities. Customers can choose between comprehensive and third-party liability plans. For more details click here.
3) Travel Insurance: Covers unforeseen events during domestic and international travel, such as medical emergencies, trip cancellations, and loss of baggage. Plans are tailored for individuals, families, students, and frequent flyers. For more details click here.
4) Home Insurance: Protects against damages to the structure and contents of the home due to natural and man-made calamities. Policies are available for homeowners and renters. For more details click here.
5) Personal Accident Insurance: Provides financial support in case of accidental death or disability, ensuring the insured or their family members receive compensation. For more details Click here.
HDFC ERGO emphasizes customer-centric services, offering a wide distribution network and 24x7 support. The company leverages technology to enhance customer experience, including AI-based chatbots and digital platforms for policy issuance and claim processing.
For more detailed information on specific policies and to explore the best options suited to your needs, you can visit us.