Publications

“The Impact of State Surprise Medical Billing Protections on Consumers with Employer-Sponsored Health Insurance,” Hanchun Zhang, Brenda J. Cude, Lisa Groshong, and Katie Keith, Journal of Insurance Regulation, 7 (2022): 1-41. 

https://content.naic.org/sites/default/files/the%20impact%20on%20state%20surprise%20medical%20billing%20protections%20-%20JIR1%202022.pdf 

“Can Insurance Company Investments Help Fill the Infrastructure Gap?” Center for Insurance Policy and Research (CIPR) website, September 2021, https://content.naic.org/sites/default/files/cipr-report-infrastructure-gap.pdf

“Assessment of COVID-19 Recession on Health Insurance Coverage Enrollments,” Center for Insurance Policy and Research (CIPR) website, June 2020, https://content.naic.org/sites/default/files/inline-files/COVID%20Impact%20on%20Enrollments_Final.pdf.

“Special Enrollment Periods for Health Insurance Marketplaces: Insights from Wisconsin School of Business Survey of Insurance Experts,” Center for Insurance Policy and Research (CIPR) website, June 2020, https://content.naic.org/sites/default/files/inline-files/Special%20Enrollment%20Periods%20for%20Health%20Insurance%20Marketplaces_Final_1.pdf.

“Economic Infrastructure Definition,” Center for Insurance Policy and Research (CIPR) website, March, 20202, https://content.naic.org/sites/default/files/inline-files/Economic%20Infrastructure%20Definition_5.pdf

“Economic and Political Factors Affecting Alcohol-Related Traffic Fatalities in the U.S.,” Shun-spring, 2010 (3): 11-15.

“Demonstration Comparative Advantage Theory's Empirical Implication for China’s Economy Development,” Shun-spring, 2008 (3): 12-15.

Conference Presentations

“The Impact of State Surprise Medical Billing Protections on Consumers with Employer-Sponsored Health Insurance” Journal of Insurance Regulation: Annual Update and Kimball Award Session (Dec 2023), NAIC Fall National Meeting 

“Infrastructure Investment as an Asset Class Through 2019 & Understanding the Impact of 2020” 

The US Insurance Industry & Infrastructure Investment (Feb. 2021), CIPR and S&P Webinar, Virtual: 

https://content.naic.org/sites/default/files/cipr-event-us-industry-infrastructure-investments.pdf 

(Responsible for CIPR PowerPoint, and Presented on Credit Performance Part) 

“Does Baggage Fee Policy Improve the Service Quality on U.S. Air Routes?” 

Research, Innovation, Scholarship Expo (RISE, 2019), Northeastern University, MA 

Work In Progress

“Infrastructure Investment: Private Equity Fund Analysis,” Currently under revision, 2025 

“Factors that Influence Willingness to Commit Insurance Fraud,” Currently under revision, 2025 

“Loyalty bias, and physician prescription behavior: A moral hazard issue in the private healthcare insurance market,” Early stage, 2026 

“The Impact of Medicaid Expansion on Primary Care and Prescription Drug Usage among Low-Income Nonelderly Adults,” Early stage, 2026 

“The Impact of Federal Facilitated Regulation on Market Concentration and Coverage in Health Insurance Market,” Earl stage, 2026