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Whether you are just starting a company, or have an established family operation, or a large corporation, At Guaranty Bank & Trust provides you the financial tools and information to improve cash flow and increase profits.

At Guaranty Bank & Trust, we know benefits aren't about the money—they're about improving your life and providing you with peace of mind. That is why we offer a comprehensive benefits package to help alleviate some of life's pressures and let you focus your career. Our benefits include:

WELLNESS

Medical and Dental Insurance

Eligible employees and dependents may participate in our medical and dental plans upon the first of the month following 30 days of service.

Health Savings Account (HSA)

A tax-advantage account that works with a high deductible health plan to help you pay for current and future qualified medical expenses.

Vision Insurance

The Bank offers an affordable voluntary vision plan for employees who desire this type of coverage.

Life Insurance

Guaranty Bank & Trust provides Group Life and Accidental Death and Dismemberment insurance coverage for its full-time employees. The life insurance benefit is payable at 3 times the employee’s annual earnings at the time of the event, up to a maximum of $500,000. The Bank also offers an affordable voluntary life insurance plan for employees who desire more coverage.

Short-Term Disability Insurance

The Bank offers an affordable short-term disability insurance for employees who desire this type of coverage.

Long-Term Disability Insurance

Guaranty Bank & Trust provides long-term disability insurance coverage for its full-time employees. In the event you become disabled from a nonwork-related injury or sickness, benefits may be payable after the employee has been unable to work for 180 days. The Bank also offers an affordable voluntary short-term disability insurance plan for employees who desire more coverage.

Critical Illness & Accident Insurance

The Bank offers an affordable voluntary critical illness and accident plan for employees who desire this type of coverage.

Annual Health Evaluations / Flu Shots

Employees and spouses covered under the medical plan receive free health screening evaluations each year. In addition, employees and their spouses receive free flu shots every year.

RETIREMENT PLAN

Eligible employees may make pre-tax contributions to a 401(k) plan. The bank will match up to 5% of the employee’s contributions. At the discretion of the Board of Directors, an additional contribution may be made at the end of each year based on the Bank’s earnings.