Local Banks in Austin, Texas

Our business is growing fast! It’s the result of a work environment where innovation and creativity are strongly encouraged.

Why Guaranty Bank and Trust is the Best Bank?

BEST COMPANIES TO WORK FOR IN TEXAS FOR 10 STRAIGHT YEARS

Guaranty Bank & Trust has now been named one of the Best Companies to Work for in Texas by Texas Monthly Magazine for ten straight years. This statewide awards program is designed to identify, recognize and honor the best places of employment in Texas. The 2019 list is made up of only 100 companies.

HEALTHIEST COMPANIES IN AMERICA FOR 8 STRAIGHT YEARS

Guaranty Bank & Trust has been selected as one of the Healthiest Companies in America for eight straight years. This program is part of Interactive Health Solutions, Inc. (IHS) to honor companies that have created a culture of wellness through widespread employee participation in proactive health and wellness initiatives.

BAUERFINANCIAL FIVE-STAR RATING

Guaranty Bank & Trust has earned a 5-Star rating according to BauerFinancial, Inc. the nation's leading independent bank rating firm. The 5-Star award recognizes Guaranty Bank & Trust's continual superior performance and strength. This award is based on an analysis of current financial data as supplied by federal regulators, supplemented by historical data.

TEXAS TREASURE BUSINESS AWARD

In June 2015 Sen. Kevin Eltife recognized Guaranty Bank & Trust with a Texas Treasure Business Award from the Texas Historical Commission. The Texas Treasure Business Award program pays tribute to businesses that have provided employment opportunities and support to the state's economy for 50 years or more.

Ten Core Values We Live By At Guaranty

1. Deliver Raving Fans service to our internal and external customers at every opportunity.
2. Embrace and drive change.
3. Always be honest in every way.
4. Always have the courage to act, step up, and be heard - Especially if it involves a violation of our Core Values or Culture Statement.
5. Create a fun environment at work. Be creative and open-minded to new ideas and opportunities.
6. Always pursue learning and personal growth.
7. Never rest or become complacent.
8. Build open and honest relationships with co-workers.
9. Be passionate and care about others and Guaranty, over self. Be humble.
10. Always think like an owner.

A local financial institution will certainly benefit neighborhood businesses if it is run by local business owners that have expertise regarding the bordering communities. Why not be a part of a neighborhood financial institution yourself?

You can see the benefits of having regional business individuals that control a financial institution and also only do business with neighborhood companies as well as companies. By doing this you will have an one-of-a-kind understanding of your business and get a lot more individual touch from your bank individuals. Maybe you will even get a personal contact at the bank like you used to enter the old days of financial.

Maybe the financial institution could have individuals discovering more regarding your specific niche or sector and also in that method have a lot more understanding for your demands and demands. By doing this the bank can be involved on a completely various level as well as there will certainly be no misconceptions in between you and also the financial institution.

Financial institutions have actually taken control of the worldwide economic climate, because without their sources, companies and also nations can not operate in the way they would like. Yet what do we do regarding it?

- We require to change just how financing is offered to service.

- The economic situation has subjected the greed and mismanagement in the financial system.

- Want a funding, often the solution is NO, as well as your credit line it is reduced.

- An effective business, with a great order book, had its credit line decreased to 1/10 of the original.

So what would a regional bank look like?

- A bank is developed by a regional group, Chamber of Commerce, Sector, or management area.

- Could be called the "Financial institution for neighborhood organisation" or anything ideal.

- Managed and staffed by regional company people, with neighborhood understanding.

- The financial institution just lends to regional or nationwide industries with ideal credit lines.

- Not allowed to speculate on the stock market, or market swaps or derivatives.

- In essence it is a co-operative.

- The bank is had by all the participants of a specific industry or individuals living in a local area.

- Industry is lending to other organisations in the exact same sector.

- Creating regional jobs in industry and also commerce, creates jobs in the local economic climate, and reduces unemployment.

- Not subjected to control from various other financial institutions, with a non-local manager.

- Investors will be assisting themselves, their sector or location, and also gain even more earnings.

- It would certainly lend money at the present financial price to the specifically established organisation banks, producing jobs.

These are my ideas on running a regional financial institution to make it less complicated for regional services and the financial institution.