About Us

Established in 1913, Guaranty Bank & Trust is one of the oldest and most respected banks in Texas. We have achieved this success by providing the communities we serve with a different kind of bank. One that believes smart banking is about investing in people, not just credit scores; succeeding with the community, not at its expense; and having a plan for your growth, not just our own.


We work hard to attract, retain, and develop the best bankers. This means you will get quality advice from a local expert you can trust.


We encourage our employees to give back to the communities we serve. Volunteering has a positive impact not only on the community but also on our employees.


Finally, we focus on strength and stability so our customers know they can depend on us during difficult times. At Guaranty Bank & Trust, we are “growing because we help you grow."


Trust & Wealth Management


Helping Clients Fulfill Their Life’s Dreams

Discover how we create comprehensive financial plans to helps you achieve your goals

Fiduciary Services

Our expertise in all trust structures and services means that you can rely on our dedicated trust professionals for trust planning, consultation, implementation, administration, and more. We also manage communication with family members, beneficiaries and advisors, remaining impartial as we continually serve your objectives.

Investment Management

Our investment approach applies thoughtful market insights to deliver enhanced after-tax, total portfolio returns while minimizing risk. As part of our vision to provide excellent service and quality investment management expertise, we have recently partnered with UBS Financial Services. UBS is as an acknowledged worldwide leader in investment research and provides Guaranty clients with resources including capital market assumptions, research and asset allocation strategies which can be designed to adhere to your individual risk tolerance.

Foundation Management

Guaranty's Wealth Management Group assists private and public foundations in a variety of ways. Our Services include investment and distribution policy development, asset management and recurring reviews with a foundation’s board or investment committee, review and analysis of grant applications, plus assistance with donors planned giving strategies. We have particular expertise within our staff for both tax based planned giving and portfolio management.

Wealth & Estate Planning

We can help you fully realize your and your family’s specific goals and vision by coordinating the right strategy, resources and support.

Retirement Planning

A secure, comfortable retirement is every person’s dream but planning for this takes time and effort. As the old saying goes, “most people do not plan to fail, they fail to plan.” At Guaranty's Wealth Management Group we assist our clients establish an individualized retirement plan in order to make their retirement plans a reality. This may include document and account reviews, developing budgets and financial goals for lifestyle and travel, and even planning for financial assistance if one becomes disabled. Along with your attorney, CPA and other advisors, our team will remain an integral part of your financial team, and is available to you as a sounding board for your own ideas, or for you to solicit immediate recommendations and answers to time-sensitive questions.

Custody Services

Safekeeping for all publicly traded investments; administrative services for non-publicly traded investments and provide at least quarterly, a statement listing all income and principal transactions.