the issue 

The  Issue: 

 The challenge of affordable housing arises when housing costs exceed what households can reasonably afford, typically defined as more than 30% of their gross income. This problem affects individuals' financial stability, strains businesses, and poses difficulties for governments. Solving it is complex due to the high cost and difficulty in creating sufficient affordable housing options. 

The Root Causes:

• Unemployment and low-income earnings have been the root cause of this problem. People are not able to afford the skyrocketing property price.