General Mathematics

Tom Ng Chu

Unit IV: Mathematics as a Tool in Investment

The overall theme of this unit is using mathematics as a tool in investment. The unit covers the topics on compound interests, annuities, investments, and loans.

In the chapter on interests you will learn about simple interest and compound interest, compounding interest more than once a year, finding interest rate and time in compound interest. The chapter on annuities covers lessons on simple annuities, general annuities and deferred annuities. The chapter on investments covers basic concepts of bank products, stocks and bonds, different markets for stocks and bonds, market indices for stocks and bonds, sectors indices, and the theory of efficient market. In the chapter on loans you will learn about the difference between business loans and consumer loans. You will also learn about loan amortization, amortization schedules and settling single/multiple debt(s) through single/multiple payment(s).

Table of Contents

Chapter 7: Simple and Compound Interest

Chapter 8: Annuities

Chapter 9: Investments

Chapter 10: Loans