Advantages of Planning Your Funeral

Why should you plan your funeral - while you are living?

• Removes the emotional, as well as financial burden so family members won't have to wonder, "Did we do the right thing?"

• Allows you to control your own celebration so it truly reflects who you are.

• Organizes data so your family doesn't worry about locating vital information.

• Shows your sense of responsibility for family by making decisions, so others won't have to - saving them from potential disagreements and frustration.

Advantages of Funding Your Funeral

• Sets aside funds to help remove the unexpected financial burden on your family to pay for your final expenses.

• Helps eliminate the need of your family to determine who is responsible for, or capable of, paying for your services.

Advantages of Funeral Planning Funded Through Life Insurance

• No income tax liability on death proceeds
  The life insurance death benefit is generally exempt from income tax liability

• May qualify for Medicaid/SSI Assistance
  You may be able to reduce your net assets while providing for your final expenses if the ownership is irrevocably transferred, as required for Medicaid/SSI spend downs

• Simple underwriting
  Based on your answers to any required health questions, you may receive first-day coverage of the entire face amount

• Easy and rapid claim service
  Our rapid death claim process helps minimizing the obligation for your family to pay for the funeral up front

• Portable Coverage
  This insurance coverage is portable, allowing you to move the coverage, as needed, during your lifetime and retain your coverage

Peace of Mind

Today, more and more people recognized the emotional
advantages of planning their funeral in advance.