Consumers can now pre-plan their funeral from the comfort of their own home. Consumers can take advantage of all of the benefits of pre-planning the funeral, without experiencing any of the negative aspects. The consumer is ALWAYS in control of their arrangements...instead of a funeral director being in charge of your final wishes.
A funeral pre-planning specialist (not affiliated with a funeral home) can come and meet with you in your home. The specialist will have the same prices (or better) than what is being offered by selected funeral homes (General Price List GPL). The specialist will lead you through a form to identify all of your funeral choices and the associated prices. This will lead to a total of cost of your pre-planned funeral. A copy of your funeral plan/selections will be saved and stored for your family and a funeral home to refer to at the time of your passing.
You have multiple options for how to pre-pay for your funeral.
They include:
Single Payment
3 year pay plan
5 year pay plan
10 year pay plan
Any money paid to cover the costs of your funeral are placed in a specifically designed Funeral
Pre-Planning Life Insurance policy.
Not locked in to one funeral home. You can choose any funeral home and services you desire
Your money is safe and protected
Your family will now have choices, as opposed to the choices of the funeral director, at the time of death of the loved one
Any excess monies from the insurance policy is returned to the family
The consumer gets to take advantage of the increasing death benefit of the life insurance policy. This helps to cover the cost of inflation over a period of time--this helps to "lock-in" today's pricing
By allowing the specialist to locate the best rates, the consumer is not locked in to using the inflated prices of the funeral home
All monies are immediately shielded from Medicaid thus insuring that the cost of your funeral is completely covered and relieving your family from that burden