Fire insurance marks are metal plaques marked with the emblem of the insurance company which were affixed to the front of insured buildings as a guide to the insurance company's fire brigade. These identification marks were used in the eighteenth and nineteenth century in the days before municipal fire services were formed.[1] The UK marks are called 'fire insurance plaques'.
Period specimens may have high value among antiques collectors, leading to illicit creation of fakes. Also, nostalgic reproductions have been made since the early 20th century for decorative purposes.
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For most of the 18th century, each insurance company maintained its own fire brigade, which extinguished fires in those buildings insured by the company and, in exchange for a fee to be paid later, in buildings insured by other companies. By 1825, fire marks served more as advertisements than as useful identifying marks; some insurance companies no longer issued fire marks, and those that did sometimes left them up after a policy had expired.[citation needed] Successive combinations of fire brigades led to virtually the entire city of London being put under the protection of the London Fire Engine Establishment, which fought not only the fires of policy holders but those of nonsubscribers, the reason being that fires in uninsured buildings could rapidly spread to insured buildings.[3] The Museum of English Rural Life has a collection of 100 fire insurance marks from around England.[4]
An urban myth around fire marks claimed that if a building was not insured with the fire mark of a particular fire brigade or a company they had a reciprocal agreement with, they would let the building burn.[5] However, following a review of contemporary evidence, it has been argued that this was not the case in the vast majority of fire incidents, and fire brigades would attempt to extiguish any fire regardless of insurance status due to threats to nearby structures, financial incentives and the publicity it gained.[6]
Fire insurance has over 200 years of history in America. The early fire marks of Benjamin Franklin's time can still be seen on some Philadelphia buildings as well as in other older American cities. Subscribers paid firefighting companies in advance for fire protection and in exchange would receive a fire mark to attach to their building. The payments for the fire marks supported the firefighting companies. Volunteer fire departments were also common in the United States, and some fire insurers contributed money to these departments and awarded bonuses to the first fire engine arriving at the scene of a fire.[3]
Fire brigades in metropolitan areas were organised much along the same lines as in the United Kingdom and the United States and were funded by the insurance companies. Likewise the companies issued fire marks to be affixed to buildings to indicate where there were risks for which they had underwritten policies. Such fire marks were commonly made of tinplate, cast iron and lead.
At least one company, the Norwich Union, issued "fire marks" printed on calico for use in rural areas. They were to be fixed on hay ricks, corn stacks and shearing sheds on the theory that they would indicate to arsonists that the owner was insured and would not be out of pocket should the property be destroyed by fire.[7]
One feature of the insurance company funding of fire brigades survives in some Australian states and territories in the 21st century in that the fire brigade services are principally funded by a "fire service levy" or tax applied to all property insurance policies issued within a state.[8]
By the mid 18th century, the insurance company fire departments responded to all homes and properties, whether insured or not, and were able to cover their costs with lawsuits or by utilizing local government units.
Policy owners nailed them to the exteriors of their homes and businesses as a sign of responsibility for their properties and as a warning to arsonists that their losses would be made good by insurance companies and that the arsonists would be pursued by the insurance companies.
Collectors, usually people in the insurance industry, began collecting marks, and several organizations produce books, catalogues, and articles on the devices. These organizations also conduct auctions and swap meets at their gatherings.
The Circle is an organization of people interested in fire marks and other reminders of the early days of insurance. The object is to bring together people interested in the origin and history of insurance companies, their fire marks, fire brigades and fire fighting equipment, firemen's badges, medals and tokens, old insurance company signs and all that pertains to the past of insurance... for the purpose of exchanging, recording information, and for the preservation of relics of the early days of insurance.
Over forty different fire insurance companies throughout the United States issued cast iron fire marks from 1804 to 1904. These cast iron fire marks are more than insurance collectibles; some are works of art in their own right and representative of 19th century technology. While much has been written about fire insurance and the early insurance companies, very little has been written about the production of the fire marks themselves. It is the purpose of this article to give the reader an understanding of the craftsOver forty different fire insurance companies throughout the United States issued cast iron firemanship involved in their production and, hopefully, a deeper appreciation of the mark itself.
The transformation will occur across five lines of effort: manning, equipping, training, facilities and federal recognition. The battalion will manage a significant increase in personnel authorizations, assignment of additional equipment and rolling stock from across the brigade combat team, new equipment fielding and training to include the establishment of a Joint Fires Observer program, re-stationing and federal recognition of the new force structure explained Maj. Donald Bailey, battalion training and operations officer.
Through the Army Total Force Partnership program with 2nd Battalion, 319th Airborne Field Artillery Regiment, 82nd Airborne Division and the 82nd Airborne Division Artillery, the active duty component will assist in orientation with the new systems and training readiness oversight. The battalion has training scheduled with the 82nd units in spring 2017 and during Annual Training 2018.
The conversion allocates a larger number of cannon crew member and fire support military occupational specialty opportunities for many Soldiers, Bailey explained. Aside from new Soldiers joining the Virginia Army National Guard, current Soldiers have the prospect to reclassify from their current military occupation to fill the positions that are now available due to the growth from the transformation.
At about 11:20 p.m. Tuesday, firefighters went to the 13800 block of Ventura Boulevard on a report of an "outside fire'" that extended to the Mark's Garden flower shop in a block-long row of commercial buildings, said Brian Humphrey of the Los Angeles Fire Department.
The fire extended to the 3,000-square-foot, one-story flower shop, and was extinguished in 23 minutes by the firefighters, who prevented the flames from spreading to adjacent buildings, Humphrey said.
The woman was later identified as Jacqueline Whatley, also known as Jacqueline Whatzey. She was arrested over the weekend for allegedly setting fires in the Los Feliz area, however, jail records show she was booked and released on her own recognizance, in accordance with the county's new zero-bail policy.
Legend in Charleston, SC, and other cities says that a fire company would not put out a house fire unless there was a marker on the building proving that fire insurance had been paid. This is a myth.
Dr. Nic Butler concurs. In my extensive research on a wide variety of topics in early Charleston history, examining primary source materials like old newspapers, colonial and post-colonial government records, and the like, I have not found any description or reference to the purpose of these plaques or marks or markers, whatever you call them. The idea that a fire-fighting company would NOT extinguish fires on buildings without markers simply defies logic. In a densely-built urban environment like Charleston or any other town, every fire, large or small, endangered the safety of the entire community. The notion of NOT fighting a blaze simply because the house was not insured is so utterly irresponsible that it could not have been tolerated.
Daniel Gallegos, the assistance chief of the 775th Civil Engineer Squadron Training and Emergency Services, said vehicle fires happen more often than people may realize, especially with the popularity of electric vehicles.
In addition to vehicle fire drills, Hill AFB firefighters engage in rigorous live structural and aircraft fire training at least twice a year, meeting the requirements set by the installation fire chief.
The Fire Mark Design is one of 5 design layouts in the Elite Fire Apparel Design Collection. We offer quantity discounts which are posted on each product page. You may mix and match hat styles and designs and still receive the discount based on the total number of hats on your order. No set-up fees and no minimum order requirements for embroidery design concepts in the Elite Fire Apparel Design Collection. Free shipping on all hats every day!
We are proud to have created the Fire Mark Design concept back in 2012. It was inspired by the historic fire insurance marks. They were plaques embossed with the sign of the insurance company and were placed on front of insured buildings as a guide to the insurance company's fire brigade. There are several ways to customize this design concept for your specific fire department hats! 152ee80cbc
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