PRIVACY POLICY
PRIVACY POLICY
Last Updated: August 19, 2026
The "Finora: Expense & Budget" application ("App"), developed by "Nigeriacamera" ("Company", "we", "us", or "our"), is committed to protecting your privacy.
This Privacy Policy explains how we collect, use, store, and share information when you use our Services, including:
Downloading and using our mobile application, Finora: Expense & Budget.
Using expense tracking, budgeting, financial calculation, and related features.
Contacting us for support, feedback, or inquiries.
Using any features or services provided through the App.
By using the App, you agree to the collection and use of information in accordance with this Privacy Policy.
We may collect:
Email address, if you voluntarily contact us for support or feedback.
Depending on the features you use, you may voluntarily enter information such as:
Income amounts.
Expenses and spending records.
Budget information.
Savings goals.
Loan amounts and calculation parameters.
Interest rates and repayment periods.
Other financial figures entered by you for calculation or budgeting purposes.
This information is used to provide the features of the App. The App is not a financial institution and does not provide loans, credit, banking services, investment services, or financial products.
We may automatically collect certain information, including:
IP address
Device model and manufacturer
Operating system version
App version
Advertising identifiers, such as Google Advertising ID
Language and region settings
App performance and crash reports
General App usage information and interaction events
We process information for the following purposes:
To provide expense tracking and budgeting features.
To provide financial calculations and planning tools.
To maintain App functionality and compatibility.
To save and display information entered by you where required for App functionality.
To monitor App stability and performance.
To identify and fix bugs, crashes, and technical issues.
To improve user experience and App features.
To respond to support requests, questions, and feedback.
To prevent abuse, fraud, unauthorized access, and security threats.
To comply with applicable laws and regulations.
Finora: Expense & Budget is a personal finance management and calculation tool only.
The App does not:
Provide loans or credit.
Lend money to users.
Act as a bank, lender, broker, or financial institution.
Approve or process loan applications.
Provide investment, insurance, banking, or credit services.
Connect users with lenders for the purpose of obtaining loans.
Guarantee financial returns or savings.
Provide personalized financial, investment, tax, or legal advice.
Any loan, interest, savings, investment, or other financial calculations provided by the App are estimates for informational and planning purposes only.
Actual rates, fees, repayment amounts, terms, returns, and other financial conditions may differ depending on the applicable financial institution, lender, product, market conditions, or other factors.
Users should independently verify financial information and consult a qualified financial professional where appropriate.
The App may use third-party advertising and analytics services.
These services may collect limited device and usage information to:
Measure App performance.
Analyze usage trends.
Display advertisements.
Improve advertising effectiveness.
Third-party providers may include:
Google AdMob
Google Analytics for Firebase
Firebase Crashlytics
Please refer to the privacy policies of these providers for additional information regarding their data processing practices.
We do not sell or rent your personal information.
We may share limited information with trusted third-party service providers that assist us with:
Analytics
Advertising
Crash reporting
Cloud infrastructure
Customer support
Technical services required to operate the App
We may disclose information if required by law or when reasonably necessary to:
Comply with legal obligations.
Protect our rights and property.
Prevent fraud or abuse.
Protect the safety of users.
Our services may be operated using servers located in different countries.
Your information may be transferred to and processed in countries outside your country of residence.
Where permitted by applicable law, we take reasonable measures to ensure that transferred information remains appropriately protected.
We use reasonable technical and organizational safeguards designed to protect information from unauthorized access, disclosure, alteration, or destruction.
Where financial or budgeting information is stored locally on your device, such information may remain on your device until you delete it, clear the App's data, or uninstall the App.
While we strive to protect your information, no method of transmission over the Internet or electronic storage can be guaranteed to be completely secure.
We retain information only for as long as reasonably necessary to:
Provide our services.
Maintain and improve the App.
Fulfill legal obligations.
Resolve disputes.
Enforce our agreements.
When information is no longer required, it will be securely deleted or anonymized where applicable.
Depending on your location and applicable laws, you may have the right to:
Access your personal information.
Correct inaccurate information.
Request deletion of your information.
Restrict or object to certain processing activities.
Request a copy of your information.
Withdraw consent where processing is based on consent.
You may also control certain permissions and data stored by the App through your device settings.
To exercise any applicable privacy rights, please contact us using the email address listed below.
We implement reasonable security measures designed to protect your information.
However, no system can be guaranteed to be 100% secure. We encourage users to take appropriate precautions when using online services and when managing financial information.
The App is not intended for children under the age of 13.
We do not knowingly collect personal information from children under 13. If we become aware that personal information from a child under 13 has been collected, we will take appropriate steps to delete it.
If applicable laws in your jurisdiction establish a different minimum age for consent to data processing, those requirements will apply.
We may update this Privacy Policy from time to time.
Any changes will be posted on this page with an updated effective date. Continued use of the App after changes become effective constitutes acceptance of the revised Privacy Policy.
If you have any questions regarding this Privacy Policy, please contact us at:
Nigeriacamera
Email: dammymee@gmail.com