Cashflow Analysis

This tool is for those who want to better assess one's available spending power after taking into consideration known income and expenses over time. As discussed in Chapter 5 in the book An Engineer's Attempt to Explain Personal Finance, using cashflow better identifies issues and minimizes surprises when several known expenses overlap. Enter each of your budget items to model your cashflow for a 24 month period look-ahead. If you wish to model monthly expenses or income that are seasonal, such as a power bill, use the yearly buget section and define each month separately.

For your ease of mind, your data remains stored in your browser memory and will be wiped clean with a browser refresh. Use the Save/Export button to avoid losing work and a JSON file will be created in your Downloads folder for importing at a later date. Due to the size of the tool and the desire to make it easier to use, we have set this one up to open in its own tab using the button below. If it does not work, check your browser settings. These tools are best viewed in a desktop environment.

All tools are free to use and are being provided for convenience and entertainment purposes. The user is solely responsible for its use and application.