Effective Date: September 15, 2026
Last Updated: September 15, 2026
Zolux Solutions Private Limited (“Zolux Solutions,” “we,” “us,” or “our”) respects your privacy and is committed to handling user information responsibly.
This Privacy Policy explains how Expense Tracker app by Zolux Solutions (“Expense Tracker,” the “App,” or the “Service”) handles information when you use the App.
Expense Tracker is designed as a personal expense tracking, budgeting, and money management application. The App allows users to:
Record income and expenses
Organize financial transactions
Review spending
Create and manage budgets
Track savings goals
View spending insights and analytics
Search transaction records
Choose a preferred currency
Export financial records in CSV format
Expense Tracker is primarily intended for users in the United States, but it may also be available worldwide.
By using Expense Tracker, you acknowledge the practices described in this Privacy Policy.
Expense Tracker currently uses a local-device storage approach.
Financial information that you enter into the App is stored only on your device.
In the current version of Expense Tracker:
Your financial records are not linked to an Expense Tracker account.
Your financial records are not automatically uploaded to cloud storage operated by Zolux Solutions.
Your financial information is not stored in an online database operated by Zolux Solutions.
Zolux Solutions does not routinely receive or access the financial records you enter into the App.
The primary processing of your financial information takes place directly on your device.
This means you can currently use the App without creating an online account or connecting your financial records to a Zolux Solutions cloud service.
Expense Tracker may process and locally store information that you voluntarily enter into the App.
Depending on how you use Expense Tracker, this information may include:
Income amounts
Expense amounts
Transaction dates
Transaction descriptions
Transaction notes
Merchant or transaction names
Income categories
Expense categories
Budget amounts
Budget categories
Savings goals
Currency preferences
Balance information
Financial summaries and calculations
Other information you voluntarily enter as part of your personal financial records
This information is used to provide Expense Tracker’s expense tracking, income tracking, budgeting, analytics, savings, and money-management functionality.
The financial information described above remains stored locally on your device in the current version of the App and is not linked to a user account or transmitted to Zolux Solutions for cloud storage.
Expense Tracker does not currently connect directly to:
Bank accounts
Credit cards
Debit cards
Financial institutions
Investment accounts
Brokerage accounts
Payment accounts
Expense Tracker does not automatically retrieve transactions or other financial information from banks or financial institutions.
Instead, users manually enter the financial information they choose to track.
Expense Tracker is not a bank, financial institution, payment processor, money-transfer service, investment platform, or financial-account aggregation service.
The current version of Expense Tracker does not require you to create an account, register, or sign in to use its primary functionality.
Because no account is currently required:
Your financial records are not linked to an Expense Tracker user profile.
Your financial information is not associated with a Zolux Solutions cloud account.
You do not need to provide an email address or account credentials simply to use the App.
If account-based functionality is introduced in a future version, this Privacy Policy will be updated as appropriate to reflect the new data practices.
Although financial records remain locally stored on your device, we may receive personal information if you voluntarily contact Zolux Solutions.
For example, if you contact us by email, we may receive:
Your email address
Your name, if included
The contents of your message
Screenshots or files you voluntarily attach
Technical information you voluntarily provide when requesting support
We may use this information to:
Respond to your inquiry
Provide customer or technical support
Investigate reported problems
Maintain appropriate support records
Protect our legal rights
Comply with applicable legal obligations
Please do not send passwords, bank credentials, full payment-card numbers, or other sensitive financial information that is not necessary for your support request.
Expense Tracker may request permission to send notifications.
Notifications may be used to provide reminders, alerts, or other information relating to App functionality.
Notification permission is optional.
You may:
Allow notifications when requested
Deny notification permission
Change notification settings later through your device settings
Denying notification permission does not prevent you from using the App’s primary expense-tracking and budgeting features.
Expense Tracker allows users to export certain financial records in CSV format.
CSV exports are initiated by you.
When you export a CSV file:
The file may be saved to a location you choose.
You may choose to open it with another application.
You may choose to share it through another service.
Zolux Solutions does not automatically receive a copy of the exported file.
Once you export, save, upload, email, or share a CSV file outside Expense Tracker, its privacy and security may depend on the application, storage provider, email service, cloud service, or other third party you choose.
You are responsible for deciding where exported files are stored and with whom they are shared.
Information processed locally within Expense Tracker may be used to provide functions requested by you, including:
Recording income
Recording expenses
Organizing transactions
Calculating balances
Creating financial summaries
Displaying transaction history
Categorizing financial activity
Creating spending charts and insights
Creating and monitoring budgets
Managing savings goals
Applying your selected currency
Searching and filtering transaction records
Creating CSV exports
Zolux Solutions does not use financial records stored locally on your device to create advertising profiles.
Zolux Solutions does not sell users’ personal information or financial data.
The current version of Expense Tracker does not sell or share locally stored financial information for cross-context behavioral advertising.
Because your financial records remain on your device, Zolux Solutions does not ordinarily possess those records for sale or disclosure to third parties.
Expense Tracker may be downloaded through platforms including:
Apple App Store
Google Play
These platforms may independently process information relating to your download, installation, device, app-store account, diagnostics, or use of their services.
Information processed independently by Apple, Google, your device manufacturer, operating-system provider, mobile-network provider, or another third party is governed by that party’s own privacy policy and terms.
Zolux Solutions does not control the independent privacy practices of those third parties.
Financial information that you enter into Expense Tracker is retained locally on your device until you:
Edit it
Delete the information
Use the App’s Clear/Delete Data functionality
Otherwise remove the applicable App data
Because Zolux Solutions does not currently store your primary financial records on its servers, we do not maintain a server-side retention period for those financial records.
If you contact us directly, correspondence and information you voluntarily provide may be retained for as long as reasonably necessary to:
Respond to your request
Provide support
Maintain appropriate records
Resolve disputes
Protect our legal rights
Comply with legal obligations
Expense Tracker provides a Clear/Delete Data option that allows you to remove locally stored App data from your device.
You may use this functionality whenever you want to clear your financial information from the App.
Because financial records are not currently stored in an Expense Tracker cloud account, you generally do not need to contact Zolux Solutions to delete financial information that exists only inside the App.
If you have separately contacted us and want to request deletion of personal information contained in correspondence that we still hold, contact us at:
hello@ocrnest.com
Device backups or other backup services independently configured by you may retain copies according to their own settings and policies.
We take reasonable measures designed to protect information handled in connection with Expense Tracker.
However, no software, device, electronic-storage system, or security method can be guaranteed to be completely secure.
Because your primary financial information is stored locally, the security of your device is important.
We recommend that you:
Protect your device with appropriate security features
Keep your operating system updated
Prevent unauthorized access to your device
Keep exported CSV files secure
Avoid sharing sensitive exports with untrusted parties
Zolux Solutions cannot guarantee the security of information after you export or share it with another application, cloud service, email provider, messaging service, storage location, or third party.
Expense Tracker is intended for a general audience and is not specifically designed for or directed to children under 13 years of age.
The current version of Expense Tracker does not require a user account or cloud registration.
We do not knowingly seek to collect personal information directly from children under 13 through an Expense Tracker account.
If you are a parent or legal guardian and believe that a child has directly provided personal information to Zolux Solutions, such as through a support request, contact us at:
hello@ocrnest.com
Where applicable law establishes a different minimum age or consent requirement for minors, we will comply with that applicable requirement.
Depending on where you live and subject to applicable law, you may have certain rights regarding personal information that Zolux Solutions actually possesses or controls.
These rights may include the right to:
Request access to your personal information
Request correction of inaccurate information
Request deletion of personal information
Request restriction of certain processing
Object to certain processing
Request data portability where applicable
Withdraw consent where processing is based on consent
Submit a complaint to an appropriate privacy or data-protection authority
Most financial information entered into Expense Tracker is stored only on your device.
Because Zolux Solutions does not possess that locally stored information, we generally cannot access, correct, download, or delete it on your behalf.
You can manage locally stored information directly through the App.
Residents of California and other U.S. states with applicable privacy laws may have additional rights regarding personal information.
Depending on applicable law, these rights may relate to:
Access
Correction
Deletion
Data portability
Certain disclosures
Certain uses of sensitive personal information
Opting out of certain sales or sharing practices
Zolux Solutions does not sell users’ personal information or financial data.
The current version of Expense Tracker does not share users’ locally stored financial records for cross-context behavioral advertising.
To make a privacy request concerning personal information that Zolux Solutions actually holds, contact:
hello@ocrnest.com
Expense Tracker is primarily intended for users in the United States but may also be available worldwide.
Privacy and consumer-protection requirements vary between countries, states, and regions.
Where applicable law provides mandatory rights or protections that cannot legally be waived or limited, those rights and protections will continue to apply.
Zolux Solutions will handle personal information actually received by it in accordance with this Privacy Policy and applicable law.
We may use, preserve, or disclose information that is actually in our possession where reasonably necessary to:
Comply with applicable laws or regulations
Respond to valid legal processes
Respond to enforceable governmental requests
Protect the rights, property, or safety of users
Protect Zolux Solutions
Prevent or investigate misuse or fraud
Establish, exercise, or defend legal claims
Because users’ primary financial records are locally stored and are not normally transmitted to Zolux Solutions, we generally do not possess those financial records for disclosure.
Expense Tracker may evolve over time.
Future versions may introduce additional functionality or technologies.
If a future version materially changes how personal information is collected, transmitted, stored, used, or shared, this Privacy Policy will be updated as appropriate.
Future privacy practices will be described based on the actual functionality available at that time.
We may update this Privacy Policy periodically to reflect changes in:
Expense Tracker
Applicable laws
Technology
Security practices
Our operational practices
When we update this Privacy Policy, we will revise the Last Updated date at the top of this page.
We encourage you to review this Privacy Policy periodically.
If you have questions, privacy requests, complaints, or concerns regarding this Privacy Policy or Expense Tracker’s privacy practices, contact:
Zolux Solutions Private Limited
Email: hello@ocrnest.com