# Terms of Service
**Effective Date:** January 15, 2025
**Last Updated:** January 15, 2025
## Agreement to Terms
By downloading, installing, or using the Budget Tracker mobile application ("App," "Service," or "we"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use our App.
## Description of Service
Budget Tracker is a personal finance management application that helps users track expenses, manage budgets, and gain insights into their spending habits. Our Service includes:
### Core Features
- Monthly budget setting and tracking
- Expense recording and categorization
- Spending analytics and insights
- Multi-currency support
- Data synchronization across devices
### Premium Features (Subscription Required)
- Unlimited expense tracking
- Advanced analytics and insights
- Cloud synchronization
- PDF and CSV export capabilities
- Priority customer support
- Family sharing (annual plan)
## User Accounts and Registration
### Account Creation
- You must provide accurate and complete information when creating an account
- You are responsible for maintaining the confidentiality of your account credentials
- You must notify us immediately of any unauthorized use of your account
- You must be at least 13 years old to create an account
### Account Responsibilities
- You are solely responsible for all activities that occur under your account
- You agree to use the Service only for lawful purposes
- You will not share your account with others or allow others to access your account
## Subscription Terms
### Subscription Plans
- **Monthly Premium**: $4.99/month with automatic renewal
- **Annual Premium**: $39.99/year with automatic renewal (includes family sharing)
### Billing and Payment
- Subscriptions are billed through your Apple App Store or Google Play Store account
- Payment will be charged to your account upon confirmation of purchase
- Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period
- Your account will be charged for renewal within 24 hours prior to the end of the current period
### Free Trial
- New users may be eligible for a free trial period
- You can cancel anytime during the trial period without charge
- If you don't cancel during the trial, you will be automatically charged for the subscription
### Cancellation and Refunds
- You can cancel your subscription anytime through your App Store or Google Play account settings
- Cancellation takes effect at the end of the current billing period
- No refunds are provided for unused portions of subscription periods
- Refund requests must be made through the respective app store's refund policy
### Family Sharing
- Annual subscribers can share their subscription with up to 6 family members
- Family sharing is managed through Apple's Family Sharing or Google Play Family Library
- The primary subscriber is responsible for all charges and account management
## Acceptable Use
### Permitted Uses
You may use our Service to:
- Track your personal expenses and budgets
- Generate reports for personal financial management
- Sync data across your personal devices
- Share data with family members (if using family sharing)
### Prohibited Uses
You may not:
- Use the Service for any illegal or unauthorized purpose
- Violate any laws in your jurisdiction
- Transmit any harmful, threatening, or offensive content
- Attempt to gain unauthorized access to our systems
- Reverse engineer, decompile, or disassemble the App
- Use the Service to track expenses for commercial or business purposes without a commercial license
- Share your account credentials with unauthorized users
- Create multiple accounts to circumvent usage limitations
## Intellectual Property Rights
### Our Rights
- The App and all content, features, and functionality are owned by us and protected by copyright, trademark, and other intellectual property laws
- Our trademarks, logos, and service marks may not be used without our prior written consent
- All rights not expressly granted to you are reserved by us
### Your Rights
- You retain ownership of the financial data you input into the App
- You grant us a limited license to use your data solely to provide the Service
- You may export your data at any time through the App's export features
### User-Generated Content
- You are responsible for any content you create or share through the Service
- You grant us a non-exclusive license to use, modify, and display your content as necessary to provide the Service
- You represent that you have all necessary rights to any content you provide
## Privacy and Data Protection
### Data Collection and Use
- Our collection and use of your information is governed by our Privacy Policy
- By using the Service, you consent to the collection and use of your information as described in our Privacy Policy
- We implement appropriate security measures to protect your data
### Data Ownership
- You own the financial data you input into the App
- We do not claim ownership of your personal financial information
- You can export or delete your data at any time
## Service Availability and Modifications
### Service Availability
- We strive to maintain high availability but do not guarantee uninterrupted service
- The Service may be temporarily unavailable due to maintenance, updates, or technical issues
- We are not liable for any losses resulting from service interruptions
### Modifications to Service
- We reserve the right to modify, suspend, or discontinue the Service at any time
- We will provide reasonable notice of material changes to the Service
- Continued use of the Service after modifications constitutes acceptance of the changes
### Updates and Upgrades
- We may release updates to improve functionality, security, or performance
- Some updates may be required to continue using the Service
- You are responsible for installing updates in a timely manner
## Disclaimers and Limitations of Liability
### Service Disclaimers
- The Service is provided "as is" without warranties of any kind
- We do not warrant that the Service will be error-free or uninterrupted
- We do not guarantee the accuracy of financial calculations or insights
- You are responsible for verifying all financial information and calculations
### Financial Advice Disclaimer
- The Service provides tools for tracking expenses and budgets but does not constitute financial advice
- We are not financial advisors and do not provide investment, tax, or legal advice
- You should consult with qualified professionals for financial planning decisions
### Limitation of Liability
- Our liability is limited to the maximum extent permitted by law
- We are not liable for any indirect, incidental, or consequential damages
- Our total liability will not exceed the amount you paid for the Service in the 12 months preceding the claim
- Some jurisdictions do not allow limitation of liability, so these limitations may not apply to you
## Indemnification
You agree to indemnify and hold us harmless from any claims, damages, losses, or expenses arising from:
- Your use of the Service
- Your violation of these Terms
- Your violation of any third-party rights
- Any content you provide through the Service
## Termination
### Termination by You
- You may terminate your account at any time through the App settings
- Termination does not entitle you to a refund of any subscription fees
- You may continue to use the Service until the end of your current billing period
### Termination by Us
We may terminate or suspend your account if you:
- Violate these Terms of Service
- Engage in fraudulent or illegal activities
- Fail to pay subscription fees
- Abuse or misuse the Service
### Effect of Termination
- Upon termination, your right to use the Service ceases immediately
- We may delete your account and data after a reasonable period
- Provisions that should survive termination will remain in effect
## Governing Law and Dispute Resolution
### Dispute Resolution
- We encourage you to contact us first to resolve any disputes
- Any disputes will be resolved through binding arbitration
- You waive your right to participate in class action lawsuits
- Some jurisdictions may not allow arbitration clauses, in which case disputes will be resolved in local courts
## General Provisions
### Entire Agreement
These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding the Service.
### Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
### Waiver
Our failure to enforce any provision of these Terms does not constitute a waiver of that provision.
### Assignment
You may not assign your rights under these Terms without our written consent. We may assign our rights and obligations under these Terms.
### Force Majeure
We are not liable for any failure to perform due to circumstances beyond our reasonable control.
## Changes to Terms
We may update these Terms from time to time. We will notify you of material changes by:
- Posting updated Terms in the App
- Sending email notifications (if provided)
- Displaying prominent notices in the App
Your continued use of the Service after changes constitutes acceptance of the updated Terms.
## Contact Information
If you have questions about these Terms of Service, please contact us:
**Email**: emre.ari34@hotmail.com
We will respond to your inquiry within 5 business days.
## Apple App Store Additional Terms
For users who download the App from the Apple App Store, the following additional terms apply:
### License
The license granted to you is limited to a non-transferable license to use the App on Apple devices that you own or control.
### Maintenance and Support
Apple has no obligation to provide maintenance or support services for the App.
### Warranty
Apple disclaims all warranties with respect to the App to the maximum extent permitted by applicable law.
### Product Claims
We, not Apple, are responsible for addressing any claims relating to the App or your possession and use of the App.
### Intellectual Property
In the event of any third-party claim that the App infringes intellectual property rights, we, not Apple, will be responsible for the investigation and resolution of such claim.
### Third-Party Beneficiary
Apple is a third-party beneficiary of these Terms and may enforce these Terms against you.
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By using Budget Tracker, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.