# Privacy Policy
**Effective Date:** January 15, 2025
**Last Updated:** January 15, 2025
## Introduction
Welcome to Budget Tracker ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services.
## Information We Collect
### Information You Provide Directly
- **Account Information**: When you create an account, we collect your email address and any profile information you choose to provide
- **Financial Data**: Budget amounts, expense records, categories, and notes you enter into the app
- **Preferences**: Currency settings, language preferences, and app customization choices
- **Support Communications**: Information you provide when contacting our customer support team
### Information Collected Automatically
- **Device Information**: Device type, operating system version, unique device identifiers, and mobile network information
- **Usage Data**: App features used, time spent in the app, and interaction patterns (anonymized)
- **Location Data**: Approximate location for expense categorization (only when you grant permission and use location-based features)
- **Technical Data**: App version, crash reports, and performance metrics to improve our service
### Information from Third Parties
- **Cloud Sync Services**: When you enable cloud synchronization, we may receive data from Firebase to facilitate cross-device syncing
- **Payment Processors**: Subscription and payment information from Apple App Store, Google Play Store, or other payment platforms
## How We Use Your Information
We use your information to:
### Core App Functionality
- Provide budget tracking and expense management services
- Synchronize your data across multiple devices
- Generate spending insights and analytics
- Send important app notifications and updates
### Service Improvement
- Analyze usage patterns to improve app features and performance
- Identify and fix technical issues and bugs
- Develop new features based on user needs
- Conduct research and analytics to enhance user experience
### Communication
- Respond to your customer support inquiries
- Send important service announcements and updates
- Provide subscription and billing information
- Share tips and educational content (with your consent)
### Legal and Security
- Comply with legal obligations and regulatory requirements
- Protect against fraud, abuse, and security threats
- Enforce our Terms of Service and other policies
- Resolve disputes and legal claims
## Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share your information only in the following circumstances:
### Service Providers
We work with trusted third-party service providers who assist us in operating our app and providing services to you:
- **Cloud Storage**: Firebase for data synchronization and backup
- **Analytics**: Anonymized usage analytics to improve our service
- **Payment Processing**: Apple, Google, and other payment platforms for subscription management
- **Customer Support**: Support platforms to help resolve your inquiries
### Legal Requirements
We may disclose your information if required by law or in response to:
- Valid legal processes (subpoenas, court orders, etc.)
- Government investigations or regulatory requests
- Protection of our rights, property, or safety
- Protection of our users' rights, property, or safety
### Business Transfers
In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new entity, subject to the same privacy protections.
## Data Security
We implement industry-standard security measures to protect your information:
### Technical Safeguards
- **Encryption**: All data is encrypted in transit and at rest
- **Secure Storage**: Local data is stored securely on your device
- **Access Controls**: Strict access controls limit who can view your data
- **Regular Security Audits**: We regularly review and update our security practices
### Organizational Safeguards
- **Employee Training**: Our team is trained on privacy and security best practices
- **Data Minimization**: We collect only the information necessary to provide our services
- **Incident Response**: We have procedures in place to respond to security incidents
## Your Privacy Rights
Depending on your location, you may have the following rights:
### Access and Control
- **Access**: Request a copy of the personal information we have about you
- **Correction**: Update or correct inaccurate information
- **Deletion**: Request deletion of your personal information
- **Portability**: Request your data in a portable format
### Communication Preferences
- **Opt-out**: Unsubscribe from marketing communications
- **Notification Settings**: Control app notifications through your device settings
### Account Management
- **Data Export**: Export your financial data from within the app
- **Account Deletion**: Delete your account and associated data
To exercise these rights, please contact us at privacy@budgettracker.app or through the app's support feature.
## Data Retention
We retain your information for as long as necessary to provide our services and fulfill the purposes outlined in this policy:
- **Account Data**: Retained while your account is active
- **Financial Data**: Retained for up to 7 years for tax and financial record purposes
- **Usage Data**: Anonymized usage data may be retained indefinitely for analytics
- **Support Data**: Customer support communications retained for 3 years
When you delete your account, we will delete your personal information within 30 days, except where retention is required by law.
## Children's Privacy
Our app is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly.
## International Data Transfers
Your information may be transferred to and processed in countries other than your own. We ensure that such transfers comply with applicable data protection laws and implement appropriate safeguards to protect your information.
## Third-Party Links and Services
Our app may contain links to third-party websites or services. This Privacy Policy does not apply to those third-party services. We encourage you to review the privacy policies of any third-party services you use.
## Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of any material changes by:
- Posting the updated policy in the app
- Sending you an email notification (if you have provided your email)
- Displaying a prominent notice in the app
Your continued use of the app after any changes indicates your acceptance of the updated Privacy Policy.
## Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:
**Email**: emre.ari34@hotmail.com
We will respond to your inquiry within 30 days.
## Regional Privacy Information
### For California Residents (CCPA)
California residents have additional rights under the California Consumer Privacy Act (CCPA):
- Right to know what personal information is collected
- Right to delete personal information
- Right to opt-out of the sale of personal information (we do not sell personal information)
- Right to non-discrimination for exercising privacy rights
### For European Residents (GDPR)
European residents have additional rights under the General Data Protection Regulation (GDPR):
- Right to access, rectify, or erase personal data
- Right to restrict or object to processing
- Right to data portability
- Right to withdraw consent
- Right to lodge a complaint with supervisory authorities
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This Privacy Policy is designed to be transparent about our data practices and your privacy rights. We are committed to protecting your privacy and maintaining your trust.