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I recently spoke with Yegon about his outlet and the future of mobile journalism in Africa, where he has trained hundreds of journalists and journalism students. Our conversation has been edited for brevity and clarity.

For instance, when I went to conduct an interview, some subjects used to be sceptical about the quality of what I was doing and whether I was serious about it. Today there's tremendous growth in interest and uptake not only by journalists but also by other content creators. Throughout the pandemic, many journalists worked from home or on the ground and were using smartphones to report. We saw people like Larry Madowo having a simple setup of a tripod, a smartphone and a ring light doing live links or reporting for CNN. This helped change many misconceptions about mobile journalism.

In 2021 we worked with the Aga Khan University's Graduate School of Media and Communications to train a cohort of journalists on mobile journalism. After the training, they were placed in different newsrooms for six months and were told to produce stories using smartphones. Then some of the media houses decided to retain them and even went a step further: they equipped other journalists with smartphones to produce short stories for their digital platforms.

Many notable journalists do use smartphones to film or report live. Some media organisations that formerly conducted interviews with huge cameras and tripods are now recording footage on smartphones. This has changed how people view mobile journalism. A new wave of content creators using their smartphones to create various forms of content whether for TikTok, Instagram, or YouTube has contributed to reshaping perspectives.

A. The training provides us an opportunity to take journalists through essentially what mobile journalism is so they understand their devices with their limitations and strengths, and then how to work through those limitations to still achieve what they want.

Additionally, the audience for our mobile journalism stories here in Africa has been very receptive. It is no longer a question of whether people consume mobile journalism. Audiences will always flock to where quality content is. MoJo stories are short and easily shareable, so audiences don't have to spend a lot of time or mobile data on them.

A. The first people that I learned from is the BBC Nairobi bureau. They were keen on mobile journalism from the very initial stages. The others that joined in the wave in Kenya included outlets such as Citizen TV, KTN and NTV. Some of the content of digital platforms like Kenyans is also produced with smartphones.

A. One of the major challenges is connectivity in some countries. Connectivity affects mobile journalism in two ways. First, the uploading or sharing of the content. Without an internet connection, then you cannot upload your work. Secondly, connectivity also affects quality and consumption. For instance, if you put out only 4k videos then it means you are restricting your content to those who have good internet connectivity.

The second challenge mobile journalism faces is that the production of these stories often requires access to paid software. Most applications are free for Android users, but those that are good for content creation are subscription based. Of course, they have a free version, but it has limited features. At MoJo Africa, we have done our best to reach out to some of the organisations behind these apps to work out some arrangements.

Elections are hard to cover. There are a lot of things happening at once. But what if they gave space for more journalists to report with their smartphones from all those different places? Newsrooms should adopt mobile journalism and make that part of their workflows.

A. What matters for me is how we can get these skills to as many people across the continent. We should make mobile journalism so mainstream that it can be taught in universities. Mobile journalism is the fastest way to change how Africa's narrative is told.

The increasing use of mobile devices and the unfettered access to cyberspace has introduced new threats to users. Mobile device users are continually being targeted for cybersecurity threats via vectors such as public information sharing on social media, user surveillance (geolocation, camera, etc.), phishing, malware, spyware, trojans, and keyloggers. Users are often uninformed about the cybersecurity threats posed by mobile devices. Users are held responsible for the security of their device that includes taking precautions against cybersecurity threats. In recent years, financial institutions are passing the costs associated with fraud to the users because of the lack of security.

This study involved three phases. The first phase conducted two rounds of the Delphi technique and collected quantitative data from 26 Subject Matter Experts (SMEs) in round one and 22 SMEs in round two through an anonymous online survey. Results of Phase 1 emerged with six threats categories and 62 cybersecurity threats. Phase 2 operationalized the elicited and validated criteria into pictograms, labels, and safety data sheets. Using the results of phase one as a foundation, two to three pictograms, labels, and safety data sheets (SDSs) from each of the categories identified in phase one were developed, and quantitative data were collected in two rounds of the Delphi technique from 24 and 19 SMEs respectively through an online survey and analyzed. Phase 3, the main data collection phase, empirically evaluated the developed and validated pictograms, labels, and safety data sheets for their perceived effectiveness as well as performed an analysis of covariance (ANCOVA) with 208 non-IT professional mobile device users.

The results of this study showed that pictograms were highly effective; this means the participants were satisfied with the characteristics of the pictograms such as color, shapes, visual complexity, and found these characteristics valuable. On the other hand, labels and Safety Data Sheets (SDS) did not show to be effective, meaning the participants were not satisfied or lacked to identify importance with the characteristics of labels and SDS. Furthermore, the ANCOVA results showed significant differences in perceived effectiveness with SDSs with education and a marginal significance level with labels when controlled for the number of years of mobile device use. Based on the results, future research implications can observe discrepancies of pictogram effectiveness between different educational levels and reading levels. Also, research should focus on identifying the most effective designs for pictograms within the cybersecurity context. Finally, longitudinal studies should be performed to understand the aspects that affect the effectiveness of pictograms.

Mobile money was introduced in Uganda in 2009. The business model involves a partnership between a mobile money operator and a commercial bank. The services offered have so far been restricted to domestic remittances, basic retail payments and money storage services. The growth in mobile banking has been phenomenal. As of December, 2014, there were over 18 million registered mobile money customers, and the average monthly number of transactions in the last quarter was 46 million while the average monthly value of the transactions was UGX 2.1 trillion. Mobile money therefore has a high potential to foster financial inclusion in Uganda.

Money transmission is a regulated financial institutions business under the Financial Institutions Act, 2004 (FIA). Therefore, all mobile money operators have to get clearance from the Central Bank before they launch their services:

- The financial institution must carry out a due diligence on the mobile money operator and must obtain proof of financial position, review the operator's business plan, risk management proposal, technology system and Anti Money Laundering (AML)/ Countering the Financing of Terrorism (CFT) measures.

- There must be an agreement between the financial institution and the mobile money operator. This agreement provides for the establishment of an escrow account in the financial institution where money is deposited before creation of e-value. Safeguarding customers' virtual money which they purchase with cash from mobile money agents has been the BoU's main concern. The BoU has only allowed mobile money operations when this is done in partnership with a supervised financial institution. Mobile money operators have to hold, in an escrow account in their partner financial institution, the equivalent in value of all the mobile money that they have sold to their customers. This means that the mobile phone operators, which are not licensed financial institutions, cannot themselves intermediate the funds that they have mobilised through the sale of mobile money. The parties must be able to reconcile the balances of the escrow account and the mobile money accounts.

In 2013, the BoU issued mobile money guidelines which stipulate the approval process for the mobile money services, as well as the roles and responsibilities of all parties involved. They address interoperability, system standards, competition, AML/CFT, and supervision. They also stipulate the safeguards to protect customers among which are: ff782bc1db

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