4th Durham-Bristol Banking Policy Forum
"From bank tellers to AI agents: Toward a new banking system"
15 October 2026
University of Bristol Business School
Programme
8.30 - 9.00
Coffee/Tea and Registration
9.00 - 9.15
Introduction to the Forum by Dennis Philip, Durham University Business School and Klaus Schaeck, University of Bristol Business School
9.15 - 10.45
Research Paper Session 1: AI and bank lending (organised by Durham University Business School and University of Bristol Business School)
Chair: Min Park (University of Bristol Business School)
9.15 - 10.00
“Artificial intelligence and relationship lending” by Leonardo Gambacorta (Bank for International Settlements), Fabiana Sabatini (Bank of Italy), and Stefano Schiaffi (Bank of Italy)
Discussant: Yushi Peng (Tilburg University)
10.00 - 10.45
“Birds of a Feather Flock Together: The coupling of Innovative Banks and Innovative Firms” by Silvia Del Prete (Bank of Italy), Stefano Schiaffi (Bank of Italy), and Giovanni Soggia (Bank of Italy)
Discussant: Clement Mazet-Sonilhac (Bocconi University)
10.45 - 11.15
Coffee Break
11.15 - 12.15
Industry Panel: “How do Banks Ride the Rise of AI?”
Moderator: Jonathan V. Beaverstock, Deputy Dean, University of Bristol Business School
Diana Kennedy, Chief Technology Officer, Natwest Group
Simone di Castri, CEO & Co-Founder, Digital Transformation Solutions & GovSpace
Trystan Davies, Group Head of Data Science, Lloyds Banking Group
Mehmet Bakkaloglu, Principal Solutions Architect, Amazon Web Services
12.15 - 13.05
Lunch Break
13.05 - 14.35
Research Paper Session 2: (organised by International Banking Research Network)
Chair: Guillem Ordonez-Calafi (University of Bristol Business School)
13.05 - 13.50
“Digital Rails and Bank Deposits” by Bjorn Imbierowicz (Deutsche Bundesbank) and Rui Santos Almeida (Deutsche Bundesbank)
Discussant: Valerie Laturnus (Durham University Business School)
13.50 - 14.35
“Data-driven Technologies and Local Information Advantages in Small Business Lending” by Wilbur Chen (Hong Kong University of Science and Technology), Jung Koo Kang (Harvard Business School), Aditya Mohan (Analysis Group)
Discussant: Joe Gong (Bayes Business School)
14.35 - 15.00
Coffee Break
15.00 - 16.00
Policy Panel: “AI Risk: Facing the Challenges and Finding Opportunities”
Moderator: Daniel Flatt, The Banker, Financial Times
Domhnall Cullinan, Director of Banking and Payments, Central Bank of Ireland
Stefan Kerbl, Principal Supervisor of Financial Stability and Macroprudential Supervision Department, Austrian National Bank
Marine Krasovska, Head of Financial Technology Supervision Department, Latvijas Banka
Giuseppe Bruno, Director of Economics and Statistics Department, Bank of Italy
16.00 - 16.15
Closing Remarks
Francesco Vallascas and Yue Xu (Durham University Business School)
Academic Sessions : 45 minutes (25 mins presentation, 15 mins discussion, 5 mins Q&A)
Please note that Chatham Houese Rules apply to this event!
Registration link on the event webpage https://sites.google.com/view/durham-bristol-forum/home